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#TBT Keep Christmas Your Own Way
on December 5, 2024
with No Comments
In “A Christmas Carol,” Ebenezer Scrooge calls Christmas a “humbug” because of the foolish way people celebrate it. This 2008 article reminds us that it is sometimes wise to simplify Christmas.
Charles Schwab HSA to Fidelity HSA Conversion (2024 Update)
on December 3, 2024
with No Comments
Within a matter of days my HSA and all of its investments were transferred from my Schwab account to a new Fidelity account with no charges.
#TBT The Economics of a Thanksgiving Turkey
on November 28, 2024
with No Comments
This article should give you something fun to discuss this year.
Comparing Vanguard Total Market Fund Strategies (VT vs. VTI and VXUS)
on November 26, 2024
with No Comments
By adding a little complexity and blending a portfolio of VTI and VXUS, you create the opportunity for three layers of benefits.
#TBT Both Spouses Can Make The HSA Catch-Up Contribution
on November 21, 2024
with No Comments
The IRS is clear, “If both spouses are 55 or older and not enrolled in Medicare, each spouse’s contribution limit is increased by the additional contribution. Each spouse must make the additional contribution to his or her own HSA.”
How to Obtain Your Social Security Statement and Full Earnings Record
on November 19, 2024
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Step one to the Social Security Analysis is obtaining the necessary information.
#TBT Five Things You Can Control
on November 14, 2024
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You deserve an advisor who will help you with these five and more.
Protect Yourself By Silencing Unknown Callers (Android)
on November 12, 2024
with No Comments
Once you have a smart phone, you can prevent the ringer from ringing unless the person calling you is listed in your phone. This article explains how to silence unknown callers on an Android phone.
#TBT Your Election Reactions May Impoverish Your Investment Gains
on November 7, 2024
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Don’t let your political emotions impoverish your financial well-being.
Freedom Investing in Review (September 2024)
on November 5, 2024
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This quarter, we saw that in 1-year returns ending September 30, 2024, Developed Freedom Investing had a -0.29% disadvantage, Emerging Market Freedom Investing had a -4.36% disadvantage, and Overall Freedom Investing had a -1.53% disadvantage.
#TBT Four Things You Can Do No Matter Who Wins
on October 31, 2024
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Wealth management is in your control and there are actions you can take regardless of who wins today.
How to Update Tax Withholding at Schwab
on October 29, 2024
with No Comments
The steps to declare your tax withholding elections are fairly simple to accomplish online.
#TBT Don’t Increase Your Bond Allocation In Bear Markets
on October 24, 2024
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There is an artistry to a bond allocation, and while historical analysis can only be suggestive, it does tell a strong narrative.
How To Distribute from A College America 529 Plan to an Account Owner
on October 22, 2024
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You can distribute any amount of money to the account owner for any reason, but only distributions which are reimbursing for qualified education expenses are tax and penalty free.
#TBT Are Democrats Or Republicans Better For The Stock Market?
on October 17, 2024
with No Comments
This 2017 article reminds us, “Stock market returns have little to do with which party holds the White House.”