Author Archives: Megan Russell

Our first goal is to be accurate. We want to do the task the right way. This is where workflows help.

Although these questions may help some people discern which professional to sign up with, I like our ten questions better as they cut to the heart of the matter. That being said, the more you know about an advisor the better.

These are two ways to benefit from the higher standard deduction while still fulfilling your charitable intentions.

We are a statistical outlier: We are young; we are female.

How to go from where you are now to being one of our clients under our “Do-It-Yourself” service level.

Although they are cheaper, the robo-investing accounts are not beneficial to everyone.

With a bit of planning, you can make the practical gift very personal.

The best way to ensure that you save and invest is to automate the process.

These are complex formulas, but they are valuable calculations that show that there is an expected increase of return which will justify selling even a highly appreciated asset.

Be very careful filling out these forms and be sure to ask for help if you need it.

Yes, but if you have complex wishes, you should utilize paperwork.

If you are doing a one-time funding from another account, sometimes the lowest tech option can be the easiest.

Instead of having to nag your spouse to sign paperwork or login online to accomplish these tags, you can manage all of your family’s finances by setting up a power of attorney.

With Schwab Bank, any time you need more checks or deposit slips you can simply request them for free.

Adding nicknames such as these can help immensely when it comes time to do basic tasks such as Roth IRA funding or withdrawing funds.

By default, your Schwab login will only display your own accounts.

There are two ways to transfer your account to a Schwab Institutional Intelligent Portfolios with Marotta Wealth Management.

In order to move funds between a non-Schwab account (external account) and your Schwab account, you simply need to establish what is called a MoneyLink.

If you have to choose between your retirement or your children’s college savings, choose your retirement.

New proposed legislation cuts the benefit of donating to charity and receiving tax credits in return.

On Tuesday, August 14, 2018, David John Marotta appeared on Radio 1070 WINA’s Schilling Show to discuss the right to the freedom of speech in 2018.

We believe following our eight principles to safeguard your money provides a better safeguard than checking for past violations.

In 2003, the Goldman Sachs Global Economics Department predicted the economic and geopolitical influence of Brazil, Russia, India and China (the BRIC countries) would become increasingly visible in the developed world. We revisit those countries here.

Grocery stores know all the shoppers tricks, which means that when comparative price shopping you actually have to compare all the prices to get the best deal.

You deserve advice from a firm where you don’t have to second guess where their loyalties lie.

Teresa Ghilarducci is just wrong here. There is no qualification that can make Ghilarducci more right.

It is relatively easy for fee-only fiduciaries to answer the question “How much do you charge?” The only fee they collect is the fee that the client directly pays them.

A reader asks, “As her descendant and agent following the rules as written, it is my understanding that I could gift myself $14,000 each year. But can I really?”

Incentives matter. If you are going to get a financial advisor, you need to select a fee-only advisor because you need to find an advisor you can trust.

At Marotta Wealth Management, we believe that a team collaborating on your behalf provides you with better service.

Predicting future inflation is difficult at best.

Sometimes, you should do what is right even though it is not what others want.

We believe that the basic principles of financial planning are the same no matter how many zeros you add.

If this is the approach you want for your financial planning, give us a call to get started today!

If you run a retirement plan at your company, you are responsible to perform periodic reviews to ensure that the plan is the best it can be for participants

Given how few financial advisors have been through the education, certification, and experience require to obtain the CFP® mark, it is no wonder that so few so-called financial planners are actually providing comprehensive financial planning advice.

We offer comprehensive wealth management services.

We require each Investment Committee member to have, at a minimum, the Certified Financial Planner™ (CFP®) or Chartered Financial Analyst ® (CFA) designation.

Although this 1040 looks smaller, it is not an upgrade for anyone except for the IRS.

Marotta Wealth Management (originally Marotta Asset Management) was founded in 2000 by David John Marotta.

There is unique tax planning involved though when an age 70 1/2 IRA owner was younger than the beneficiary.

When interviewing a new financial advisor, we believe there are at least ten important questions to ask. Then, just to be safe, we answered 32 frequently asked questions and welcome more.

Among its many changes, the Tax Cuts and Jobs Act created a new tax concept when it comes to managing the capital gains.

The capital gains tax is economically senseless. This 2014 post has fourteen of the loopholes the government’s gain tax unintentionally incentivizes.

We have four tenets of quality defining our customer service here at Marotta.

On June 5, 2018, David John Marotta and Megan Russell appeared on Radio 1070 WINA’s Schilling Show to remember June 5, 2013 and discuss our modern surveillance state.

This 2015 article reminds us of the benefits of umbrella insurance. We recommend $2 to $5 million of umbrella coverage for typical families with assets over $300,000.

An investment manager who is “at times a soft socialist” like Voss will be more likely to engage in active management, market timing, and gambling on individual stocks.

We are very pleased to announce that Courtney Fraser is our newest CERTIFIED FINANCIAL PLANNER™ (CFP®) at Marotta Wealth Management!

On this day in 2013, Snowden revealed the U.S. government was actively pursuing the constant surveillance of everyone’s digital life.