The Purpose Of The Federal Reserve
Unlike the markets, members of the Fed are able to make decisions that are in exactly the wrong direction if they don’t limit themselves with a rules-based system.
Unlike the markets, members of the Fed are able to make decisions that are in exactly the wrong direction if they don’t limit themselves with a rules-based system.
Members of the Federal Reserve openly admit it is not a federal agency.
Government officials argue that consistent deficits are good for the economy, if we were only willing to go high enough.
The conflicting information of the Federal Reserve report has to do with the so-called tapering of asset purchases.
On Tuesday, December 13, 2022, David John Marotta appeared on Radio 1070 WINA’s Schilling Show with Rob Schilling to talk about the causes of inflation.
At 4.0% inflation, cash will lose 82.88% of its value over 45 years. Such loss of value can ruin a retirement plan more so than any market returns. Your long term investments need to appreciate well over inflation. The best method to do that is to stay mostly invested in stocks.
All of these factors contribute to the low inclusion of people of color among those holding the CFP® certification.
Recently, we lowered the duration of our U.S. Bond portfolio and increased the amount which is inflation protected. This article explains the reasons for this change.
On Tuesday, February 11, 2020, David John Marotta appeared on Radio 1070 WINA’s Schilling Show to take a closer look at the calls for free college education in the socialist utopia.
They vary in the slope, depth, and duration of the downturn.
Investors hurt their finances more by missing out than they do by staying in.
It is easy for an inverted yield curve to spook investors.
This year, we have made three significant changes and are offering four different gone fishing portfolios based on which custodian hosts your accounts.
There is no such thing as a risk-free, guaranteed investment. Everything has risks.
Bear markets are often a precipitous decline followed by a slower and steadier recovery. Volker’s Bear is rare in that a slow and steady decline was followed by a sharp precipitous recovery.
Find out today how much you should be saving and investing this month! If you think a $1 million dollar portfolio is overkill, you haven’t really run the numbers.
Dividends and interest received from U.S debt obligations can be deducted on many state tax returns.
Under one theory, changes in GDP or the rate of GDP growth precede and could cause stock markets to react and move in response. This is usually not the case.
Examining past Bear Markets can help provide some context when we experience the next one.
At first glance, AUNZ did not have great returns in 2014. But is that the whole story?
An immediate fixed annuity is not an investment; it is an insurance product.
“Markets have made possible the prospect of the bulk of an economy’s population not being poor and oppressed.”
There was an interesting article by Joseph Lisanti in Financial Planning Magazine entitled, “Should You Be Building Bond Ladders?” which read in part: As with many strategies, laddering works best for clients with sufficient assets to benefit fully from it. … Read More
Exchange funds, also know as swap funds, can provide investors with one highly appreciated security a way to trade it for an equivalently valued but more diversified portfolio.
The majority of stocks are no longer held directly and shareholders are not legal owners but are called beneficial owners. We explore what these changes mean for the average investor.
The U.S. dollar was first regulated by the Coinage Act of 1792 and prescribed as 371.25 grains of pure silver. The eagle, worth $10, was 247.5 grains of gold. One cent, worth a hundredth of a dollar, was 24 grains … Read More
Of all the investing risks we face, inflation is the risk most commonly overlooked and most certainly experienced.
Quantitative easing is a sneaky way to make everyone dealing in U.S. dollars pay off the U.S. debt.
Even as recently as 2007, banks were paying 4% interest. Now you have to go to the hundredth decimal before you find your interest rate.
In retirement planning, these are the deep risks we are concerned about.
In its simplest form, the government prints money and uses the newly printed currency to fund government spending.
How do you prepare for the end of the world?
Opening an account is the first step in getting started in investing.
David John Marotta and Megan Russell were mentioned on Rush Limbaugh’s show for their article “Should We Wallow in the Rising Stock Market?”
The stock market can occasionally benefit from the misery index.
Why would you want to use valuable dollars today when you can use cheaper dollars over the next three decades?
If you are 50 years or younger will you see any of your retirement money?
When the Federal Reserve decided to maintain the $85 Billion monthly stimulus at their September policy meeting, they cited elevated mortgage rates as a top concern.
My first experience with these shareholder meetings was a major turnoff. In March 2009, I purchased a limited number of shares of Genworth (GNW) stock for reasons I do not proudly share among value investors.
“The way to crush the bourgeoisie is to grind them between the millstones of taxation and inflation.” – Vladimir Lenin.
This edition of the Wealth Management Carnival we focus on investing. We have some helpful definitions of investment vehicles and instruments, advice on what to go for and what to avoid, and all kinds of opinions on that roller coaster ride: Financial Markets.
Despite a steady diet of bad news, most markets around the world climbed the proverbial “wall of worry” to log strong returns. Major market indices around the globe delivered double-digit total returns.
Few of us ever think about how the Ninth Amendment preserves all of our rights not cited in the Constitution. What are some examples of these unenumerated rights?
Such a well-intentioned program which steals our youth, our love, our happiness, our faith and our self-esteem.
Precious metals will, on average, just keep up with inflation, but your after tax return would mean you fell behind inflation by the 28% tax you must pay.
Dividend investors are too easily lulled into the temporary comforts of portfolio income.
Q: I have put my investments in bonds until this global economic crisis settles down and the economic woes of the European Union subside. Do you have any suggestions for indicators that I should look for to get back in?
Starting October 1, price controls were set by law on debit card swipe fees. Such populist well-intentioned legislation reduces economic freedom and slows economic growth.
Adding bonds to an all-stock portfolio can boost returns and lower volatility, especially in choppy markets. Bonds should be a small but important part of your gone-fishing portfolio allocation.
Hong Kong has an incredibly low tax rate. Individuals are taxed at the lower of a progressive tax maxing at 17% of adjusted gross income or a flat tax of 15% of gross.