Learning to Live on Your Own, Part 2
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Here we offer some sound advice on how to put the money you’ve saved to work for you.

Learning to Live on Your Own, Part 1
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If you’re like most of today’s college graduates, you may find yourself ill prepared for the real world of financial responsibility. You never saw how your parents lived when they were first married and struggling. Consequently, you may be basing your after-school expectations on an upper-middle-class lifestyle. Here is my financial advice for those of you learning to live on your own.

Financial Help for the New Year
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You owe it to yourself and your family to make certain you keep your financial New Year’s resolutions this year.

University Students: Getting Sucked Dry by Credit Cards
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Last week we listed the ways university student are enticed into using credit cards. This week we will examine the economical impact of those initially small and convenient monthly payments.

University Students: Getting Suckered in with Credit Cards
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Although 60% of college student’s pay off their balance each month, that leaves 40% who do not.

You Too Can Become a Billionaire
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Learning how billionaires amass their wealth may expand your financial horizons and possibly stimulate some ideas that could lead to your name being added in the future.

Bankruptcy Is Sometimes the Best Option
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Most people want to honor their debt. But many families have allowed their debt to spiral out of control, and they feel helpless, ashamed, and at a loss to know what to do. While bankruptcy isn’t anyone’s first choice, sometimes it is an important choice to consider.

Buying a Car Without Breaking the Bank
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It is possible to avoid driving a wreck without wrecking your finances.

Cyber Monday
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This year, the busiest day will likely be two weeks later on Monday, December 11th.

Eight Steps to Fix Your Broken Credit
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Do whatever it takes. Ask your mother-in-law to hold your credit cards while you are getting out of debt.

Budgeting Part 3: Reduce Your Spending
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Spending less money isn’t an end it itself. Directing your spending to what you truly value is what is important.

Budgeting Part 2: Living On A Family Budget
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Keeping control of your finances means that you can have more fun with your money.

Budgeting Part 1: Creating A Family Budget
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“Do I really want to spend my money in this way?”

Personal Debt – The Borrower Becomes The Lender’s Slave
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The truly rich person is anyone whose income is greater than his or her expenses and whose expenses are sufficient to their desires.

Maintain Financial Balance When in Business
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Running a small business requires financial balance. Here are ten rules.

Everyone Needs Some Frivolous Purchases
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When you make a frivolous purchase, tell your spouse that you made it. If you can’t tell your spouse about the purchase, it isn’t worth the trouble. Above all, learn to work together in marriage. Being wealthy requires a husband and wife to both be frugal.

Wealth is what you save, not what you spend
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The real lifestyles of the rich in Charlottesville would get very low television ratings.

Holiday Joy Doesn’t Cost A Fortune
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One of my favorite Christmas movies is the version of “A Christmas Carol” starring George C. Scott as Ebenezer Scrooge. I confess that I understand Scrooge’s character.

How To Get Out Of Debt (Part 5)
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Admit your past debt mistakes readily. Like a former alcoholic you must be constantly vigilant against slipping up again.

How To Get Out Of Debt (Part 4)
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You bought more things than you can pay for. That is an error in judgment. Given the evil in the world, your small financial troubles aren’t that bad.

How To Get Out Of Debt (Part 3)
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Only after you have steeled your resolve not to borrow any more money are you ready to deal with paying off your current debt.

How To Get Out Of Debt (Part 2)
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By definition, to get rid of consumer debt, simply stop borrowing money.

How To Get Out Of Debt (Part 1)
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We are losing many potential asset management clients because of credit card debt! The difference between those in debt and millionaires is as small as slight changes in financial lifestyle.

Don’t Eat Yourself Out of Financial Security
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Great financial wealth can be built by living a beer and chips lifestyle on a champagne and caviar budget!

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