The Math of Billing Retirement Accounts
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We advocate for billing traditional IRAs to themselves but billing Roth IRAs to a taxable brokerage account. Here is the math of why.

Billing Retirement Accounts to Maximize After-Tax Net Worth
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One obscure way we bring value to clients is how we bill them.

Account Balance vs. Time-Weighted Return
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In market downturns, often the newest investor reports recovering the fastest due to a simple reporting error.

Lessons from Medicine: Reporting Can Lie
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There is an incentive to lie when your methodology is bad.

To What Benchmark Should I Compare My 2019 Returns?
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Use the following table to look up the 2019 blended index to benchmark your returns.

How to Use Your “World Asset Classes” Report Appropriately
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Our intention in including this particular slide is to show the range of quarterly returns. Here is some wisdom on how to use this slide when comparing your own returns for the quarter.

An Honest Conversation About Compensation
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For the proper Victorian, acts of love and money should not mix. Although this honest conversion may ruffle Victorian sensibilities, it is a foundation of the trust we forge with our clients.

The Dow Jones Industrial Average
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Truly diversified portfolios don’t move in sync with the Dow.

Q&A: Dividend Payouts and My Monthly Statement
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What’s the difference between Schwab’s “Ending Value” line and their “Ending Value with Accrued Income” line on my monthly statements?

Comparing Schwab Monthly Statements with Marotta Quarterly Reports
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In general, the statements should match, but matched accounting down the penny cannot easily be achieved.

Bringing Value with Client Billing
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One obscure way we earn our fee is in how we bill you.

Why do I have a Positive Return with a Negative Gain?
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These “strange but true” returns occur more frequently than you might expect.

A Closer Look at the Past Performance Disclaimer
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We have all seen mutual fund ads stating this Securities and Exchange Commission (SEC) disclaimer, “Past performance is no guarantee of future results.” Let’s take a closer look at it.

To What Benchmark Should I Compare My 2016 Returns?
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Investors always want to compare the return of their portfolio against some benchmark index. We suggest not using the S&P 500 for that purpose.

Why the Ending Value on your Performance Report Differs from your Statement
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Here’s what you need to know to understand why the numbers may not match.

What’s the Difference Between Time Weighted Return and Internal Rate of Return?
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There are 2 main types of returns you want to see on your performance report. What’s the difference?

What NOT to Compare on Performance Reports
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By definition and design, different types of reports produce different numbers.

Explain my Performance Report
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Here’s a brief explanation of the basic terms you might find on your performance report.

Billing Client Accounts to the Client’s Greatest Benefit
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Investment managers can bring clients greater savings by carefully considering how they bill different types of accounts.

What Benchmark Should I Measure My Return Against?
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Don’t let the noise of random returns ruin a brilliant investment strategy.

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