Baby Registry Guide from a Financial Planner (Updated 2024)
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Now that we’ve been parents for a few months, I can confidently say all of these items vastly improved our journey into parenthood.

2023 Babies: Start Saving for College Today!
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For babies born in 2023, here are the amounts that should be saved starting at birth to cover four years of college expenses at age 18.

What Counts As Income For Roth IRA Funding Purposes?
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Roth IRAs can only be funded with earned income. Here is a guide to what the IRS considers to be earned income.

What Interferes With a Backdoor Roth?
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Here are three common Roth transactions and how they interact with MAGI for Roth IRA purposes.

Q&A: Which Self-Employed Retirement Plan Should I Open?
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Here are some of the pros and cons of specific SEP IRA and individual 401(k) retirement account options available.

Virginia Real Estate Tax Relief For the Elderly and Disabled By City and County
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Each governing body in Virginia has their own rules and eligibility requirements.

How To Find the Original Purchase Date of Holdings on Schwab.com
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Sometimes you may want to check on the original purchase dates of the holdings in your accounts during the current tax year. Luckily, there is a page on Schwab Alliance which shows you just that.

#TBT How to Handle Your Paycheck Like a Boss
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This throwback to Libby’s first article at Marotta teaches us how to be prepared for life’s expenses and plan ahead for all future goals.

#TBT Account Protection at Schwab
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Charles Schwab offers both SIPC® account protection and a FDIC insurance amount for accounts custodied with them.

#TBT Where to Find Statements and Tax Documents on Schwab.com
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Following this guide, you should be able to easily download any account documents you want.

Three Places You May Need to Update Your Schwab Routing Number
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This year, Charles Schwab will be retiring the outdated PNC Bank ABA routing number, 031000053, that was issued for Schwab One accounts that activated the “Payment Features” on the account prior to March 2012.

#TBT How to Order New Schwab Checks
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Schwab has recently required that everyone with older checkbooks reorder new ones. This recent guide should help you with this process.

Our Answers to 8 Common Prospective Client Questions
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We recently received the following questions from a prospective client. Here are our answers.

Charles Schwab: How to Order More Checks or Deposit Slips (2022 Update)
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Although this process is still more complex then the simple process Schwab used to have, it does appear to be an improvement from the last process they had in place.

What To Do With Missing Cost Basis
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If you have cost basis information missing in a taxable account, it is important to work with your custodian on correcting the missing information.

How to Correct Excess Contributions at HSA Bank
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There are several reasons why you either might not be allowed to contribute the full amount or may accidentally over-contribute to an HSA.

How to Fund a Schwab Individual 401(k)
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Schwab recommends using one of the three methods discussed in this article to fund an individual 401(k).

Do Large Roth Conversions Require Backdoor Roth Contributions? (2021)
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Luckily for Roth lovers like us, you don’t have to choose between Roth conversions or Roth contributions.

How to Update Your Contact Information at Schwab
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You can easily update your contact information online through Schwab Alliance.

Individual 401(k) Elective Deferral Limits and Deadlines
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You as the business owner have until the tax-filing deadline to complete both your profit-sharing and elective deferral contributions.

Account Protection at Schwab
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Schwab offers protection by the Securities Investor Protection Corporation (SIPC) and Lloyd’s of London for investment accounts and Federal Deposit Insurance Corporation (FDIC) coverage for deposit accounts.

How to See Completed Trades on Schwab.com
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You can easily view the trades that have been placed in your Schwab account(s) online by following a few simple steps.

How to Obtain Your Social Security Statement Online
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For people of all ages, we recommend creating a “my Social Security” account today so that someone else doesn’t create an account for you.

How to Find Your Cash Balances on Schwab.com
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You can easily view the current available cash balance of your Schwab accounts online.

How to View Realized Capital Gains and Losses on Schwab.com
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Sometimes you may want to check in on your current running total of net capital gains during the current tax year. Luckily, there is a page on Schwab Alliance which shows you just that.

Q&A: Why Do You Pick Such Weird Images for Your Articles?
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We have an almost secret code behind the images we select.

Schwab Mobile App: A Review of More Features
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Whether you have held Schwab accounts for many years or are in the process of opening an account with Schwab for the first time, you may enjoy the smartphone app and the many convenient features it offers.

Schwab Mobile App: How to Set-Up or Use a MoneyLink
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The Schwab mobile app gives you the ability to establish a MoneyLink so that you can move funds between your bank or other external account and your Schwab account at any time directly from the app.

Schwab Mobile App: How to Deposit a Check
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One of the best features of the app is that you can deposit checks to your Schwab Bank account or Schwab investment account directly from your smartphone.

Where to Find Statements and Tax Documents on Schwab.com
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If you are receiving electronic delivery, you will likely want to know how to locate Schwab account statements and tax forms online. Luckily, the process is fairly simple.

Schwab Mobile App: Transfer Money Between Accounts
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The Schwab mobile app gives you the ability to transfer money between your accounts at Schwab within moments.

How to Move Cash Between Your Schwab Accounts
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Charles Schwab provides many convenient features for managing your accounts online. One of those features allows you to move cash between your Schwab accounts with just a few clicks.

How to Add, Edit, or Remove a Trusted Contact at Schwab
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This designation gives both Schwab and your financial advisor the permission to contact the named individual if either of us were ever concerned that you or your finances were being taken advantage of.

The Benefits of Using a Cost of Living Calculator When Relocating
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Any amount of difference in cost of living presents a valuable opportunity to reconsider the ways you spend money in order to increase the amount of money you can save.

This 2020, The IRA Contribution Deadline Isn’t Until July
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Because the due date for filing Federal income tax returns has been postponed to July 15, the deadline for making contributions to your IRA for 2019 is also extended to July 15, 2020.

For Recent Graduates: How to Handle Your Paycheck Like a Boss
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Financial security is an amazing feeling, so why not live your life knowing you are prepared for life’s expenses and can plan ahead for all your future goals.

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