How to measure the rebalancing bonus and the benefits of staying invested after a market drop.
There is a science to portfolio construction. Selecting a random group of companies is just as bad as selecting a random group of funds.
The Marotta Investment Committee typically builds portfolios with average expense ratios of about 0.24%.
Although they are cheaper, the robo-investing accounts are not beneficial to everyone.
In 2004, David Marotta wrote a seven part series originally titled “Retirement Wisdom.” The series explained the the seven principles to reaching your retirement goals.
Anything which is not contributing toward your financial independence should be considered part of your lifestyle spending.
The FIRE (Financial Independence, Retire Early) movement is a suggestion that you should have the goal of achieving financial independence and retiring while you are young.
It is hard to prioritize saving, but it pays off. Here is how.
Thirty years of interest, dividends, and capital gains tax is a significant savings.
If your employer offers a 457 plan, consider taking advantage of the ability to shelter more money each year from taxes in a Roth account.
On Tuesday, March 12, 2019, David John Marotta appeared on Radio 1070 WINA’s Schilling Show to discuss how to do your own tax review.
Punishing people for inflation is neither fair nor good economic policy.
With these moderate interest rates, the only clearly wrong decision in my view is buying a car on loan because you cannot afford it outright.
Although this is the least common financial shock studied, it is one of the most difficult because at its core it is a problem money cannot solve.
Here is a strategy that can both help you identify what you value and help you start your budget.
Financial shocks can come in all shapes and sizes. This strategy of budgeting should increase your chance for success over the long haul.
In 2009, David Marotta wrote a five-part article series for the Charlottesville Business Journal covering basic investment strategies. Its advice is still relevant today.
It is possible to be prepared for financial emergencies by living 10% more frugally and saving for the inevitable eventuality.
Asset classes are best defined by looking at the correlation of their returns. These four 2015 articles take a close examination at the three appreciation asset classes.
How to go from where you are now to being one of our clients under our “Do-It-Yourself” service level.
An investment manager who is “at times a soft socialist” like Voss will be more likely to engage in active management, market timing, and gambling on individual stocks.
On this day in 2013, Snowden revealed the U.S. government was actively pursuing the constant surveillance of everyone’s digital life.
I have gradually been writing a series of articles on each Bear Market to show how quickly they correct and how high the subsequent Bull Market rises.