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Biden Sets Aim on Specific Taxpayers
Biden’s state of the union address makes clear who he wants to tax.
#TBT How to Pay Off Student Loans While Building Wealth
With many of us saddled in student loan debt well into our late thirties, our retirement cannot wait for us to be debt free. This 2016 rewrite of a 2007 article teaches you how to get started with savings while repaying your loans.
Charles Schwab Bank Fraud Dept Text Message Scam
We recently had a client fall prey to a sophisticated Schwab Bank scam. They gave us permission to share this fraud story with you to hopefully prevent others from being scammed.
Less Economic Growth & More Taxes Without Congressional Action
Alas, there is only one thing we can do to help dictate which kind of tax system we face and that is vote.
An Overview of Marotta’s 2024 Gone-Fishing Portfolios
For our standard gone-fishing portfolio, we made two changes.
Marotta’s 2024 Gone-Fishing Portfolio Calculator
This gone-fishing portfolio is our default portfolio which can be used at any custodian.
Marotta’s 2024 Vanguard Gone-Fishing Portfolio Calculator
We recommend this gone-fishing portfolio for investors with brand loyalty to Vanguard.
Marotta’s Gone-Fishing Portfolio: Review of 2023 Returns
Last year, our 2023 Marotta’s Gone-Fishing Portfolio was a recommendation of 12 stock investments. This article is to report on the 2023 performance of those twelve stocks.
#TBT Slow and Steady Wins the Race
In 2003, David stopped to rescue a snapping turtle from 250 West. Even now, the financial planning lessons from that turtle are still sage advice.
College Saving Strategies: One-Time Gift or Monthly Contribution?
Once you have calculated the funding requirements for your college savings goals, there are three strategies for funding the accounts.
#TBT What Are Normal Market Movements?
It is common for investors to be surprised by movements in their portfolios. This 2019 article reminds us though that even volatile movements can be quite normal.
Inherited RMD Update: IRS Waives 2024 Penalties and Delays to 2025
Taxpayers waiting for final guidance, have seen penalties waived for 2021 or 2022 RMDs, for 2023 RMDs, and now for 2024 RMDs.
#TBT Learning to Live on Your Own
Here are several tips on how to live richly on your own.
Freedom Investing in Review (March 2024)
This quarter, we saw that in 1-year returns ending March 31, 2024, Developed Freedom Investing had a -5.8% disadvantage, Emerging Market Freedom Investing had a +3.83% advantage, and Overall Freedom Investing had a -2.89% disadvantage.
#TBT Frequency Matters More Than Height
This 2009 article reminds us, “When we are worried about our expenditures, we tend to look at the dollar amounts more than the frequency of our purchases.” However, to combat mindless spending, we should look to trim recurring expenses first.