Investments are at the core of what we do, and here is some commentary on various aspects of the financial markets.
In retirement planning, these are the deep risks we are concerned about.
Unlike stocks, each bond contract has unique characteristics that define how repayment will occur.
In its simplest form, the government prints money and uses the newly printed currency to fund government spending.
You ought to know what it is that you are rebalancing.
We finally found a great building and decided to purchase it!
For five of the last six years, the simple index fund has outperformed the so-called expert hedge funds, and Buffett’s competition is starting to feel the heat. Here are three important take aways from this big bet.
Trying to wait until market conditions are perfect likely means you will miss a good investing opportunity.
Sometimes the best advice is when a competent advisor tells you that you are wrong.
How do you prepare for the end of the world?
Opening an account is the first step in getting started in investing.
Advice for those who own individual stocks when a response to a tender offer is needed. The research for this article turned out to be much more interesting than I first anticipated.
A review of last year’s 2013 gone fishing portfolio returns.
The stock market can occasionally benefit from the misery index.
A return to stable money would signal the death of the bitcoin and other stores of value used as hedges against dollar mismanagement.
Here is an asset allocation recommendation for the The University of Virginia Physicians Group 2014 BEST plan.
Managing investment assets requires managing investor expectations.
Most financial planning articles about annuities pull their punches.
When the dust settles, can I really buy things for pennies on the dollar?
It is always a good time to have a balanced portfolio.
Bonds down; US stocks up.
“Up until recently” annuities were a bad idea. They still are.
The documents where you can review 20 key issues looking for 10 red flags, or…
I expect we have seen the bottom of both the housing market and 30-year fixed interest rates.
Countries high in economic freedom, including the United States, outperformed global indexes.
Northern Europe beats the EAFE Foreign Index by 0.82% in October.
Emerging markets produced some of the highest returns during the month of October.
In October 2013 the balanced portfolio of a 40-year had a nice 3.54% monthly return.
Historically September has one of the worst averages, but this year it provided very good returns.
We recommend investing in countries which are high in economic freedom and low in debt and deficit.
Northern European countries averaged 6.23% in September 2013.
In September 2013 the returns of foreign stocks beat US stocks by 4.25%.
“A well-designed financial plan can get derailed by the wrong investment. Here are seven things investors can probably do without.”
Here are the returns for various global investments.
In August 2013 the northern European countries did slightly worse than the EAFE Index.
It is a small investment which you should expect to be volatile and relatively disappointing when the markets are doing well.
Returns in August were negative across the board with US stocks losing the most.
No matter how near and dear to your heart, investing in a startup is risky business
Here is how representative ETFs from each of the six asset classes did in July 2013.
Here’s a walk through of the account opening process at Vanguard.
Precious Metal Mining companies are leveraged against the movements of the underlying price of the metals themselves.
Foreign real estate was down more for the quarter because the U.S. Dollar strengthened against foreign currencies.
Energy is one important components of the category of Resource Stocks.
Chasing historical returns or a so called star manager is a poor investment strategy.
In a reversal from past trends, some European markets did better than global averages.
Those investments which go up the most when markets are rising often go down the most when markets are falling.
It is prudent not to have your assets all subject to a single country’s economic failure or success.
Just because the dollar strengthens for a quarter does not mean you should abandon this strategy.
Many investors don’t understand why a bond, which pays a fixed rate of interest and then at the end of the term pays a fixed amount of principle would have its price fluctuate.
Rather than deciding between active or passive investing, the debate now rages about what type of index fund is best.
Some of the monthly commentary on resource stock returns.