Abolish The TSA
with No Comments

If the TSA were abolished, that would not mean that airports would be any less secure.

What Is The 30-Day Election Period For Retirement Plan Rollovers?
with No Comments

The regulation is an attempt to protect participants who don’t understand the rules set up by the government.

SEC Leaves 61% of Registered Representatives Exempt From Its Adviser Rules
with No Comments

This is called “regulatory capture” and is quite common in government regulatory agencies such as the SEC.

Study Shows Your Election Reactions May Impoverish Your Investment Gains
with No Comments

Any movement out of the stock market can cause you to miss future market appreciation.

A Case Study in Financial Advertising You Should Avoid
with No Comments

A little bit of work upfront can save a great deal of nuisance later.

#TBT Fund Your HSA To Cover Retirement Healthcare Costs
with No Comments

This 2007 post offers us a bit of timeless advice. Funding a Health Savings Account can be as much about your present medical bills as it is about your end of life care.

Ameriprise Fined $5.4M for Brokers Stealing Client Funds
with No Comments

Ameriprise was fined $4.5 million for failing to appropriately supervise representatives who were stealing client funds.

Study Finds Financial Disclosures Confuse Investors and Only the SEC is Surprised
with No Comments

Are you consenting to harmful conduct by your financial advisor?

Everyone Deserves a Fiduciary Standard of Care (or Why We Have a Service Level with No Minimums Now)
with No Comments

Thank you, Robert, for your email and your readership. I hope that everyone enjoys our new “Do-It-Yourself” service level.

Failed Government myRA Program Closed
with No Comments

That the program failed is not a surprise. That the government decided to close a failed program, however, is.

How Can I View Global Market Movements By Country?
with No Comments

There are as many as 60 different stock markets around the world.

In Investing, One Decade is Not Long Enough
with No Comments

There are always those who discount the power of having a diversified portfolio in favor of putting everything in whatever is going to go up the most.

Using Math to Decide When to Realize Capital Gains
with No Comments

These are complex formulas, but they are valuable calculations that show that there is an expected increase of return which will justify selling even a highly appreciated asset.

Is Financial Advice Fundamental or Incidental With Your Advisor?
with No Comments

Who would ever want unplanned and unintentional financial advice?

The Tax Treatment Of Bitcoin And Other Cryptocurrencies
with No Comments

For a currency intended to make money simple and easy, IRS regulations make it a nightmare of compliance issues.

#TBT Stress Is Not Your Enemy
with No Comments

As David Marotta writes in this 2012 post, “If I had to pick one learned skill that has served me the best in my career, it would be learning to grab my mind by the scruff of the neck and drag it back to the task at hand.” This piece reminds us that hard work can sometimes be your best doctor.

Why Do People Hate Immediate Annuities?
with No Comments

If you are one of those consumers for whom the word “annuity” is enough to make them tune out a sales presentation, congratulations! You have have probably correctly understood the real challenges these products face.

Be Wary Of Sponsored Content
with No Comments

As you read other financial advice sites, be wary of the sponsored content.

Useless Articles Abound On The Internet
with No Comments

It will help you in life if you can learn to distinguish between content with ulterior motives and real financial planning wisdom.

Should My Portfolio Asset Allocation Include Emerging Markets?
with No Comments

A blended portfolio can perform better even as some of its components under perform due to the rebalancing bonus.

Investing Mistake: Reacting To The Media
with No Comments

There is very little news that helps us reach our life goals or impacts our lives in a positive way.

Radio: Freedom of Speech in 2018
with No Comments

On Tuesday, August 14, 2018, David John Marotta appeared on Radio 1070 WINA’s Schilling Show to discuss the right to the freedom of speech in 2018.

Q&A: Have you ever been publicly disciplined for any unlawful or unethical actions in your career?
with No Comments

We believe following our eight principles to safeguard your money provides a better safeguard than checking for past violations.

Revisiting BRIC Countries 10 Years Later
with No Comments

In 2003, the Goldman Sachs Global Economics Department predicted the economic and geopolitical influence of Brazil, Russia, India and China (the BRIC countries) would become increasingly visible in the developed world. We revisit those countries here.

The Real and Present Danger of Inflation, Even for Babies
with No Comments

For investors who began working in 1970 and retired 45 years later in 2015, cash lost 83.83% of its purchasing power.

Q&A: Do others stand to gain from the financial advice you give me?
with No Comments

You deserve advice from a firm where you don’t have to second guess where their loyalties lie.

NAPFA Challenges the Securities and Exchange Commission
with No Comments

I couldn’t be prouder to be a NAPFA-Registered Financial Advisor.

#TBT Don’t Eat Yourself Out of Financial Security
with No Comments

As this 2003 post remind us, “The worst financial problems stem from trying to live a champagne and caviar lifestyle on a beer and chips budget” and it has a few common sense rules to uncommon cents savings.

Q&A: How will I pay for your financial planning services? How much do you typically charge?
with No Comments

It is relatively easy for fee-only fiduciaries to answer the question “How much do you charge?” The only fee they collect is the fee that the client directly pays them.

Your Commission-Based Advisor May Not Even Know What Fees You Are Paying
with No Comments

The majority of the industry many not even believe that there is a better way. But you deserve better.

Which Index Best Represents The Markets?
with No Comments

Any decision to differ from the cap-weighted global default is a choice.

Q&A: Will you be the only financial planner working with me?
with No Comments

At Marotta Wealth Management, we believe that a team collaborating on your behalf provides you with better service.

One Method To Estimate Future Inflation Expectations
with No Comments

Predicting future inflation is difficult at best.

Fidelity Ends ‘Point In Time’ Fiduciary Service
with No Comments

We find the practices of much of the financial services industry repulsive.

Q&A: What types of clients do you typically work with?
with No Comments

We believe that the basic principles of financial planning are the same no matter how many zeros you add.

Three-Year Freedom Investing Returns (June 2018)
with No Comments

The bonus in returns of countries with freedom over and above the MSCI EAFE foreign index ranges from 1.28% to 1.91%.

PIIGS Have Returned To Simply PIGS
with No Comments

In recognition of its efforts to reduce its debt and deficit and Ireland’s return to the “free” category of the economic freedom index, I think the letter I for Ireland should be removed from PIIGS and it should return once more to just PIGS.

Q&A: What is your approach to financial planning?
with No Comments

If this is the approach you want for your financial planning, give us a call to get started today!

S&P 500 Fairly Valued At End Of June 2018
with No Comments

US Large Cap is currently valued at the historical average again after taking into account the expected increase in corporate earnings.

Radio: Responsibility of Retirement Plan Sponsors
with No Comments

If you run a retirement plan at your company, you are responsible to perform periodic reviews to ensure that the plan is the best it can be for participants

What Is Financial Planning?
with No Comments

Given how few financial advisors have been through the education, certification, and experience require to obtain the CFP® mark, it is no wonder that so few so-called financial planners are actually providing comprehensive financial planning advice.

Asset Allocation Between The United States And The United Kingdom
with No Comments

A blended portfolio has had a higher mean return than either fund by itself.

Q&A: What financial planning services do you offer?
with No Comments

We offer comprehensive wealth management services.

What Is Integrated Financial Planning?
with No Comments

Wise decisions cannot be made in isolation from their impact on other areas of your financial life.

Marotta’s 2018 Fidelity Gone-Fishing Portfolio
with No Comments

A gone-fishing portfolio using the no-transaction fee funds currently available at Fidelity.

Marotta’s 2018 Fidelity Gone-Fishing Portfolio Calculator
with No Comments

We recommend this gone fishing portfolio for accounts hosted at Fidelity.

Q&A: What are your qualifications?
with No Comments

We require each Investment Committee member to have, at a minimum, the Certified Financial Planner™ (CFP®) or Chartered Financial Analyst ® (CFA) designation.

The Dow Jones Industrial Average
with No Comments

Truly diversified portfolios don’t move in sync with the Dow.

Q&A: What experience do you have?
with No Comments

Marotta Wealth Management (originally Marotta Asset Management) was founded in 2000 by David John Marotta.

1 2 3 4 30

Subscribe to our newsletter!