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The selection of what products we purchase or avoid for clients is based solely on what we believe gives our clients the best chance to meet their goals.

Here are several tips on how to live richly on your own.

This is a fairly easy way to receive a 5% reward for my gasoline purchases but it does require that you have a family member who served in the military.

I recently received the following paraphrased questions from a prospective client and here were my replies.

The selection of what products we purchase or avoid for clients is based solely on what we believe gives our clients the best chance to meet their goals.

For better or for worse, you simply get to pick a name.

You as the business owner have until the tax-filing deadline to complete both your profit-sharing and elective deferral contributions.

Schwab offers protection by the Securities Investor Protection Corporation (SIPC) and Lloyd’s of London for investment accounts and Federal Deposit Insurance Corporation (FDIC) coverage for deposit accounts.

You can easily view the trades that have been placed in your Schwab account(s) online by following a few simple steps.

Knowledge and emotion can play off each other in ways that cause investing mistakes.

This 2015 article reminds us how unspoken expectations can cause relational strife but a written contract can protect the relationship.

Here is a reference chart with 2021 income tax rates, capital gains rates, retirement contribution limits, and more.

Avoiding PMI, if possible, is better for your long-term finances. Here are three strategies to avoid PMI.

When an HSA is left to a non-spouse, the account stops being an HSA.

We recommend keeping all but the funds needed to pay the annual deductible for your health insurance plan invested in your HSA investment account.

In general, you can use 529 funds to pay for your student’s off-campus housing costs. However, housing is one of many expenses that are subject to a reimbursement limit.

If you are still in your 60s, the good news is your decision doesn’t have to be permanent. You actually have two ways in which you can change your benefit amount.

With the grandparents as the owner rather than the parent, the student may have a better chance of receiving financial aid.

ABLE accounts offer people with disabilities a new opportunity to save and invest for the future.

“If you have been asked to serve as a board member or trustee for a non-profit organization, feeling honored is a natural response but a terrible reason for saying yes to the job. Your role as committee member, board member, or trustee will likely designate you as a fiduciary, a role with specific legal responsibilities.”

When endowment funds fall victim to poor management, the results are as bad as they are far reaching. This 2016 article reviews the six most common pitfalls of endowments and how to avoid them.