July 29, 2015

About David John Marotta

David John Marotta+ is the Founder and President of Marotta Wealth Management, Inc. He played for the State Department chess team at age 11, graduated from Stanford, taught Computer and Information Science, and still loves math and strategy games. Favorite number: e (2.7182818...)

Do The Opposite of Wall Street Consensus?

Do The Opposite of Wall Street Consensus?

Contrarian indicators have paid off historically.

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How to Save for Large Fast-Approaching Expenses

How to Save for Large Fast-Approaching Expenses

The average married couple has dreams of multiple children, annual vacations, and homeownership, but planning for these expenses can be challenging.

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Mailbag: Are Energy Funds A Good Buy?

Mailbag: Are Energy Funds A Good Buy?

The connection between the price of oil and the price of oil companies is loose.

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Second Quarter and Year-to-Date Returns for Our 6 Asset Classes

YTD 2015 Asset Class Returns

Despite the headlines, the global equity markets posted gains last quarter and for the year.

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The Behavior Gap: Finding Your Financial Balance

The Behavior Gap: Finding Your Financial Balance

Planning for your financial future is largely a question of dealing with the constant tension between living for today and saving for some future event.

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How to Take Advantage of Student Loan Forgiveness

How to Take Advantage of Student Loan Forgiveness

You might think that you can’t qualify, but many well-paid families are eligible.

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Mailbag: What Does The Shanghai Composite Being Down 32.1% Mean?

Mailbag: What Does The Shanghai Composite Being Down 32.1% Mean?

Is it a crash or just a correction? On average, the drop from peak to trough takes 85 days and the markets have recovered after another 107 days.

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How Quickly Should I Pay My Student Loans?

How Quickly Should I Pay My Student Loans?

For those who do not want to be investors, a fast-track repayment may be best. But for those willing to save and invest, there is a better option.

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What Should I Do When They Close The New York Stock Exchange?

What Should I Do When They Close The New York Stock Exchange?

Is there something I need to do today or tomorrow?

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Only 20% of Advisors Avoid Active Management Strategies

Active Management Strategies

The majority of advisors make the mistake of having significant or moderate use of actively managed funds.

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How to Intentionally Realize Capital Gains

How to Intentionally Realize Capital Gains

Careful tax planning can avoid much of the capital gains tax.

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The Markets Are Inherently Volatile

Does Past Performance Have Anything To Do With Future Results?

Most investors don’t understand what that means.

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The Complete Guide to Automating Your Savings

The Complete Guide to Automating Your Savings

After automating your entire investment plan, you can save and invest without even having to watch.

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Marotta’s 2015 Vanguard Gone-Fishing Portfolio Calculator

Marotta's 2015 Vanguard Gone-Fishing Portfolio Calculator

If you are using Vanguard, we have created a gone fishing portfolio using only low-cost Vanguard mutual funds to help save money on transaction costs.

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What Is The Relationship Between Turnover Rate and Returns?

What Is The Relationship Between Turnover Rate and Returns?

A high turnover rate is not something you want in a stock fund.

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What To Do When The Stock Market Drops 1800 Points

What To Do When The Stock Market Drops 1800 Points

What should you do before a market correction? What about after? The answer is the same.

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How to Select Securities

How to Select Securities

Your investment strategy is critically important but the implementation requires wise fund selection.

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Radio: Knowing When to Realize Capital Gains

Old Radio

David Marotta was interviewed on the radio discussing how to figure out know when to realize capital gains and how much to realize when you do.

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What Is The Correlation Of Freedom Investing?

What Is The Correlation Of Freedom Investing?

Should we have a “Free Countries Asset Class” or a “Foreign Stock Asset Class?”

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What Is The Relationship Between Number Of Holdings and Returns?

What Is The Relationship Between Number Of Holdings and Returns?

There is no such thing as “over diversification.”

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Should I Fund a Roth or a Traditional Account?

Should I Fund a Roth or a Traditional Account?

As with many financial decisions, our gut feelings deceive us on this matter.

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Tax Alpha: How to Fix a Client Portfolio

Tax Alpha: How to Fix a Client Portfolio

Good financial planners can be worth their weight in gold in helping clients build a tax-efficient portfolio.

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Defining Your Sectors

Defining Your Sectors

The process of defining your sectors is an attempt to identify the quintessential features of your strategy and formalize your selection criteria.

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What Is The Relationship Between Turnover Rate And Number Of Holdings?

What Is The Relationship Between Turnover Rate And Number Of Holdings?

The greater the number of holdings the lower the turnover rate with one surprising exception.

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Do Resource Stocks Deserve Their Own Asset Class?

Do Resource Stocks Deserve Their Own Asset Class?

Resource stocks represent one of the most interesting collections of diverse indexes as they do not always move in sync with one another.

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What Is Turnover Rate?

What Is Turnover Rate?

Beware the turnover rate. It’s much wiser to invest in funds managed by people you trust.

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The Crowd Is Usually Wrong

The Crowd Is Usually Wrong

Stocks less frequently traded have better returns.

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What Is the Correlation Between Value, Growth, Large and Small Cap Stocks?

What Is the Correlation Between Value, Growth, Large and Small Cap Stocks?

The higher the correlation the greater the justification to put them in the same asset class.

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The Asset Allocation Within Your Asset Allocation

The Asset Allocation Within Your Asset Allocation

It is good to take the two categories which are most similar and use them as underlying sector divisions within the same larger asset class.

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Are Healthcare and Technology The Best Performing U.S. Sectors?

Are Healthcare and Technology The Best Performing U.S. Sectors?

Should they be over weighted in your portfolio?

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Your Asset Allocation Should Be Priceless

Your Asset Allocation Should Be Priceless

The value of not running out of money when making withdrawals cannot be measured.

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Radio: Employment Tips for Recent Grads

UVA Grad

David John Marotta and Megan Russell were interviewed on the radio discussing ways recent graduates can make themselves more attractive to employers in today’s tough job market.

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What Is The Correlation Between US Stocks and Foreign Stocks?

What Is The Correlation Between US Stocks and Foreign Stocks?

Correlations over the past year have been very low, while correlations over the past 10 years have been higher.

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The Art of the Rebalancing Bonus

The Art of the Rebalancing Bonus

Portfolio design and rebalancing is both a science and an art. Knowing that rebalancing boosts returns is useless unless you as the investor follow through.

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What Is Correlation?

What Is Correlation?

The correlation between two investment is used in portfolio construction and rebalancing.

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The Science of the Rebalancing Bonus

The Science of the Rebalancing Bonus

Rebalancing can both boost returns and lower volatility, but most investors do not understanding how.

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Radio Interview: Ideas for Success

Rocket Flight

David John Marotta was recently interviewed on radio 1070 WINA’s Schilling Show discussing success, and how to structure your life for greater chances of success.

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Branding, Marketing, and Selling: An Interview with Scott Deming

Branding, Marketing, and Selling: An Interview with Scott Deming

Branding is so much more important than advertising.

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Cost-Benefit Analysis for Financial Planning

Cost-Benefit Analysis for Financial Planning

The cost of commission-based advisors are so hidden that you may be paying more than you realize.

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Giving to a Charity to Receive an Annuity

Giving To Charity In Order to Receive An Annuity

Every nonprofit needs to keep an up-to-date list of the types of assets that they will accept as donations.

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First Quarter 2015 Returns: Our 6 Asset Classes

Q1 2015 6 Asset Class Returns

Each quarter brings a different set of returns for each asset class and subcategory.

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Best Credit Card for 2015

Best Credit Card for 2015

We are not normally fans of credit card offerings, but this one might be worth using as your primary card.

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Investors Greatly Undervalue Safeguarding Their Money

Investors Greatly Undervalue Safeguarding Their Money

Ten principles of safeguarding your money applied to the latest investment scandal.

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Nobel Prize Worthy Advice On Investing

Nobel Prize Worthy Advice On Investing

Here’s how a good advisor should respond when you call about losses in your account.

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Is Lawsuit Funding A Good Investment?

Is Lawsuit Funding A Good Investment?

“Lawsuit lenders do not advertise prices; they advertise convenience.”

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Schwab Intelligent Portfolios: Services Not Provided

Schwab Intelligent Portfolios: Services Not Provided

A computer algorithm cannot help you with these things.

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Schwab Intelligent Portfolios: Incomplete Rebalancing Algorithm

Schwab Intelligent Portfolios

See our review of the two pros and nine cons of how Schwab monitors and rebalances portfolios.

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Radio: Twelve Tax Planning Agenda Items To Do Before April 15

birds in snowstorm

It is better to do tax planning all throughout the year, but here are 12 things to do (or plan to do in the coming year) before April 15.

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Schwab Intelligent Portfolios: Built on a Faulty Premise

Schwab Intelligent Portfolios: Built on a Faulty Premise

It is a great marketing campaign, and the service is a wonderful idea, but the asset allocations of SIPs aren’t actually that intelligent.

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Are Socially Responsible Investing (SRI) Funds Better Investments?

Are Socially Responsible Investing Funds Better Investments?

“What do you think of the idea of Socially Responsible Investing (SRI) implemented simply by investing in something like the Domini Social Equity Fund (DSEFX)?”

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