October 31, 2014

2015-employer-sponosored-retirement-plans_t

Tax Limits: 2015 Employer-Sponsored Retirement Plans

It’s important to know the limits so you don’t over-contribute and incur tax penalties, but contribute just the right amount (based on your income) for your future standard of living.

Read More...
child-grandparent-hands_t

How Can I Give to My New Grandchild?

My daughter and son-in-law are expecting their first child, and my husband and I want to give some money for the child as a gift. What are my options?

Read More...
Money Divided

How To Divide An Inherited Account Evenly

There is no accounting for how many heirs an account might need to be divided among in an estate plan. Here are the best practices for how to divide the estate.

Read More...
Lego Shop

If You Wouldn’t Buy It, Why Keep It?

The stock market is one of the few places that when things go on sale we are less likely to want to buy.

Read More...
The Mindset of the Lottery

The Mindset of the Lottery

and

The classic conversational pastime of answering the question, “What would you do if you won the lottery?” could help you or it could hurt.

Read More...
Marotta Smiling On Radio

Radio: Are U.S. Markets Overvalued?

and

This radio interview covers the basics of what investing is, and how to think about investing, especially in U.S. Markets with a constant stream of information available.

Read More...
Ladder from above

Should You Be Building Bond Ladders In This Lower Rate Environment?

There was an interesting article by Joseph Lisanti in Financial Planning Magazine entitled, “Should You Be Building Bond Ladders?” which read in part: As with many strategies, laddering works best for clients with sufficient assets to benefit fully from it. “It is a tried-and-true strategy,” says Morris Armstrong of Armstrong Financial Strategies, an RIA in [...]

Read More...
Be Stupid

Which public policies help to decrease disparities in the distribution of wealth?

What if only enough redistribution were applied so that the top 1% (or whatever top segment) has just 15% of all wealth instead of 40% or whatever it is now?

Read More...
The Virginia Lottery

The Luck of the Lottery

and

Government-run lotteries have a sordid and monopolistic past. Should we enforce a separation of sin and state?

Read More...
Panic Button

Advisors Focus On Panic Prevention In Volatile Market

Our brains are not wired well for handling the fluctuations in the stock market. Could a financial advisor help?

Read More...