What Expenses Can My 529 Account Reimburse in 2017?
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While this may seem complex, don’t let it deter you from using a 529 account to the fullest extent possible.

529 Expansion to Include Elementary and Secondary Education?
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With this proposed expansion, 529 accounts may become the most cost-efficient way to fund all education expenses.

How to Pay Off Student Loans While Building Wealth
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While your student loans may be a daunting sum, it is still possible to build wealth even while paying off student debt.

Overfunded College 529 plan? No Problem!
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No need to worry. You have many great options when managing an overfunded 529 college savings plan.

Does Your College Saving Need a Christmas Gift?
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Some years, we fall behind and I try to make a year-end contribution to get us caught back up again.

Infographic: Is Grad School a Good Investment?
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An alternate look at the formula using the case study of Kate the Social worker who wants an MBA from Georgetown University.

Is Graduate School a Good Investment? Here’s the Formula.
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Your future path is sure to take many unexpected twists and turns, but you should run the numbers. Your future self will thank you.

How to Take Advantage of Student Loan Forgiveness
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You might think that you can’t qualify, but many well-paid families are eligible.

How Quickly Should I Pay My Student Loans?
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For those who do not want to be investors, a fast-track repayment may be best. But for those willing to save and invest, there is a better option.

Grandparents: Is Your Helping Hurting Financial Aid?
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With careful planning, grandparents can ensure their gifts are not impeding a grandchild’s ability to access financial aid.

How Much Should I Have Saved Toward College in 2015?
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With three young energetic boys, the growing costs of college education weigh heavily on my mind. Here are the age-based benchmarks we use to ensure that our 529 college savings is on track to meet our goals.

Radio: The Rising Debt of College Education
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David John Marotta and Rob Schilling discussed the ways current policy makes college more unaffordable, and what students and parents can do about it.

How Can I Give to My New Grandchild?
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My daughter and son-in-law are expecting their first child, and my husband and I want to give some money for the child as a gift. What are my options?

Some College Degrees Not Worth the Investment
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A typical college degree is worth up to a million bucks over a career, but that’s not true for every degree.

How Much Should I Save for College?
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I’ve learned to develop a thick skin when sharing ideas with the masses but if these commenters represent some general barometer of financial sanity, we appear to be losing the battle.

Age-Based Benchmarks for 529 College Savings (2014)
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A quick chart of Age-Based Benchmarks for 529 College Savings.

The Beginning of the End for Skyrocketing College Costs?
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With this announcement, we are finally starting to see online education cause disruptions that can slow soaring college costs.

Power Fund a 529 Account Via ‘5 Year Election’ in 2013
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Investing a large lump sum amount into a college 529 savings plan using a special ‘5 year election’ can offer substantial tax savings.

How to Save for College
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These kittens have college savings plans. Be more like these kittens.

What Is the Deadline for a 529 College Plan Distribution? ($ ?s)
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Learn about 529 college savings plan distribution rules before you need to start taking money out of your accounts. This post answers the timing question for those who are using the 529 to reimburse expenses already paid.

Can ‘True Love’ Survive Student Loans and Lack of Employment?
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Such a well-intentioned program which steals our youth, our love, our happiness, our faith and our self-esteem.

College 529 Savings Plan Distribution Rules ($ ?s)
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Q: We have saved money for our grandchildren’s college expenses with 529 plans, and now the first is set to begin. What advice do you have as we begin to make distributions from these accounts?

Is Federal Student Aid Among the Best or Worst Government Programs?
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The unintended consequences of good intentions can do more economic harm than all the mean-spirited greed within capitalism.

How To Avoid Drowning in College Debt
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Debt burdens are relative. For example, a $58k college debt will feel doable to a doctor making $100k+ per year and overwhelming to a lower wage employee. A degree should not cost more than your future earning power will sustain.

The 85% College Savings Plan
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To assess our progress toward funding all three children, I have created age-based benchmarks that I share here.

Money Questions: Tips for College Freshmen
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Q: Our son is headed to Virginia Tech as a college freshman. When it comes to finances, he’s clueless. What financial advice should we offer before we drop him off?

Get More Bang For College Bucks
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Before you spot a single Ivy League or big-name private school, public campuses grab 17 of PayScale’s first 18 spots. Leading is Georgia Tech’s 13.9% return on investment. Next is the University of Virginia’s 13.3%.

Coping with College Expenses
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Students are graduating with larger debt loads than they were 10 years ago. Public four-year college borrowers graduate with an average of $19,800 in debt; their nonprofit private college counterparts graduate owing $26,100.

Start Saving for College the Day They Are Born
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My youngest is a first-year student at the University of Virginia. My coauthor Matthew’s youngest child was born only a month ago. There is no such thing as saving too early.

Video: College Planning is Worth a Million Bucks
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Four-years of college currently cost $60,000 at a public university. In eighteen years, it may cost more than $145,000. To stay ahead of rising tuition costs, you should plan ahead and save early. Tax-favored 529 accounts can help you provide an excellent college education for your children and grandchildren.

529 Plans Help with Estate Planning
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A $360,000 investment can remove over $2 million from their taxable estate, savings $900,706 in estate taxes.

Prepaid Tuition Programs May Be Fool’s Gold
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Prepaid programs are not safe. They just assume a different type of risk.

529 Plans: What’s Important?
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If you are one of the 92% with children under the age of 18 who haven’t started a 529 plan, we encourage you to meet with a fee-only financial advisor soon. You can never start too early, and it’s never too late to do something.

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