Nice is Different Than Good (Financial Lessons from Into the Woods)
with No Comments

Nice is different from good. You want a good financial planner not just a nice one.

Q&A: How Much Attention Should Fees Get?
with No Comments

“Has the focus on expense ratios caused the public to lose focus of more critical financial measures, such as performance?” Actually, expense ratios and 12b-1 fees should get even more attention than they are getting. Here’s why.

An Honest Conversation About Compensation
with No Comments

For the proper Victorian, acts of love and money should not mix. Although this honest conversion may ruffle Victorian sensibilities, it is a foundation of the trust we forge with our clients.

Q&A: Do Others Stand to Gain from the Financial Advice You Give Me?
with No Comments

You deserve advice from a firm where you don’t have to second guess where their loyalties lie.

Q&A: How Will I Pay for Your Financial Planning Services? How Much Do You Typically Charge?
with No Comments

It is relatively easy for fee-only fiduciaries to answer the question “How much do you charge?” The only fee they collect is the fee that the client directly pays them.

Information Asymmetry or Why You Need a Fee-Only Advisor
with No Comments

Incentives matter. If you are going to get a financial advisor, you need to select a fee-only advisor because you need to find an advisor you can trust.

Guide to Registered Investment Advisors in Charlottesville 2018
with No Comments

We were surprised by our survey of the registered firms in the Charlottesville area.

Bringing Value with Client Billing
with No Comments

One obscure way we earn our fee is in how we bill you.

Billing Client Accounts to the Client’s Greatest Benefit
with No Comments

Investment managers can bring clients greater savings by carefully considering how they bill different types of accounts.

TD Ameritrade Trust Company President Gets “Fee-Only” Wrong
with No Comments

It should be clear that “fee-only” means “fee-only,” not “fees and third-party manager revenue-sharing and trailing mutual fund fees.”

What Does It Mean To Be A Fee-Only Fiduciary?
with No Comments

Most investors are not aware of an important separation in the professionals of the financial services industry.

SEC Q&A: How Do Investment Advisers Get Paid?
with No Comments

How your advisor is compensated matters. Make sure you can follow the money and know how they are getting paid.

How To Tell If Your Financial Advisor Is Really “Fee-Only”
with No Comments

Many will mislead you into thinking they are “fee-only” when they are not.

Inverview with George Marotta: NAPFA and Being a Fee-Only Fiduciary
with 1 Comment

Inverview with George Marotta on NAPFA and being a fee-only fiduciary

How Do I Find a Fee-Only Commission-Free (Hourly Rate) Financial Advisor?
with 1 Comment

Many people prefer having a local fee-only commission-free financial planner they can easily visit on a regular basis. Others prefer to handle everything through phone and email.

Fee-Only Financial Planner: What’s the Difference?
with No Comments

Fee-only financial planners are registered investment advisors with a fiduciary responsibility to act in their clients’ best interest. They do not accept any fees or compensation based on product sales.

Fee-Only Financial Planners Help You in Three Ways
with No Comments

Working with a fee-only planner can help you make better financial decisions and balance current needs with future goals. The result can be financial peace of mind.

“Fee-Based” Isn’t the Same as “Fee-Only”
with No Comments

“If you want advice that’s free of such conflicts, you’ll need to look for a true fee-only (not fee-based) financial planner.”

Subscribe to our newsletter!