April 18, 2014

About Megan Russell

Megan Russell+ is the Systems Analyst for Marotta Wealth Management. A Cognitive Science graduate from the University of Virginia, Megan loves neuroscience, formal logic, creative writing, kittens, and her childhood. Her favorite blog series: Wealth Inequality in America.

Why Is The Federal Reserve In Your Wallet?

Christian LIndeMann, The New King of PickPockets

Members of the Federal Reserve openly admit it is not a federal agency.

Read More...

What Exactly Is Quantitative Easing?

Piggy Bank

Quantitative easing is a sneaky way to make everyone dealing in U.S. dollars pay off the U.S. debt.

Read More...

How Does The Fed Control Interest Rates In A Free Market?

Federal Reserve 2014

Even as recently as 2007, banks were paying 4% interest. Now you have to go to the hundredth decimal before you find your interest rate.

Read More...

Tax By Inflation

The Fading Dollar

In its simplest form, the government prints money and uses the newly printed currency to fund government spending.

Read More...

Five Unbelievable Financial Advisor Regulations

The federal Securities and Exchange Commission (SEC)

To comply, most firms must archive and report massive amounts of information. Here are five of the more interesting regulations.

Read More...

Every Business Should Start a 401(k)

Small business owners

The president’s hope to restrict the plans should actually make owners more interested in creating one.

Read More...

Republicans: Defining the Three Factions

More freedom less government

Which part of the conservative party appeals best to you: promoting the welfare of big business, legislating morality or advocating personal freedom and responsibility?

Read More...

Is Social Security Stealing Your Chance Of Being A Millionaire?

You have got to be kidding.

Social Security withdrawals have enslaved workers to depend on government largess when they could have been independently wealthy.

Read More...

Obama Expands the Permanently Unemployed

Occupy Stupidity

The economics of the job market are complicated, and an executive order can’t grant America a higher wage.

Read More...

Obama’s myRA Plan Violates Multiple ERISA Laws

Go to jail

Willful violations of ERISA legislation carry criminal penalties of up to a year in prison for the plan sponsor and a fine of up to $100,000 for the corporation.

Read More...

Can You Fact-Check Without Reading the Article?

Holy face palm

Both authors claimed there were errors in our article all the while agreeing with our assessment of the unemployment numbers.

Read More...

We Were Wrong: Jobless Available Workers As High As 41.4%

Jobless 2013-12

We actually underreported the portion of jobless Americans. It did not include the people who are represented in the unemployment rate.

Read More...

Economic Freedom Matters 2014

Wall around Wall Street

Economic freedom enriches society, lifts the poor out of poverty and respects the agency and dignity of human choice.

Read More...

Should We Wallow in the Rising Stock Market?

Sad puppy

The stock market can occasionally benefit from the misery index.

Read More...

How Long Should I Keep Financial and Tax Records?

Tax Files

Whenever the IRS challenges you, the burden of producing evidence that your claims are true rests entirely with you.

Read More...

Sensational Headlines Capture Nation’s Attention

Fox News 2013-12-26

In addition to learning how a viral story can get many of the facts wrong, another more important lesson can be learned from this experience.

Read More...

New Year’s Resolutions for Republicans and Democrats

New Year's Resolutions for 2014

Here’s to a better 2014!

Read More...

Eight People Obama Charged with Espionage

Obama espionage

Prior to the Obama administration, only three espionage cases had ever been brought.

Read More...

NSA Blanket Surveillance Unconstitutional

Surveillance

“What is remarkable is that is actually acknowledging it is illegal.”

Read More...

TSA: Violations for Only $2.50 Per Flight (Plus Taxes and Handling)

TSA Glove

No volume of abuse seems sufficient to rouse public opinion.

Read More...

TSA: What you get when you say, “Someone should do something”

TSA

If the TSA were a private security firm, they would have been fired by now.

Read More...

World Health Organization 2000 Statistical Report

WHO_t

After I have studied their technical reports and data for over a month and a half, I have finally been able to track their formulas and findings across the dozen sub-studies and their corresponding literature. The methods and statistical formulas used are at times surprising, alarming, or comical.

Read More...

Wealth Inequality in America, Part 5

Worried Woman

A change in attitude is needed for the poor to develop a wealth-generating mindset.

Read More...

List of Income-Tested Benefits Programs

Worried Man

A total of 85 different income-tested benefit programs and their expenditure as of 2002.

Read More...

Wealth Inequality in America, Part 4

Utopian View and Tragic View

Your opinions depend on your view of humanity.

Read More...

Wealth Inequality in America, Part 3

Offical SNAP promotional photo from the Department of Agriculture

Even the negative or inconsequential effects of welfare often fail to convinced some people that a new system of assistance is necessary.

Read More...

Wealth Inequality in America, Part 2

Bill Gates

Blaming the 85% with 100% of the wealth for the poverty of the remaining 15% is unreasonable. The two are unrelated.

Read More...

Republican Genius: Budgeting One Item At A Time

John Boehner

The partisan deadlock offers us a novel opportunity to reach consensus.

Read More...

Wealth Inequality In America

Wealth Inequality In America

The video “Wealth Inequality in America” is not only misleading, but the research methods of its underlying study are laughable.

Read More...

Stupid Decisions Made During Government Shutdown

Federal Outage

The government continued to pay for their website hosting and the domain name licensing but hid all of the data from Internet users.

Read More...

Propaganda Blitz Scheduled for October 1

Keep calm and give up

Requiring employers to deliver government propaganda is genius.

Read More...

Why People Like Tony Stark But Hate Real-Life CEOs

Iron Man and Tony Stark

Obnoxious, playboy Tony Stark, more commonly known as Iron Man, is admired by his fictional and real fans alike. Why not real life CEOs?

Read More...

Safety Second

Whitewater Rafting on the American River

Fun first. Freedom first. Innovation first. Financial goals first. But not safety. No one says, “That looks safe; I wonder if it is fun.”

Read More...

Beneficiary Designations: Per Capita or Per Stirpes?

beneficiaries

Before a grandmother passes away, both her sons predecease her. Left with only her daughter and grandchildren, depending on her titling one of three things may happen.

Read More...

Should We Hate the Richest Kids in the Graveyard?

Children in the graveyard

“They don’t deserve it!” is the most common complaint. And in most cases it’s true

Read More...

Do Investors Deserve to Make Money?

Master Chef at Work

When I work my 9 to 5 job and earn a paycheck, I receive a paper certificate I can trade in for the real reward of my labor. But why do investors get a reward?

Read More...

Natural Rights: Is the Only Moral Code Legal Entitlement?

Are rights only granted from government?

A recent letter from a reader expressed the claim that there is no such thing as natural rights. Could he be right?

Read More...

Is There A Biological Basis For Human Rights?

Biological Basis for Human Rights

An unprovoked attack is always wrong everywhere, but can a law professor and attorney-at-law prove the biological basis for their field?

Read More...

What’s The Big Deal About Privacy?

Alva Noe

NPR writer Alva Noë says privacy is unimportant, but from the very start of his argument Noë is confused about what privacy is.

Read More...

Is Obamacare Responsible for a Jobless Recovery?

Part time job

Three part time employees equals two full time employees while avoiding $4,000 in annual fines.

Read More...

Do We Have a Right to Health Care?

Magic Pills

The Affordable Care Act encourages everyone to get health care insurance by punishing those who don’t. Proponents of Obamacare justify this saying that health care is a human right. But is it?

Read More...

Detroit’s Bankruptcy Doesn’t “Just Happen”

Detroit Zoo Tiger Sleeping

Corporations go bankrupt for a wide variety of reasons, but there’s only one reason for municipalities.

Read More...

Do We Need a U.S. Palace of Versailles? The Sycophants of American Politics

Louis XIV and his Sycophants

Money is not the source of the corruption in Congress.

Read More...

The Complete Guide to Your Washing Machine

Washing Machine

The complete guide to saving money while washing your clothes. How much does my washing machine cost me? What temperature should the water be? What cycle should I use? What detergent should I use? What’s best for my clothes?

Read More...

The Right to Privacy of Correspondence Is Inviolate

Wax Seal

We need to protect more of our natural rights by enumerating them.

Read More...

Your Data Betrays You

NSA

Thanks to the public record, pieces of otherwise random information can be used to precisely identify an individual. Find out what some of the most common data leaks are in your life.

Read More...

PRISM Would Have Jailed Thomas Jefferson Long Before 1773

We are watching you watching us and it is awkward.

If there isn’t a strong enough outcry, these practices will become institutionalized.

Read More...

Support for The Right to Privacy of Correspondence

Wax Seal

Many people have asked what can be done. Here is a proposal.

Read More...

Edward Snowden’s Motivations, In His Own Words

Edward Snowden

“If they were in my position, and, you know, you live a privileged life—you’re living in Hawaii, in Paradise, and making a ton of money—what would it take to make you leave everything behind?”

Read More...

Diversification: Why Not Put Everything in Whatever Will Go Up the Most?

Graph with stacks of coins

Five principles from analyzing the last decade of returns.

Read More...