Q: I am a 65-year-old retired widow and I have a large IRA. How should I invest if I don’t need this money?
There are few better investment returns than an employer’s matching contribution made to your 401(k). But after you retire or leave that company’s employment, you should almost always roll your 401(k) into an IRA for better investment choices. Being smart by rolling over your 401(k) can pay dividends for decades.