We strive to provide the necessary resources for anyone to prepare their own investment plan and meet their financial objectives. We actively encourage the do-it-yourself people of financial planning to subscribe to our newsletter and provide themselves with comprehensive wealth management. For people who don’t want to do it alone, we encourage you to see if we are a good fit for you and get started as a client.
Account Funding Priorities for 2023
on December 30, 2022
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A savings waterfall is a tool to help investors prioritize savings goals and allocate funds appropriately.
#TBT A Year of Financially Healthy Habits
on December 29, 2022
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Want to do the new year well? Here is a month-by-month guide for setting financially healthy habits.
Q&A: Can You Do a One-Time Review of My Plan?
on December 23, 2022
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We do our best work when we are a lifelong financial advisor to the client.
Steps to Reduce IRMAA Medicare Premiums
on December 20, 2022
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Sophisticated tax planning can be effective at any age. However, with great complexity comes great opportunity.
Nontaxable Social Security Thresholds Are Not Inflation-Adjusted
on December 16, 2022
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Social Security has a number of flaws, to which these static tax brackets can be added.
Pension Lump Sums Are Affected By Rising Interest Rates
on December 13, 2022
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If you have received a projection from your company which included a lump sum offer that you were interested in taking, you may want to analyze it again.
Q&A: Recurring Charitable Grant from an Insufficient Donor Advised Fund?
on December 9, 2022
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What does Schwab do when your Donor Advised Fund has insufficient funds for a recurring grant?
#TBT Don’t Eat Yourself Out of Financial Security
on December 8, 2022
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The worst financial problems stem from trying to live a champagne and caviar lifestyle on a beer and chips budget.
How to Avoid an IRMAA Medicare Premium Surcharge 2023
on December 6, 2022
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To avoid getting issued an IRMAA, you can proactively tell the SSA of any changes your income has seen in the past two years using a “Medicare Income-Related Monthly Adjustment Amount – Life-Changing Event” form.
The Haunting of Bob Cratchit: A Book from David Marotta
on December 2, 2022
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Did you know David wrote a Christmas novel? This 2020 book by David John Marotta and Brendon Marotta makes you rethink what is happening in Charles Dickens’ A Christmas Carol.
Social Security Fact Report: Insolvent in 2035
on November 29, 2022
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Every day, we voters and the government have the chance to free our children from this burden.
Easily Calculate the Fair Market Value (FMV) of a Security in Excel
on November 25, 2022
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With the help of Yahoo Finance and a one-cell formula, you barely need to do any work.
Be the One Who Can Write That Check
on November 22, 2022
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It is perfectly fine for you to underspend your assets. You don’t need my permission, but you have my blessing anyway.
Q&A: Wash Sale: VFIAX and VOO?
on November 18, 2022
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The IRS has very limited case law on what constitutes a substantially different fund. However, here is what we do in our own trading.
#TBT How Not to Go Broke at Thanksgiving
on November 17, 2022
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As the season of holiday shopping approaches, this 2018 article reminds us, “Before you throw your money at various companies, squirrel some savings away for your future self.”