How to Avoid the Vehicle Sales Tax in Virginia
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“I would like to give my daughter my newer car, but the tax considerations are not simple.”

Capital Gains Tax is an Economic Monkey Wrench (2012)
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Tax on capital gains is scheduled to rise and become much more complex at the end of this year. Keeping your head in the midst of these changes can help your bottom line. Government should tax either the value of an asset or its yield but not both.

Seven Tax-Planning Strategies to Dodge the Tax Bullet
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The victors in the recent election have declared it open hunting season on the rich, which they evidently believe will solve our spending problems. Tax hikes everywhere are aimed at the most productive members of society.

Mailbox: Disturbed by Romney’s Tax Computation in California
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Personally I think it is a mistake to value supporting the government (taxes) higher than supporting society (charitable giving).

Smart Tax Planning for the Gap Years
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Many families seek financial planning advice specifically for retirement. But if they wait too long, they miss an important tax-planning opportunity. A great strategy is to take advantage of the time between retirement and Social Security at age 70, the so-called gap years.

Mailbag: How Can I Get Started Gifting Appreciated Investments?
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Do I start planting investments and then refrain from giving for ten years?

Tax Planning: Choose the Appropriate Investment Vehicles
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Here are some additional tax planning resources regarding choosing the appropriate investment vehicles.

Tax Efficient Investing
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It can be useful to maintain a grid where all of the available asset classes are arranged in order, by tax efficiency and potential return based on time horizon, so clients can clearly see when and where tax-deferral can offer the greatest benefits.

Radio: Tax Planning in 2012
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David John Marotta was interviewed on radio 1070 WINA’s Schilling Show discussing tax planning in 2012 and the most important things to do now to prepare for rising taxes in 2013.

How Does Marital Status Affect Your Federal Taxes?
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Laws have always regulated who may marry, the obligations related to marriage and children and whether and how a marriage can be ended. Governments have always put their own social agenda above the pluralism of personal choice.

Mailbag: I’d Like to Withdraw Money from My IRA to Purchase Physical Silver
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Precious metals will, on average, just keep up with inflation, but your after tax return would mean you fell behind inflation by the 28% tax you must pay.

Last Chance for 0% Capital Gains Rate
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Most infomercials that begin with such urgency are trying to get you to buy something, but in this case I want you to consider selling.

Capital Gains Tax Rising
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Starting in 2013, pending further legislation, the capital gains tax will go up to 20%.

Double-Taxed Dividends: Going Up
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The qualified dividend tax rate is currently at a maximum of 15%, as are capital gains. Starting January 1, 2013, dividend tax rates will go up to the investor’s ordinary income rate.

How Do I Allocate Investments with Capital Gains Among Taxable and Traditional IRA Accounts?
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There is a distinction between existing high capital gains exposure in a mutual fund verses future capital gains you expose yourself to.

Tax Planning from the 2012 January / February issue of Planning Perspectives
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“How can you respond if these new taxes are enacted? One option is to do a Roth conversion so that you can pay taxes now for those retirement funds.”

Roth IRA Recharacterization 2012: Undoing a Roth Conversion
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Nearly everyone is an excellent candidate for a Roth conversion this year. You can always undo part or all of a Roth conversion with what’s called a recharacterization, so you can’t convert too much.

Roth IRA Conversion 2012: Roth Calculator for Prof. Low Income
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Who would have thought that someone earning $10,700 might want to purposefully push their taxable income up to $217,450 this year in order to pay $47,595 more in taxes at these lower 2012 tax rates?

Roth IRA Conversion 2012: Roth Calculator for Mr. Esq
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Who would have thought that someone in the 33% tax bracket now who will be in a lower 28% tax bracket in the future might want to do a Roth conversion at his higher rates now?

Roth IRA Conversion 2012: Roth Calculator for Ms. Small Business Owner
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Who would have thought that someone earning $400,000 might want to purposefully push their taxable income up to $1.2M this year in order to pay $280,000 more in taxes at these lower 2012 tax rates?

Roth IRA Conversion 2012: Roth Calculator for Mr. Average
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Who would have thought that someone earning $75,000 might want to purposefully push their taxable income up to $275,000 this year in order to pay as much as possible at these lower 2012 tax rates!

Roth IRA Conversion 2012: A Roth Conversion Calculator
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Nearly everyone is an excellent candidate for executing a Roth conversion this year. But it is helpful to have a target amount in mind before you begin.

Roth IRA Conversion 2012: Are You a Good Candidate?
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You may be a good candidate for a Roth conversion in 2012 if you can answer “yes” to any of these statements.

The Absolutely Last Chance for a Massive Roth Conversion
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A tax tsunami is coming at the end of this year. This will be your last opportunity to safeguard your assets in a lifeboat and avoid getting swamped with taxes.

David John Marotta in NAPFA Planning Perspectives Nov/Dec 2011
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An article by David John Marotta on how to glean information from your IRS 1040 tax return was featured in the latest Nov/Dec 2011 issue of NAPFA Planning Perspectives.

Video: Even Investment Losses Can Save You Money
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In the process of building wealth, saving a penny on your taxes is just as important as earning a penny in the markets.

Roth Regrets? Still Time to Change
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David John Marotta was featured in a Wall Street Journal article about the upcoming Roth recharacterization deadline.

Market Skid May Prompt Roth IRA ‘Do-Overs’
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Marotta’s Roth segregation technique of conversion and recharacterization was featured in InvestmentNews magazine.

Which Rich Are You Trying to Tax?
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Those productive small business owners with higher earnings are a different group from the ultra-wealthy with higher net worths.

How To Cut Taxes On Your IRA Withdrawals
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This article from Donald Jay Korn for Investor’s Business Daily describes the benefits of advance tax planning to reduce the tax bite that is inevitable as you grow older and required minimum distributions (RMDs) become a larger portion of your retirement account.

Understanding Your IRS Form 1040
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Many people believe a dollar saved on their taxes is not worth the same as a dollar of their salary or a dollar of gain in the stock market. They are correct. A dollar saved on your taxes is actually worth more.

Seventy-Five Days Left For Tax Management
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Going forward, tax management will be as significant as investment management in a comprehensive wealth management plan.

Fourteen Tax Management Techniques
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No one approaches financial planning with the goal of paying more taxes. Tax management, like all financial planning, is based on the premise that small changes made over time can achieve big goals.

Video: Small Business Owners Benefit Most from Tax Planning
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Small business owners enjoy more flexibility when it comes to tax maneuvering. That’s why tax planning is especially important for small businesses. Whether your business employs one employee or one hundred employees, last-minute tax moves can save you money, if you act before the end of the year.

Video: Year-End Tax Planning Could Significantly Save You Money
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Even if you didn’t make a penny more next year, how can you have more dollars for next year’s holiday
season? Reduce your taxes. Between now and the end of the year there are several last-minute tax moves that may save you significant amounts of money. After January 1st, there’s little to do but pay-up.

Radio: Tax Management And Planning
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David Marotta discusses how to increase your after-tax net worth.

Roth Segregation Accounts
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A complex technique called “Roth segregation accounts” could earn your investments an extra 30% over the next two years.

That Rebate Check Could Ruin Your Retirement Part 2
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You can’t spend money apart from your lifestyle because that’s the definition of lifestyle.

Tax Planning Tips for 2006
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In order to make full use of these tax-saving tips, be sure to visit your tax professional before year’s end. Once January 1st rolls around, there’s little else you can do but pay up.

Tax Planning for Small Business Owners
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Solo 401(k)s permit you to contribute to the plan both as the “employer” and as the “employee.”

Avoid Capital Gains Tax on the Sale of Your Home
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Consider moving your official place of residence to your vacation house, live in it 760 days out of five years, and then take the exclusion.

Look Over Your Tax Return
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Decreasing your standard of living is the quickest path toward retirement.

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