We are constantly reviewing our portfolios’ asset allocations in order to bring them more in line with our Investment Committee’s best practices. Here is a summary of our recent changes.
We would expect the switch to Frankiln funds to save our clients 0.11% annually due to the lower expense ratio.
We believe these 26 companies will be an effective weight to add foreign healthcare to our portfolios.
Having a financial advisor who has discretion over your accounts is only a good idea if your financial advisor is covered under the fiduciary duty and is fee-only.
Which account you should fund depends on your circumstances. However, there are some general guidelines you can follow to make your decision.
I’m turning 60 this week. Even though I plan on working as long as possible, this is an important check point.
No matter how small your savings or when you start accumulating them, those small changes have large effects over time.
If you save this target, your assets have a better chance of seeing you all the way to the end.
In this talk, David demonstrates how Roth conversions can be extremely valuable even if a client is always in the same tax bracket.
Which of these three methodologies you prefer depends on your reason for giving.
If you have a tax credit eligible charity where you like their work better than the state government, then consider redirecting your state tax to fund the charity instead.
If you have an accepting employer plan, you could consider rolling the pre-tax funds into your 401(k) this year while converting your nondeductible basis cleanly to a Roth IRA.
By decoupling your standard of living from the size of your income, you have taken the first step toward financial freedom.
No limp arms. Keep your hands up. Budget for emergencies.
After trying Instacart again a handful of times, I finally decided that in-person shopping was cheaper and more effective for my family.
Here you can find our article series detailing how and why you should fund a custodial Roth IRA for your children.
In 2004, David Marotta wrote a seven part series originally titled “Retirement Wisdom.” The series explained the the seven principles to reaching your retirement goals.
In 2009, David Marotta wrote a five-part article series for the Charlottesville Business Journal covering basic investment strategies. Its advice is still relevant today.
It is possible to be prepared for financial emergencies by living 10% more frugally and saving for the inevitable eventuality.
Asset classes are best defined by looking at the correlation of their returns. These four 2015 articles take a close examination at the three appreciation asset classes.
How to go from where you are now to being one of our clients under our “Do-It-Yourself” service level.
An investment manager who is “at times a soft socialist” like Voss will be more likely to engage in active management, market timing, and gambling on individual stocks.
On this day in 2013, Snowden revealed the U.S. government was actively pursuing the constant surveillance of everyone’s digital life.