We strive to keep our hand-traded accounts as fully invested as possible. After communicating your withdrawal needs to us, we make trades to ensure there is sufficient cash to meet those withdrawals. If you have surplus funds from deposits or dividends, we make trades to ensure the extra cash is invested according to your asset allocation.
This cash flow management service means that your monthly RMD, the direct deposit of your automated savings, your quarterly estimated tax payments, and other expected cash flows can rely on our trading to ensure that the right balances are either ready for withdrawal or invested in the markets.
By default, we strive to keep 6-months of planned or regular withdrawals in cash. Anytime you need to withdraw funds beyond those planned withdrawals, a simple email to our team means that we can both generate more cash and make sure our trading does not interfere with your transfers.