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Charles Dickens’s A Christmas Carol is one of the best stories for talking about economics. This 2003 – 2012 series uses the classic tale to illustrate different financial personalities, principles, and philosophies.

Every day, we voters and the government have the chance to free our children from this burden.

This 2014 article changed the way we enjoy our Thanksgiving turkeys. Turkeys have always been an interesting study for economics. Because of the consistency of their demand in America, the price of a Thanksgiving turkey can be used as an indicator of inflation. This article should give you something fun to discuss this year.

With the help of Yahoo Finance and a one-cell formula, you barely need to do any work.

This 2014 article changed the way we enjoy our Thanksgiving turkeys. Turkeys have always been an interesting study for economics. Because of the consistency of their demand in America, the price of a Thanksgiving turkey can be used as an indicator of inflation. This article should give you something fun to discuss this year.

The IRS has very limited case law on what constitutes a substantially different fund. However, here is what we do in our own trading.

This year, Charles Schwab will be retiring the outdated PNC Bank ABA routing number, 031000053, that was issued for Schwab One accounts that activated the “Payment Features” on the account prior to March 2012.

Schwab has recently required that everyone with older checkbooks reorder new ones. This recent guide should help you with this process.

We recently received the following questions from a prospective client. Here are our answers.

It is important to know the difference between these techniques to make sure you are maximizing your retirement savings.  

While you can only use $3,000 per year of capital losses to reduce your taxable income, you should bank as much capital loss as possible for other future uses.

Here is a reference chart with 2022 income tax rates, capital gains rates, retirement contribution limits, and more.

Going forward, the Fidelity HSA® is my primary recommendation for an HSA custodian.

In 2019, the SECURE Act changed how inherited RMD rules work. After many IRS notices, we now aren’t sure how the new rules work.

Avoiding PMI, if possible, is better for your long-term finances. Here are three strategies to avoid PMI.

Yes, but housing is one of many expenses that are subject to a reimbursement limit. Here’s how to do it.

If you are still in your 60s, the good news is your decision doesn’t have to be permanent. You actually have two ways in which you can change your benefit amount.

With the grandparents as the owner rather than the parent, the student may have a better chance of receiving financial aid.

ABLE accounts offer people with disabilities a new opportunity to save and invest for the future.

“If you have been asked to serve as a board member or trustee for a non-profit organization, feeling honored is a natural response but a terrible reason for saying yes to the job. Your role as committee member, board member, or trustee will likely designate you as a fiduciary, a role with specific legal responsibilities.”

When endowment funds fall victim to poor management, the results are as bad as they are far reaching. This 2016 article reviews the six most common pitfalls of endowments and how to avoid them.