Throwback

There are five ways that both you and the government could make charitable giving more significant.

The selection of what products we purchase or avoid for clients is based solely on what we believe gives our clients the best chance to meet their goals.

Here are several tips on how to live richly on your own.

This five-part series on “How to Get Out of Debt” will try to address the concerns of those who have debt problems.

Although emotions do mature with age, many of the things that upset toddlers upset adults too, we just hide it better.

For domestic tasks like babysitting there are often two options: independent contractor or household employee. Taking the time to educate yourself on the difference may be worth your while.

In general, you can use 529 funds to pay for your student’s off-campus housing costs. However, housing is one of many expenses that are subject to a reimbursement limit.

Punishing people for inflation is neither fair nor good economic policy.

Knowledge and emotion can play off each other in ways that cause investing mistakes.

Investors greatly underestimate the danger of inflation.

This 2015 article reminds us how unspoken expectations can cause relational strife but a written contract can protect the relationship.

One method of crowd sourcing expectations about inflation is to look at the current differences between the maturity rates of a 5-Year Treasury Bond and a 5-Year Treasury Inflation-Indexed Bond.

This throwback to Libby’s first article at Marotta teaches us how to be prepared for life’s expenses and plan ahead for all future goals.

When interviewing a new financial advisor, we believe there are at least ten important questions to ask. Then, just to be safe, we answered 32 frequently asked questions and welcome more.

The addition of stable investments can help dampen the risk and increase the chances of meeting your spending goals.

This 2016 article reminds us that, “Unless you are certain that are going to die young, there is no good reason to risk starting Social Security at age 62.”

Avoiding PMI, if possible, is better for your long-term finances. Here are three strategies to avoid PMI.

Everyone needs some fun in their life, and sometimes fun costs a little money. This 2004 article shares six guidelines for dealing with purchases that might be considered frivolous.

It is always a good time to be reminded that an immediate fixed annuity is not an investment; it is an insurance product. This 2015 article by David John Marotta is a methodical unraveling of annuities and a description of the far superior alternatives.

“If you have been asked to serve as a board member or trustee for a non-profit organization, feeling honored is a natural response but a terrible reason for saying yes to the job. Your role as committee member, board member, or trustee will likely designate you as a fiduciary, a role with specific legal responsibilities.”

This 2014 post reminds us that perhaps we should be more afraid of cash and inflation than stocks and investing.

Our first article posted online is a wonder to behold. This 1998 beauty is written by George Marotta, founder of Marotta Money Management. In the article, he reminds us that, “Anyone of us could design a better system, but 500 congress people cannot resist the pressure groups who want to twist the code to benefit their particular constituencies.” Decades old, this post still rings true today.

A short quote from this 2004 inspiration, “Time is so much more than money. If you have time, you can acquire more money. But money can’t buy you more time. Time is a great equalizer. You can’t go into time debt. Every day the rich and the poor alike are given twenty-four hours to spend.”

Roth conversions pay off. Repeat it to yourself now. Repeat it to yourself at tax time. Roth conversions pay off.

For most families, the largest purchase they make will be their house. This 2011 post reminds us that the house you and your family live in is not an investment, but real estate can be.

Form ADJ of the 760 lines 8a – 8c are where you report miscellaneous deductions.

Whenever the IRS challenges you, the burden of producing evidence that your claims are true rests entirely with you.

Don’t let stress about tax filing requirements keep you or your child from a powerful opportunity to provide for their future.

Be sure to remember to tell your tax preparer that you did a QCD.

Some states do not tax their residents on income from a mutual fund that was earned on U.S. government obligations.

The given numbers on a 1099-R are insufficient to be able to fill out your tax return correctly. Knowledge of what was actually done is required in order to file your taxes accurately.

This 2020 article is for tax preparers of the world. If you did a backdoor Roth this year, send it to yours.

This straightforward article about how to value your charitable gifts of appreciated stock may help you in preparing your tax return this year.

With timeless advice, this article can help you make decisions during uncertain times.

A timeless question with a consistent answer, this article helps you determine if your asset allocation is appropriate enough that you should continue to stay the course.

Step by step, this article shows how you can determine what taxes and penalties are owed on non-qualified distributions.

Want to do the new year well? Here is a month-by-month guide for setting financially healthy habits.

This 2016 article reminds us that “there is a very simple place to start the process of changing our destiny: Each day notice the things that make you happy and try experiencing more of them.”

In “A Christmas Carol,” Ebenezer Scrooge calls Christmas a “humbug” because of the foolish way people celebrate it. This 2008 article reminds us that it is sometimes wise to simplify Christmas.

Avoiding PMI, if possible, is better for your long term finances. This 2016 article shares three strategies to avoid it.

Charles Dickens’s A Christmas Carol is one of the best stories for talking about economics. This 2003 – 2012 series uses the classic tale to illustrate different financial personalities, principles, and philosophies.

As the season of holiday shopping approaches, this 2018 article reminds us, “Before you throw your money at various companies, squirrel some savings away for your future self.”

This 2017 article reminds us that there is not one best Roth conversion plan that you can apply to everyone.

It is common for investors to be surprised by movements in their portfolios. This 2019 article reminds us though that even volatile movements can be quite normal.

Don’t let your political emotions impoverish your financial well-being.

Election results should not change a well crafted investment strategy.

This 2017 article reminds us, “Stock market returns have little to do with which party holds the White House.”

Voting early is as easy as voting in-person. You can vote whenever is convenient for you including right now and until October 30.

Tax planning is very different than tax return preparation. The goal of tax preparation is to minimize your tax owed this year. The goal of tax planning is to maximize your after-tax net worth by minimizing your taxes owed over your lifetime.

Each spouse has different spending habits and values different things in life. It’s okay for your budget to reflect that.