Browse by Author

There is an artistry to a bond allocation, and while the historical analysis can only be suggestive, they do tell a strong narrative.

This article should give you something fun to discuss this year.

Saving Tuesday is the Tuesday before Thanksgiving. It is a day to squirrel some savings away for your future self.

Taxes related to traditional IRA withdrawals only happen once. Meanwhile, the funds in your taxable account are subjected to taxation each year.

This article should give you something fun to discuss this year.

We have written on the topic of healthcare reform multiple times, including our 2014 economics of healthcare series which culminates in this article.

For babies born in 2023, here are the amounts that should be saved starting at birth to cover four years of college expenses at age 18.

Roth IRAs can only be funded with earned income. Here is a guide to what the IRS considers to be earned income.

Here are three common Roth transactions and how they interact with MAGI for Roth IRA purposes.

If closing an account at Schwab is in line with your goals, take comfort in knowing that you are able to close your accounts at Schwab without losing access to your important documents.

Within employer-sponsored retirement plans, there are special provisions for employees (not owners) who continue to work beyond their typical required beginning date.

Once you’ve open an HSA and have started making contributions, it is important that you set beneficiary designations on the account.

The IRS has very limited case law on what constitutes a substantially different fund. However, here is what we do in our own trading.

Some investable assets in the name of the child can currently keep $2,300 of unearned income from the tax rate of the parents.

If you have this fringe employer or former employer benefit, I hope you are able to take advantage of making small Roth IRA contributions throughout your retirement.

Here is a reference chart with 2024 income tax rates, capital gains rates, retirement contribution limits, and more.

While you can only use $3,000 per year of capital losses to reduce your taxable income, you should bank as much capital loss as possible for other future uses.

Your executor will be grateful for an easier way to settle that part of your affairs.

Yes, but housing is one of many expenses that are subject to a reimbursement limit. Here’s how to do it.

If you are still in your 60s, the good news is your decision doesn’t have to be permanent. You actually have two ways in which you can change your benefit amount.

With the grandparents as the owner rather than the parent, the student may have a better chance of receiving financial aid.

ABLE accounts offer people with disabilities a new opportunity to save and invest for the future.

“If you have been asked to serve as a board member or trustee for a non-profit organization, feeling honored is a natural response but a terrible reason for saying yes to the job. Your role as committee member, board member, or trustee will likely designate you as a fiduciary, a role with specific legal responsibilities.”

When endowment funds fall victim to poor management, the results are as bad as they are far reaching. This 2016 article reviews the six most common pitfalls of endowments and how to avoid them.