Q&A: Can I Use 529 Funds for Off-Campus Housing?
on November 13, 2018
with No Comments
In general, you can use 529 funds to pay for your student’s off-campus housing costs.
Charles Schwab: How to Order More Checks or Deposit Slips
on September 22, 2018
with No Comments
With Schwab Bank, any time you need more checks or deposit slips you can simply request them for free.
How to Avoid an IRMAA Medicare Premium Surcharge 2018
on April 13, 2018
with No Comments
Depending on your particular case and Social Security agent, you may get your surcharge waived, lowered, or upheld.
How Your Tax Is Calculated: Understanding the Qualified Dividends and Capital Gains Worksheet
on May 16, 2017
with No Comments
The 27 lines, because they are so simplified, end up being difficult to follow what exactly they do. So, for those of you who are curious, here’s what they do.
Can I Contribute to Both a SEP and a 401(k)?
on June 1, 2016
with No Comments
SEP plans offer a powerful way to provide for your own retirement in the same way that 401ks do.
How Much Umbrella Insurance Do I Need?
on August 23, 2015
with No Comments
Umbrella insurance covers you for liability that goes above and beyond your auto and homeowners insurance.
Fourteen Ways to Avoid Paying Capital Gains
on June 1, 2014
with No Comments
The capital gains tax traps wealth in an investment vehicle requiring special techniques to free the capital without penalty.
What is a 1031 Real Estate Exchange?
on May 31, 2014
with No Comments
Despite their complexity, these exchanges have the potential to save vast amounts of money.
Beneficiary Designations: Per Capita or Per Stirpes?
on September 13, 2013
with No Comments
Before a grandmother passes away, both her sons predecease her. Left with only her daughter and grandchildren, depending on her titling one of three things may happen.
The Complete Guide to Your Washing Machine
on July 23, 2013
with 2 Comments
The complete guide to saving money while washing your clothes. What temperature should the water be? What cycle should I use? What detergent should I use?
The Complete Guide to Your Clothes Dryer
on June 18, 2013
with 1 Comment
The complete guide to saving money while drying your clothes. Should I air dry? Can I line dry inside? Is there ever a case when my dryer is cheaper?
Naming A Foreign 401(k) Beneficiary? ($ ?s)
on March 14, 2013
with No Comments
You should have no problem naming your nephew as your beneficiary, but accessing the money from India after your death is more complicated.
How to Avoid the Vehicle Sales Tax in Virginia
on November 27, 2012
with No Comments
“I would like to give my daughter my newer car, but the tax considerations are not simple.”
Mailbag: Should I Pay Off My Mortgage Early?
on April 13, 2012
with No Comments
Some say don’t make extra payments, take the tax deduction. Others say you need to be debt free.
Maximum Safe Withdrawal Rates in Retirement
on June 9, 2008
with 1 Comment
Certain assumptions such as maximum safe withdrawal rate are critical in order not to compromise a long and successful retirement.
Why is Bob Cratchit So Poor?
on December 12, 2005
with No Comments
At first glance, this story fills us with pity for the Cratchit family, always struggling to make ends meet. But is that the true story?