Mailbag: How Much Cash Should I Keep For An Emergency?
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Being prepared is always a good idea, but so is knowing the costs associated with being prepared.

Financial Christmas Gift Ideas
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Financial Christmas gifts don’t need to be a piggy bank. They can be more serious and more meaningful than that.

Financial Advisors’ New Patron Saint Just Cut From the Detroit Lions
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When Ryan Broyles scored a $3.6 million dollar contract after being drafted in the first round he did something quite rare – he sought as much advice as he could find.

How to Convert Taxable Savings Into Your Roth IRA
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Most tax professionals don’t think of such tax planning opportunities, because they have to focus on complying with tax accounting regulations.

How to Save for Large Fast-Approaching Expenses
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The average married couple has dreams of multiple children, annual vacations, and homeownership, but planning for these expenses can be challenging.

How to Get Out of Debt: Summary
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This is a visual summary of the process of getting out of debt.

How Quickly Should I Pay My Student Loans?
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For those who do not want to be investors, a fast-track repayment may be best. But for those willing to save and invest, there is a better option.

How to Get Out of Debt: Rebuild
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You have laid a good foundation: you are out of debt (or out of bad debt) and you’re ready for a clean start. Commit to keeping your financial life that way.

The Complete Guide to Automating Your Savings
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After automating your entire investment plan, you can save and invest without even having to watch.

How to Get Out of Debt: Monitor and Adjust
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Real life rarely goes according to plan. Set aside time periodically to assess your progress.

How to Get Out of Debt: Implement Your Plan
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Now that you know where you are headed and the steps you want to take to get out of debt, it is time to take action!

How to Get Out of Debt: Make a Plan
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To get out of debt, you need an emergency cushion, a budget, and a plan of attack.

How to Get Out of Debt: Assess Your Situation
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Make a list of all your debt and figure out where your money is going every month.

How to Get Out of Debt: Recognize the Problem
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Most people are comfortable with having some debt (like a mortgage, for example). But how much is too much?

Free eBooks for Lovers of Classic Literature
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If you’re not wedded to the idea of owning a hard copy, there are many options to find classics for free as ebooks.

Best Credit Card for 2015
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We are not normally fans of credit card offerings, but this one might be worth using as your primary card.

How Do I Structure My Accounts for Automatic Savings?
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Often the needs and wants of the present take our attention at the expense of the future. You want a system that will prioritize saving without needing your constant attention.

Three Reasons To Engage In Gift Giving
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The new holiday cliché is to complain about hyper-materialism, but gifts and gift giving help shape our identities.

Understanding Cash Flow Is Critical
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Regardless of income level, overspending causes poverty.

Stop Borrowing From Yourself
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Stop borrowing from your future self. Each day you fail to save is another day where you tighten the ball and chain around your ankle. You deserve better than that.

The Economics of a Thanksgiving Turkey
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The average factory-farmed frozen turkey from a grocery story is sold for as little as $0.67 per pound. Economics can offer five explanations.

Five Principles Of Spending
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How to judge if your money was well spent.

The Benefits of Saving and Investing Early
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Any money you put away and invest now will have the longest time to grow, due to the magic (or actually, the mathematics) of compound interest.

Should You Ditch Your Budget?
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Could this scheme from Mr. Money Mustache change your budgeting strategy?

Helpful Mobile Budgeting Tool Free For College Students
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The good people at You Need A Budget (YNAB) have made their budgeting solution free for college students; including part-time students.

Budgeting Lite
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With less than two minutes a day and a smartphone, Budgeting Lite will help you become more mindful about your spending and regain a sense of control over your finances.

Opening A Brokerage Account
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Opening an account is the first step in getting started in investing.

Money Management Lessons From a Relay Race
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Money meditations from the finish line.

Get Out Of Debt
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Getting out of debt is the first step to building real wealth.

What Charles Dickens Can Teach Us About Personal Finance
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My article, What Charles Dickens Can Teach Us About Personal Finance was recently featured on Yahoo Finance. Another title I considered for this article was The Micawber Principle: The Cornerstone of Financial Security.

The Complete Guide to Your Washing Machine
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The complete guide to saving money while washing your clothes. What temperature should the water be? What cycle should I use? What detergent should I use?

Budget? What Budget?
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Even if you just have an idea of where your money is going, you should still have a very good idea.

Useful Things You Can Do In 15-Minutes or Less
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How much can you save in 15-minutes? Ready. Set….

Financial Bucket List
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Some people have bucket lists with things like “Travel to Paris,” and “go skydiving,” but I have a bucket list of financial things to do.

Bucket List: Living Within Your Means
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So now, after encouraging you to save 10% for emergencies, 15% for financial independence (often called “retirement”), and 10% for long-term savings, we’ve whittled down your income to about 65%. This 65% is for day-to-day living.

The Complete Guide to Your Clothes Dryer
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The complete guide to saving money while drying your clothes. Should I air dry? Can I line dry inside? Is there ever a case when my dryer is cheaper?

The Complete Guide To Your Dishwasher
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The complete guide to saving money while getting your dishes clean. Does hand washing save money? Should I pre-wash? How full should I fill my dishwasher?

Do You Know What Your Appliances Cost You?
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“Don’t air condition the outside” and “Turn the lights off when you leave a room” are often quoted as proverbs of energy savings, but the real savings is in several other appliances.

Bucket List: A Bucket for the Unknown
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I opened my freezer and found, to my horror, my ice cream had turned to mush. Why? My refrigerator and freezer were broken. The expense for a new refrigerator was around $700. How could I have seen that expense coming?

Five Easy Ways To Save
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This kitten is frugal. Be more like this kitten.

Essential Financial Advice for College Graduates
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As the wife of a 2013 college graduate and a 2012 college graduate myself, I can boldly say this was the most helpful advice given to me.

The Dangers of Automated Payments
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This kitten knows how much she spends. Be more like this kitten.

Avoid Bad Purchases
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This kitten buys the coat not the coal. Be more like this kitten.

Budgeting: A Lesson In Alternative Currencies
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This kitten has a budget. Be more like this kitten.

Getting Started with Financial Planning: Step One
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This kitten lives below her means. Be more like this kitten.

More Than 25% of Americans Are Making a Financial Mistake
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If you look beyond the short term, making this move is pretty clearly worse than using a high-interest credit card to pay your bills.

When The Dog Bites, When The Bee Stings: A Budget For Your Least Favorite Things
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This kitten budgets for unknowns. Be more like this kitten.

How to Be Rich
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This kitten is rich by not spending rich. Be more like this kitten.

Financially Savvy Kittens on 401(k) Matches
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This kitten always gets his 401(K) match. Be more like this kitten.

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