While there can be a lot of uncertainty, the conclusion is normally anticlimactic.
Next time you are wondering if you should invest now or “wait for a better time,” remember Schwab’s study and invest now in whatever way makes you invest now.
Biotechnology’s low correlation, the very thing that makes you dislike it, is specifically what gives it a place in efficient portfolios.
You can tell a lot from the expense ratio of an advisor’s preferred funds.
By discounting portfolio returns to only real returns, we have already considered inflation in the planning targets.
On Tuesday, January 10, 2023, David John Marotta appeared on Radio 1070 WINA’s Schilling Show with Rob Schilling to talk about how long we should plan on living in retirement projections.
The class will be held April 13 through May 4, 2023 each Thursday from noon to 1:00 PM on Zoom.
Which is worse: Being destitute while still alive or dying happy and provided for with a little extra?
“And the now-20-year-old beneficiary who lost her father less than a year ago is supposed to navigate this mess on her own? No chance. This is madness.”
Congress decided to inflation-adjust both the existing and the new split-entity qualified charitable distribution limitations.
It is helpful to know that a charitable remainder trust exists, but most charitable intentions benefit more from a donor advised fund.
Roth IRAs can only be funded with earned income. Here is a guide to what the IRS considers to be earned income.
This amendment applies to 401(k) plans, 403(b) plans, SIMPLE IRAs, and governmental 457(b) plans.
Adding more Stability to an asset allocation isn’t an easy issue. It takes science to know how much bonds you need. It takes artistry to gradually adjust your asset allocation over time.
While you may think that the account owner needs to stay the same, you can easily change the account owner.
Can I leave money directly to those 529 plans in my estate plan?
On Tuesday, April 11, 2023, David John Marotta appeared on Radio 1070 WINA’s Schilling Show with Rob Schilling to talk about best practices for using credit cards.
In order for a store credit card to be worth consideration, it should offer cash back of somewhere near 5% and have no annual fee.
I have adopted this card as the primary one in my wallet for groceries and gas.
A savings waterfall is a tool to help investors prioritize savings goals and allocate funds appropriately.
Here you can find our article series detailing how and why you should fund a custodial Roth IRA for your children.
In 2004, David Marotta wrote a seven part series originally titled “Retirement Wisdom.” The series explained the the seven principles to reaching your retirement goals.
In 2009, David Marotta wrote a five-part article series for the Charlottesville Business Journal covering basic investment strategies. Its advice is still relevant today.
It is possible to be prepared for financial emergencies by living 10% more frugally and saving for the inevitable eventuality.
Asset classes are best defined by looking at the correlation of their returns. These four 2015 articles take a close examination at the three appreciation asset classes.
How to go from where you are now to being one of our clients under our “Do-It-Yourself” service level.
An investment manager who is “at times a soft socialist” like Voss will be more likely to engage in active management, market timing, and gambling on individual stocks.
On this day in 2013, Snowden revealed the U.S. government was actively pursuing the constant surveillance of everyone’s digital life.