July 25, 2017

When You Should Not Do a Backdoor Roth

When You Should Not Do a Backdoor Roth

Like how diner coffee gets more bitter as the waitress tops off your cup with more coffee from the pot, so too the growth on your nondeductible assets increases your tax owed by decreasing the percent post-tax assets in your cup.

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How to Readjust Your Retirement Plan

How to Readjust Your Retirement Plan

Sometimes the change can be in a direction you did not expect.

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Invest Even When Afraid

Invest Even When Afraid

You can’t invest for the future in the future. Don’t let your fear of the future ruin your future.

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How to Save for Retirement

How to Save for Retirement

Every pay period, pay yourself first. You won’t miss what you don’t see.

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The Biggest Mistake You Can Make With Your Backdoor Roth

The Biggest Mistake You Can Make With Your Backdoor Roth

Yikes! This is a costly mistake.

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How to Plan for Retirement

How to Plan for Retirement

Failure to plan for retirement is the primary reason why retirement plans fail.

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Why Trusts Are So Confusing

Why Trusts Are So Confusing

Trusts are like Calvinball except that the government is trying to play referee. It is quickly confusing.

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Retirement Assumptions Are Critical

Retirement Assumptions Are Critical

Retirement doesn’t give you a second chance. Measure twice and retire once.

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Generational Financial Planning Within The Kiddie Tax Limits

Generational Financial Planning Within The Kiddie Tax Limits

Families that consider generational financial planning techniques can reduce the burden of taxes on the family as a whole.

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Age Restriction on Qualified Charitable Distributions Limits Inherited IRA Gifting

Age Restriction on Qualified Charitable Distributions Limits Inherited IRA Gifting

Unfortunately the age restriction makes the charitably-inclined young, who are more likely to be in the 0% capital gains bracket, unable to make QCDs.

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