Financial, investment, and wealth management advice
David John Marotta+ is the Founder and President of Marotta Wealth Management, Inc. He played for the State Department chess team at age 11, graduated from Stanford, taught Computer and Information Science, and still loves math and strategy games. Favorite number: e (2.7182818...)
The U.S. dollar was first regulated by the Coinage Act of 1792 and prescribed as 371.25 grains of pure silver. The eagle, worth $10, was 247.5 grains of gold. One cent, worth a hundredth of a dollar, was 24 grains of copper. The value of the metal contained in the currency kept prices relatively constant [...]
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Of all the investing risks we face, inflation is the risk most commonly overlooked and most certainly experienced.
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There are five types of Schwab Margin Alerts: Margin Maintenance, Short Position, Trade Debit Due, Margin Debit Balance / Account hold Value Advantage, and Trade Settlement Violation
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There are at least four different capital gains tax rates. Here’s how to minimize yours.
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Quantitative easing is a sneaky way to make everyone dealing in U.S. dollars pay off the U.S. debt.
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Even as recently as 2007, banks were paying 4% interest. Now you have to go to the hundredth decimal before you find your interest rate.
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Unlike stocks, each bond contract has unique characteristics that define how repayment will occur.
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In its simplest form, the government prints money and uses the newly printed currency to fund government spending.
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Government officials argue that consistent deficits are good for the economy, if we were only willing to go high enough.
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Most young people don’t understand inflation as well as their parents and grandparents.
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To comply, most firms must archive and report massive amounts of information. Here are five of the more interesting regulations.
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David John Marotta was recently interviewed discussing the ideas in the article “Republicans: Defining the 3 Factions”.
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“Ascertain whether they’re ready for changes in lifestyle and finances for the next stage of their lives”
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The president’s hope to restrict the plans should actually make owners more interested in creating one.
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Which part of the conservative party appeals best to you: promoting the welfare of big business, legislating morality or advocating personal freedom and responsibility?
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Social Security withdrawals have enslaved workers to depend on government largess when they could have been independently wealthy.
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David Marotta was recently featured on radio 1070 WINA’s Schilling Show discussing the new MyRA plans, inflation, and saving for retirement in general.
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Social Security benefits can represent a big stack of cash. A typical monthly benefit of $2,200 has a present value well over $500,000. Consider all your Social Security options carefully to avoid making a costly mistake.
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Even the Social Security withdrawals of average workers would produce millionaires if they were allowed to be saved and invested in private accounts.
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The economics of the job market are complicated, and an executive order can’t grant America a higher wage.
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Having community is important for a successful retirement. Men may find it requires more work to achieve.
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Willful violations of ERISA legislation carry criminal penalties of up to a year in prison for the plan sponsor and a fine of up to $100,000 for the corporation.
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Both authors claimed there were errors in our article all the while agreeing with our assessment of the unemployment numbers.
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We actually underreported the portion of jobless Americans. It did not include the people who are represented in the unemployment rate.
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Economic freedom enriches society, lifts the poor out of poverty and respects the agency and dignity of human choice.
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The portfolio of the five freedom countries has an annualized return of 11.06% over the past decade.
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David John Marotta was interviewed on radio 1040 WINA’s Schilling Show and talked about preparing for the coming financial apocalypse.
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A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility.
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A return to stable money would signal the death of the bitcoin and other stores of value used as hedges against dollar mismanagement.
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Here is an asset allocation recommendation for the The University of Virginia Physicians Group 2014 BEST plan.
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Becky Akers is a free-lance writer and historian as well as the author of two novels set during the American Revolution.
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Whenever the IRS challenges you, the burden of producing evidence that your claims are true rests entirely with you.
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When you die, your assets and belongings–called your “estate”–are subject to taxation, but the there is an amount under which the executor of your estate will not have to pay taxes.
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