The President’s Impact
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Obama evidently believes that politicians are elected to make a difference in the lives of Americans. The problem is that no one can opt out of a federal impact.

Wealth Redistribution and the Most Social President
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The loudest tend to drown out competitors regardless of whose reasoning is better.

One Hidden Way the IRS Hurts the Bereaved
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It is often said that the only two certainties in life are death and taxes. The IRS takes that truism to heart.

The Success of Freedom Investing
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It is a simple thought experiment. Would you rather invest in South Korea or in North Korea?

Understanding Cash Flow Is Critical
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Regardless of income level, overspending causes poverty.

The Delirious Happiness of Free Market Choice
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Here is one of the most brilliant breakthroughs in all of food science and how it relates to almost every aspect of life.

Obama Acts Like a Mob Boss, But There Is a Solution
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A mob boss exercises absolute control over his many followers and profits from the often criminal activities of his organization.

Contact Lens Regulations Cost Consumers Billions
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It is illegal to sell contacts in the United States without requiring a prescription. A Federal Trade Commission regulation provides penalties of up to $11,000 per violation.

How Not to Promote College Innovation
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These noble-sounding goals intuitively appear useful, but the federal government has only two ways to encourage change and neither of them helps in this case.

Stop Borrowing From Yourself
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Stop borrowing from your future self. Each day you fail to save is another day where you tighten the ball and chain around your ankle. You deserve better than that.

How To Buy A College Degree
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Unfortunately, Obama’s good intentions are thwarted by the economic principle formulated by banker Charles Goodhart.

Financial Willpower
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The amount of energy available in the brain to exercise self-regulation and resist temptation is a limited resource. When the account runs out, well… you know the kind of decisions you make.

The Economics of a Thanksgiving Turkey
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The average factory-farmed frozen turkey from a grocery story is sold for as little as $0.67 per pound. Economics can offer five explanations.

We Need a Partial Shutdown of Government
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Unless McConnell is willing to risk a government shutdown, he will ultimately have to acquiesce to Obama’s wishes.

Mailbox: Which States Allow Prize-Linked Savings Accounts?
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There are thirteen states so far. Does your state allow them?

Do New Healthcare Plans Cost More?
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Last year plans were being cancelled. This year, citizens are receiving notifications of rate hikes in the double digits. Is this really happening?

Interview with Senatorial Candidate Robert Sarvis
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We e-mailed all the senatorial candidates inviting them to be interviewed on our blog. Of all the candidates, Robert Sarvis, the Libertarian 2014 Virginia Senatorial candidate, was the only one to respond.

The Drive of the Lottery
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The lottery is based on the most powerful way to motivate people and change their behavior: a variable reward in response to a specific behavior.

The Mindset of the Lottery
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The classic conversational pastime of answering the question, “What would you do if you won the lottery?” could help you or it could hurt.

The Luck of the Lottery
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Government-run lotteries have a sordid and monopolistic past. Should we enforce a separation of sin and state?

Five Lessons from the Whiskey Rebellion
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The Whiskey Rebellion established the sovereignty of “we the people” to tax and oppress any selected group.

How To Diversify Highly Appreciated Stock
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Exchange funds, also know as swap funds, can provide investors with one highly appreciated security a way to trade it for an equivalently valued but more diversified portfolio.

Appreciating Donor Advised Funds
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There are five ways that both you and the government could make charitable giving more significant.

How Can We Make Medical Insurance Affordable?
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We must return, as much as possible, to a fee-for-service approach to health care and restore the traditional doctor-patient relationship.

Why Do Physicians Permit, If Not Encourage, Futile Medical Care?
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We can only afford to allow others the freedom to strive against death when we are not trying collectively to subsidize it.

Skin in the Game of Health Care
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“Shouldn’t patients and their families have some skin in the game as a brake on the profligate spending of other people’s money for health care?”

Cryptic Medical Bills And Health Insurance
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Next time you receive an unintelligible medical bill, remember how hard it is for your doctor to get paid.

U.S. Health Care Costs versus Health Outcomes
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Asians in New Jersey have the best life expectancy of any racial or ethnic group.

Why Are Insurance Companies Reluctant To Cover Preventive Care?
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Now there is absolutely no charge for a costly set of test and procedures on the all-you-can-spend preventive care buffet.

Do We Need Price Controls to Stop Exorbitant Hospital Fees?
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After the birth of my (David’s) first child, my wife and I noticed we were being billed for a very expensive bedpan and box of tissues that we had never used.

Why Are Canadian Drugs Cheaper?
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Why shouldn’t we just institute price controls in America?

Chipotle’s Wisdom
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These quotes are provocative for what they say about us as Americans.

The Wealth Of Nations Is Their Freedom
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“When institutions protect the liberty of individuals, greater prosperity results for all.” – Adam Smith

Are We Lab Rats?
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If you are not paying for the product, you are the product.

How to Open a Roth for Your Child
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Someone has to be proactive about your child’s retirement and every year you don’t open a retirement account is another year you’re holding back compound interest.

Our Government Versus The People
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Government has never been known for customer service. But today it is known primarily for being against the very people it is supposed to serve.

The Economics Of Healthcare
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Michael Kirsch, a practicing physician and newspaper columnist, laments that there are questions he can never answer satisfactorily for his patients. His questions are central to the public policy debate increasingly being decided by voters and politicians rather than physicians and economists.

FINRA Supports Regulation to Quell Competition
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Beware of government regulation, especially when a portion of the industry thinks it’ll be good for business.

Fight the NSA with Your Choice of Search Engine and Browser
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We are all embarrassingly honest with search engines.

Capability Is Tyranny
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Those who stand by and do nothing are complicit in aiding the loss of freedoms for others.

Seven Quotes to Summarize U.S. Surveillance
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“We don’t have concentration camps and political dissidents and large numbers being hauled into prison because we don’t need that because we have effectively put prisons inside people’s minds.”

Fourteen Ways to Avoid Paying Capital Gains
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The capital gains tax traps wealth in an investment vehicle requiring special techniques to free the capital without penalty.

Capital Gains Tax Gets More Complicated
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Now you may pay one of at least four different capital gains rates. The strategies to deal with capital gains differ for each level.

How To Bilk Obamacare
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Learn how a family of four can qualify for a full subsidy with an income of $140,000 a year.

Should You Ditch Your Budget?
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Could this scheme from Mr. Money Mustache change your budgeting strategy?

The Purpose Of The Federal Reserve
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Unlike the markets, members of the Fed are able to make decisions that are in exactly the wrong direction if they don’t limit themselves with a rules-based system.

Microfinance: Loans That Change Lives
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With as little as $25 you can begin loaning money to developing world entrepreneurs.

Government Requires 146 Minutes Of Service Each Day
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Without taxes, you could leave your job every day at 2:34 p.m

What Happened to the Gold Standard?
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The U.S. dollar was first regulated by the Coinage Act of 1792 and prescribed as 371.25 grains of pure silver. The eagle, worth $10, was 247.5 grains of gold. One cent, worth a hundredth of a dollar, was 24 grains … Read More

Why Is The Federal Reserve In Your Wallet?
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Members of the Federal Reserve openly admit it is not a federal agency.

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