Which Index Best Represents The Markets?
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Any decision to differ from the cap-weighted global default is a choice.

One Method To Estimate Future Inflation Expectations
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Predicting future inflation is difficult at best.

S&P 500 Fairly Valued At End Of June 2018
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US Large Cap is currently valued at the historical average again after taking into account the expected increase in corporate earnings.

The Dow Jones Industrial Average
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Truly diversified portfolios don’t move in sync with the Dow.

Video: Tuning Out The Noise
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It is important to remaining disciplined during volatile markets.

Should I Invest in Bitcoin?
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It might continue to boom. It might continue to bust.

The Value Matters in Stock Investing
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“Think of a stock as a machine that generates cash every few months.” Smaller companies that you have never heard of usually have a better return than the better known larger companies.

Black Monday Bear: The Bear Market of 1987
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This Bear market has one of the largest single day losses.

First Quarter 2018 Returns for Our 6 Asset Classes
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Although volatility is often unwelcome by investors, it can provide profitable returns.

2017 Returns for Our 6 Asset Classes
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2017 was such a good year for the stock markets that it set a record.

Q&A: Should Dividends Be Reinvested?
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A question from our readers, “Should I choose to have dividends reinvested or should I receive them in cash and then reinvest them myself?”

The Markets Can’t Go Up Indefinitely, Can They?
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Or do they go up indefinitely, albeit interrupted by some significant corrections?

A Guide to the Bear Markets
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I have gradually been writing a series of articles on each Bear Market to show how quickly they correct and how high the subsequent Bull Market rises.

2007 In Review
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See how much market return you lost to poor fund choices and how much you lost to high expense ratios.

How to Analyze an Individual Stock
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Let’s use some of the publicly available information about HubSpot, Inc. (HUBS) to see what factors the stock shares.

How To Double Your Money As Quickly As Possible
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When the client asked my mother, “What is the quickest way to double my money?” she did not hesitate before she answered.

Revisiting “10 Funds Without a Single Losing Year in a Decade”
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In retrospect, Financial-Planning’s slide show was another bit of distraction from the real work of building brilliant portfolios for long term investing.

What Advantages Do Exchange-Traded Funds (EFTs) Have Over Mutual Funds?
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Exchange Traded Funds (ETFs) have at least a dozen significant benefits over mutual funds and only a few disadvantages.

What Is A “Risk-Free” Guaranteed Investment Return?
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There is no such thing as a risk-free, guaranteed investment. Everything has risks.

Volker’s Bear: The Bear Market of 1982
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Bear markets are often a precipitous decline followed by a slower and steadier recovery. Volker’s Bear is rare in that a slow and steady decline was followed by a sharp precipitous recovery.

How Safe is Your Money Market?
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The Securities and Exchange Commission (SEC) changed the rules and required all financial institutions to move pricing their money market from a stable $1.00 price per shares to a floating net asset value.

What Good Are Morningstar Stars?
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Do mutual funds with 5-star Morningstar ratings have better future returns?

Are Democrats Or Republicans Better For The Stock Market?
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Politics matters less to our financial success than the ordinary decisions we face every day.

US Large-Cap Exchange-Traded Fund Choices
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In anticipation of adjusting our yearly gone-fishing portfolios, I reviewed the performance of five US large-cap Exchange-Traded Funds (ETFs).

Bond Investing In 2016
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Bonds had positive returns for the year despite returns peaking at the end of July and falling for the rest of the year.

Resource Stock Investing in 2016
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In 2016, Energy and Materials had some of the best returns of the year.

2016 In Review
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2016 was a good year for stocks in general with a number of noteworthy details. Resource stocks performed the best despite being the worst-performing asset class in 2015.

Freedom Investing and Emerging Markets in 2016
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In 2016, the average return of the best investment products of the Freedom Six outperformed the Vanguard FTSE Developed Markets ETF by 6.75%.

US Stock Investing in 2016
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The S&P 500 had another good year, ending up 11.96%. The S&P 500, however, only represents half of the US Stock asset class, and Small- and Mid-Cap stocks performed even better.

Mailbag: What Do You Think About The Elliott Wave Principle?
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It is difficult in investing theory to determine which narratives have the appropriate underlying evidence to support them and which narratives are not worth following. Often it is necessary to be both a mathematician and a skeptic to filter out what is even worth considering.

Benjamin Graham on Individual Stock Analysis
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“I am no longer an advocate of elaborate techniques of security analysis in order to find superior value opportunities.”

Investing Mistake: Confusing A Promising Company With A Good Investment
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A good narrative describes what happened in the past. And even though past earnings may have something to do with current share prices, they don’t have anything to do with future share prices.

Healthcare Stocks And Asking “Relative To What?”
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Why do our portfolios systematically overweight healthcare stocks?

How The Markets Moved After A Trump Victory
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Beware of reading too much into three days of market movements.

Mailbag: Which Investment Fund Should I Purchase To Minimize Fees?
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On the surface it seems like option 3 (VHT) is the best deal. Is there anything I am missing?

The Case for Investing in Energy Companies
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Energy’s low correlation with nearly every other major asset class means even very conservative investors should consider over-weighting Energy stocks.

Investing In Hong Kong Has Lowered Risk and Boosted Returns
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We allocate a portion of our managed portfolios to foreign stocks, and Hong Kong is the highest ranked country on the latest edition of the Index of Economic Freedom.

Beware of Dire Market Crash Predictions
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I receive dire predictions with such frequency that were I to act on even a fraction of them I would never be invested in the markets.

Where Should I Invest Money Which I Will Need in a Year or Two?
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Return comes with an element of risk. There is no safe investment which also pays a good rate of return.

The Golden Bear: The Bear Market of 1973
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This Bear market is considered one of the greatest challenges to retirement planning.

Recouping Losses Is Not As Hard As You Think
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Many advisors and most investors don’t really understand the math on how to compute investment returns.

Changing Your Financial Behavior Is Difficult
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Our minds are wired to quickly generalize on perceived trends and react to them.

Double Bottom Bear: The Bear Market of 1970
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Bear Markets are unpredictable, but there is no reason that they should be a cause of distress.

BREXIT: Britain’s Independence Day
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The future may be uncertain, but the markets are quite reliable in the long run.

What Are The Problems With Illiquid Alternative Investments?
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The larger the spread, the more likely you should neither buy nor sell the asset.

What Is Settlement Date And Why Does It Matter?
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Most investors think that whenever you buy or sell a security the money is immediately deducted or deposited into your account. This is not true.

Guidelines for Using Margin
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Too much leverage is risky because it endangers meeting your goals.

Fund Analyzer Shows Value Of Lower Fees
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Continually curating a list of low cost funds is valuable for long term investors.

Dimensional On: Staying in the Market
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“It is always a difficult experience for investors to stay in markets.”

Dimensional On: Why Should We Invest Internationally?
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“Historically there has been a wide variety of returns from US and International stocks, and when one does poorly often another does well.”

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