#TBT The Economics of a Thanksgiving Turkey
with No Comments

This 2014 article changed the way we enjoy our Thanksgiving turkeys. Turkeys have always been an interesting study for economics. Because of the consistency of their demand in America, the price of a Thanksgiving turkey can be used as an indicator of inflation. This article should give you something fun to discuss this year.

#TBT How Not to Go Broke at Thanksgiving
with No Comments

As the season of holiday shopping approaches, this 2018 article reminds us, “Before you throw your money at various companies, squirrel some savings away for your future self.”

#TBT How to Spend: Add It To Your Wishlist
with No Comments

A wishlist is a force of thrift both for you to defer your consumption and for your family and friends to ensure that all the value of their gift makes it to your heart.

#TBT How Does The Fed Control Interest Rates In A Free Market?
with No Comments

This 2014 article is a good reminder of how interest rates work in our country.

#TBT How to Order New Schwab Checks
with No Comments

Schwab has recently required that everyone with older checkbooks reorder new ones. This recent guide should help you with this process.

#TBT Tax By Inflation
with No Comments

Inflation has at least four grievous effects on our economy. This 2014 article explains them.

#TBT Five Reasons to Have Some Cash Equivalents
with No Comments

Staying fully invested is an important part of your financial plan. Yet still, there are at least five reasons to hold cash.

#TBT Sage Advice After Stock Market Drop
with No Comments

Old financial news read with 20-20 hindsight helps remind us that this is what markets do.

#TBT Be Wary Of Sponsored Content
with No Comments

As advertisers have found it harder and harder to reach consumers, they are continually seeking ways to gain your attention.

#TBT Can a 529 Reimburse for Last Year’s Expenses?
with No Comments

This article offers an overview of what we know about 529 reimbursement timing.

#TBT The Value of Systematic Roth Conversions
with No Comments

In this video, David used examples from our tax planning service to demonstrate what a Roth conversion plan might look like and how systematic Roth conversions can create a higher after-tax net worth in the future.

#TBT Four Reasons to Rebalance
with No Comments

This post reminds us that there are at least four reasons to rebalance where the benefit can be demonstrated or measured.

#TBT Open a Roth IRA Today or Regret It Later
with No Comments

Roth IRAs have one weakness, but the remedy is to have opened and funded your Roth more than 5 years ago. So do it today!

#TBT What Are Normal Market Movements?
with No Comments

It is common for investors to be surprised by movements in their portfolios. This 2019 article reminds us though that even volatile movements can be quite normal.

#TBT Before You Get Out Of The Stock Market, Read This
with No Comments

When you get out of the markets, you have made a huge gamble with your retirement money, and now the stakes are high.

#TBT A Guide to the Bear Markets
with No Comments

This series on each Bear Market helps remind us that there is nothing to fear.

#TBT Q&A: Can a 529 Reimburse for Last Year’s Expenses?
with No Comments

Unfortunately, neither “yes” nor “no” is a correct answer to this question.

#TBT The Price of Listening to Dire Predictions
with No Comments

While it is always true that a recession will come eventually, shifting to bonds whenever one is predicted has serious consequences.

#TBT Harvest Major Capital Losses Whenever You Have Them
with No Comments

While you can only use $3,000 per year of capital losses to reduce your taxable income, you should bank as much capital loss as possible for other future uses.

#TBT The Lower The Market Falls The More Important It Is To Stay Invested
with No Comments

A recovery after a significant downturn in the markets is often marked by steep growth. If you sell and flatline, you will likely miss the market’s natural recovery and thus your own personal future recovery becomes very difficult.

#TBT Don’t Do Something. Just Stand There!
with No Comments

You learn a lot by the discipline of reading old news.

#TBT How Long Should I Keep Financial and Tax Records?
with No Comments

Whenever the IRS challenges you, the burden of producing evidence that your claims are true rests entirely with you.

#TBT How to Claim Your Virginia State Tax 529 Contribution Deduction
with No Comments

Form ADJ of the 760 lines 8a – 8c are where you report miscellaneous deductions.

#TBT How to Deduct U.S. Debt Obligations on State Tax Returns
with No Comments

Some states do not tax their residents on income from a mutual fund that was earned on U.S. government obligations.

#TBT Why the Tax on Your Roth Conversion Hurts So Much
with No Comments

Roth conversions pay off. Repeat it to yourself now. Repeat it to yourself at tax time. Roth conversions pay off.

#TBT How to Report NAP Credits on a Virginia Return
with No Comments

Luckily, reporting and using your tax credits on your state tax return is very straightforward.

#TBT Do Children Need To File A Tax Return To Fund Their Roth IRA?
with No Comments

Don’t let stress about tax filing requirements keep you or your child from a powerful opportunity to provide for their future.

#TBT Tax Table and Tax Computation Worksheet
with No Comments

The strangest fluke of the tax return is that the actual calculation of how much base tax you owe does not have a form; it has this worksheet.

#TBT Qualified Dividends and Capital Gains Worksheet
with No Comments

The 25 lines are so simplified, they end up being difficult to follow what exactly they do. So, for those of you who are curious, here’s what they do.

#TBT Do I Need to Pay Tax on This 1099-R?
with No Comments

The given numbers on a 1099-R are insufficient to be able to fill out your tax return correctly. Knowledge of what was actually done is required in order to file your taxes accurately.

#TBT Where to Find Statements and Tax Documents on Schwab.com
with No Comments

Following this guide, you should be able to easily download any account documents you want.

Few Spaces Left in Marotta’s Online Class (Thursdays in March 2022)
with No Comments

The class will be held virtually on Zoom each Thursday from noon to 1:00 PM EST between March 10 and March 31, 2022.

#TBT How to Report a Backdoor Roth or Nondeductible Contribution on Your Tax Return
with No Comments

This 2020 article is for tax preparers of the world. If you did a backdoor Roth this year, send it to yours.

#TBT No One Tells the IRS You Did a QCD Except You
with No Comments

Be sure to remember to tell your tax preparer that you did a QCD.

#BestOf2021 The Value of Systematic Roth Conversions
with No Comments

Why do people do Roth conversions? Should I? This timeless article and video answers all your questions.

#TBT Roth Conversions are More Valuable During Bear Markets
with No Comments

This 2020 article reminds us that if you ever sad about the size of your IRA balance, it might be a good time to convert to Roth.

#BestOf2021 Can Someone Else Gift to My Roth IRA?
with No Comments

Many people think that Roth IRA contributions can only be from earned income. Those people are only half right.

#BestOf2021 Should I Pay Off My Mortgage?
with No Comments

Many financial writers get the answer to this question wrong.

#BestOf2021 What are the Tax Rates for an Inherited IRA?
with No Comments

The tax code is confusing. Are inherited IRAs taxed at estate rates? As income? At all? This article answers.

#TBT Financial Help for the New Year
with No Comments

A 2007 article that stands the test of time. This is the year you should keep your financial resolutions. Getting help from an objective advisor can provide both a powerful catalyst for action and real peace of mind.

#TBT Five Ways to Thrift Your Empty Gearharts Chocolates Box
with No Comments

Hopefully, some of these ideas inspire you to reuse various treasures you didn’t know you had.

#TBT Full-Nest Syndrome
with No Comments

Many adult children are returning to live at home somewhat involuntarily. What can parents do to help? This 2011 article offers some wisdom.

#TBT The Benefits of Saving and Investing Early
with No Comments

This 2014 article reminds us: don’t wait until you “have more” or “make extra money” – start saving now! It is worth more.

#TBT How to Self-Insure for Long-Term Care Health Expenses
with No Comments

Long-Term Care insurance is too risky and too expensive. If you can self-insure, you will likely be better off.

#TBT My Grandfather’s Journal: Don’t Be Afraid to Try
with No Comments

I have enjoyed rereading the journal of my maternal grandfather, Donald Mortlock. He started writing it on his 75th birthday.

#TBT Appreciating Donor Advised Funds
with No Comments

There are five ways that both you and the government could make charitable giving more significant.

#TBT Which Products Do You Buy and Which Do You Avoid?
with No Comments

The selection of what products we purchase or avoid for clients is based solely on what we believe gives our clients the best chance to meet their goals.

#TBT Learning to Live on Your Own
with No Comments

Here are several tips on how to live richly on your own.

#TBT How To Get Out Of Debt
with No Comments

This five-part series on “How to Get Out of Debt” will try to address the concerns of those who have debt problems.

#TBT Customer Service Lessons from Toddler Parenting
with No Comments

Although emotions do mature with age, many of the things that upset toddlers upset adults too, we just hide it better.

1 2 3

Like what you read? Subscribe to our newsletter!