We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
Q&A: What is Your Strategy’s Expense Ratio? (2022 Analysis)
on January 17, 2023
with No Comments
You can tell a lot from the expense ratio of an advisor’s preferred funds.
#BestOf2022 How to Calculate Taxable Social Security
on January 13, 2023
with No Comments
If you receive Social Security benefits, the portion of those benefits which will be taxable depends on your income. The taxable portion can be anywhere from 0% to a maximum of 85% of your benefits.
#TBT Recouping Losses Is Not As Hard As You Think
on January 12, 2023
with No Comments
This 2016 post has been our most popular search result recently for good reason. After the 2020 COVID bear market, this article is a comforting bit of math.
Q&A: Are IRMAAs for Life?
on January 10, 2023
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A reader asks: When you are issued an IRMAA, does the IRMAA stay for one year only or does it stay that way for life?
#BestOf2022 An Updated RMD Calculator
on January 5, 2023
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There are different tables and formulas used to calculate your RMD divisor based on your particular circumstances. This is a calculator for the three most common.
#TBT Maintain Financial Balance When in Business
on January 5, 2023
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This 2004 post has ten timeless rules for small businesses to maintain their financial balance.
How Long Should I Plan On Living?
on January 3, 2023
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Which is worse: Being destitute while still alive or dying happy and provided for with a little extra?
Account Funding Priorities for 2023
on December 30, 2022
with No Comments
A savings waterfall is a tool to help investors prioritize savings goals and allocate funds appropriately.
#TBT A Year of Financially Healthy Habits
on December 29, 2022
with No Comments
Want to do the new year well? Here is a month-by-month guide for setting financially healthy habits.
A Christmas Sermon from David Marotta
on December 25, 2022
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This 2008 article is an uplifting, timeless sermon.
Q&A: Can You Do a One-Time Review of My Plan?
on December 23, 2022
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We do our best work when we are a lifelong financial advisor to the client.
#TBT The Happy Habits of Appreciation and Gratitude
on December 22, 2022
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This 2016 article reminds us that “there is a very simple place to start the process of changing our destiny: Each day notice the things that make you happy and try experiencing more of them.”
Steps to Reduce IRMAA Medicare Premiums
on December 20, 2022
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Sophisticated tax planning can be effective at any age. However, with great complexity comes great opportunity.
Nontaxable Social Security Thresholds Are Not Inflation-Adjusted
on December 16, 2022
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Social Security has a number of flaws, to which these static tax brackets can be added.
#TBT Keep Christmas Your Own Way
on December 15, 2022
with No Comments
In “A Christmas Carol,” Ebenezer Scrooge calls Christmas a “humbug” because of the foolish way people celebrate it. This 2008 article reminds us that it is sometimes wise to simplify Christmas.