We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.

Subscribe to receive our weekly newsletter.

Our Articles

#TBT When Partial-Year HSA Contribution Limits Don’t Apply
with No Comments

If you have recently lost your health insurance or recently signed up for a new one, you may want to watch out for these rules.

Remembering The 2008 Crash as a Financial Planner
with No Comments

Sometimes, you don’t get a second chance to be brave.

Remembering The 2008 Crash as an Investor
with No Comments

I knew the market was going down, but I accidentally took Bogle’s advice and didn’t peek at my own accounts.

How to Calculate Your Roth Contribution Phase-Out and What To Do With It
with No Comments

What can you do when you are in the middle of the Roth IRA contribution phaseout range?

#TBT Safety Second
with No Comments

In 2013, we went whitewater rafting on the American River in California. Our guide’s speech inspired this powerful thought piece about disaster recovery that has a message for today.

What Happens to Your College Savings Plan When You Receive a Scholarship?
with No Comments

What will happen to all the money I have saved for her college expenses now that she doesn’t need it?

Should The Welfare Hypocrisy Critique Keep Me From My Tax Credit?
with No Comments

Pagans accept Christmas presents. Self-estranged children accept inheritance. Libertarians accept tax credits.

Q&A: Should I Contribute to My Roth 401(k) During a Bear Market?
with No Comments

Nothing changes during a Bear Market when it comes to where you should save and invest.

#TBT Lessons from the Crash of 2007-2008
with No Comments

Think we’re headed to another financial crash? Take a minute to learn from our last one.

How to Use Your 401(k) to Convert Only Your IRA’s Nondeductible Basis to Roth
with No Comments

If you have an accepting employer plan, you could consider rolling the pre-tax funds into your 401(k) this year while converting your nondeductible basis cleanly to a Roth IRA.

The Dot Com Bubble: The Bear Market of 2001
with No Comments

Diversification is important. Diversification did not eliminate losses, but it did lose less and recover more quickly.

The RMD Waiver in the CARE Act of 2020 is a Repeat of 2009 Legislation
with No Comments

Hopefully, this bit of tax history gives seniors and heirs a bit of comfort in taking advantage of this welcome relief.

#TBT Recouping Losses Is Not As Hard As You Think
with No Comments

This 2016 post has recently been our most popular search result recently for good reason. After the 2020 COVID bear market, this article is a comforting bit of math.

How a Stability Allocation Helps During a Bear Market (and What To Do If You Forgot One)
with No Comments

While the appreciation allocation helps you achieve your financial goals, introducing a stability allocation into your portfolio can prevent your portfolio from running out of money.

Stock Buybacks Have Exceeded Fund Flows. So What?
with No Comments

This disappointment with good stock market returns explains their need to criticize stock buybacks.

1 2 3 4 5 6 7 170

Like what you read? Subscribe to our newsletter!