We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.

Subscribe to receive our weekly newsletter.


Our Articles

Life Lesson #6: Juggle Your Responsibilities
with No Comments

Juggling domestic responsibilities is a second shift adults are burdened with. I find this analogy helps me to set my expectations and focus more properly.

#TBT The Price of Listening to Dire Predictions
with No Comments

While it is always true that a recession will come eventually, shifting to bonds whenever one is predicted has serious consequences.

How to Spend: Slow Down Spending (Podcast)
with No Comments

Walking away from tempting purchases is particularly difficult, especially for those who regularly shop, but by training yourself to slow down in your spending, you can concentrate your dollars towards the purchases that create the most joy.

How to Survive High Inflation
with No Comments

Inflation is like the rain. You must prepare in advance in order to stay dry.

#TBT Harvest Major Capital Losses Whenever You Have Them
with No Comments

While you can only use $3,000 per year of capital losses to reduce your taxable income, you should bank as much capital loss as possible for other future uses.

How to Fund a Schwab Individual 401(k)
with No Comments

Schwab recommends using one of the three methods discussed in this article to fund an individual 401(k).

How to Spend: Avoid Advertising (Podcast)
with No Comments

In this podcast, we discuss the hazard of advertising for your budget and how to not fall prey to marketing tactics.

#TBT The Lower The Market Falls The More Important It Is To Stay Invested
with No Comments

A recovery after a significant downturn in the markets is often marked by steep growth. If you sell and flatline, you will likely miss the market’s natural recovery and thus your own personal future recovery becomes very difficult.

Exemptions to Fiduciary Rule Jeopardize 401(k) Plans
with No Comments

Being a fiduciary means more, regardless of what the Department of Labor might write in their press releases.

Today Was An Intraday Bear Market (May 2022)
with No Comments

The S&P 500 saw an intraday bear market today, dipping over 20% down from a prior high and then correcting back before the day’s close.

Billing Retirement Accounts to Maximize After-Tax Net Worth
with No Comments

One obscure way we bring value to clients is how we bill them.

Bond Markets: Worst Quarter in 40 Years & Not That Bad (April 2022)
with No Comments

We think holding your next seven years of spending in relatively safe bonds is always a good idea. But holding too much in bonds may not keep up with inflation and is not ideal for your long-term investment strategy.

How to Change a 529 Plan Account Owner
with No Comments

While you may think that the account owner needs to stay the same, you can easily change the account owner.

How to Calculate Taxable Social Security (2021 Line 6b)
with No Comments

If you receive Social Security benefits, the portion of those benefits which will be taxable depends on your income. The taxable portion can be anywhere from 0% to a maximum of 85% of your benefits.

#TBT Don’t Do Something. Just Stand There!
with No Comments

You learn a lot by the discipline of reading old news.

1 2 3 4 5 6 7 196

Like what you read? Subscribe to our newsletter!