Budgeting

“Do I really want to spend my money in this way?”

The truly rich person is anyone whose income is greater than his or her expenses and whose expenses are sufficient to their desires.

Running a small business requires financial balance. Here are ten rules.

When you make a frivolous purchase, tell your spouse that you made it. If you can’t tell your spouse about the purchase, it isn’t worth the trouble. Above all, learn to work together in marriage. Being wealthy requires a husband and wife to both be frugal.

The real lifestyles of the rich in Charlottesville would get very low television ratings.

One of my favorite Christmas movies is the version of “A Christmas Carol” starring George C. Scott as Ebenezer Scrooge. I confess that I understand Scrooge’s character.

Admit your past debt mistakes readily. Like a former alcoholic you must be constantly vigilant against slipping up again.

You bought more things than you can pay for. That is an error in judgment. Given the evil in the world, your small financial troubles aren’t that bad.

Only after you have steeled your resolve not to borrow any more money are you ready to deal with paying off your current debt.

By definition, to get rid of consumer debt, simply stop borrowing money.

We are losing many potential asset management clients because of credit card debt! The difference between those in debt and millionaires is as small as slight changes in financial lifestyle.

Great financial wealth can be built by living a beer and chips lifestyle on a champagne and caviar budget!