Inflation

By discounting portfolio returns to only real returns, we have already considered inflation in the planning targets.

If you are expecting high inflation, it may be stocks which offer the greatest security against the diminishing dollar.

On Tuesday, December 13, 2022, David John Marotta appeared on Radio 1070 WINA’s Schilling Show with Rob Schilling to talk about the causes of inflation.

I decided to see if McDonald’s famous burger was still appreciating faster than the CPI. It has been.

Currently, 12-month inflation is 8.58% and the crowdsourced expected inflation is 2.88%. Here’s what to do.

Inflation is like the rain. You must prepare in advance in order to stay dry.

At 4.0% inflation, cash will lose 82.88% of its value over 45 years. Such loss of value can ruin a retirement plan more so than any market returns. Your long term investments need to appreciate well over inflation. The best method to do that is to stay mostly invested in stocks.

On Tuesday, November 9, 2021, David John Marotta appeared on Radio 1070 WINA’s Schilling Show with Rob Schilling to talk about health insurance subsidies and inflation.

Punishing people for inflation is neither fair nor good economic policy.

For investors who began working in 1970 and retired 45 years later in 2015, cash lost 83.83% of its purchasing power.

Predicting future inflation is difficult at best.

We tracked the price of a first class stamp over the last 130 years, noting the changes, to show the steady erosion in buying power during that time.

Taking inflation into account changes nearly everything about financial planning.

Of all the investing risks we face, inflation is the risk most commonly overlooked and most certainly experienced.

In its simplest form, the government prints money and uses the newly printed currency to fund government spending.

The lack of an adequate CPI adjustments leave seniors 71 days shy of a year’s worth of lovin’ it. Seniors deserve a break today!

On average gold keeps up with inflation, albeit with wild gyrations.

Inflation is one of the most important factors in nearly every aspect of financial planning and wealth management.

Have you ever wondered why the CPI, GDP and employment numbers run counter to your personal and business experiences? The problem lies in biased and often-manipulated government reporting.

Retirees must plan to supplement this slowly dwindling paycheck or risk having to make hard sacrifices during what is supposed to be their golden years.

“The way to crush the bourgeoisie is to grind them between the millstones of taxation and inflation.” – Vladimir Lenin.

“Inflation and loss of capital pose dangers to retirees seeking a sustainable income stream.”

“Anyone who’s bought gas, paid a medical bill or sent a child off to college recently knows that the Consumer Price Index doesn’t tell the whole story of inflation.”

In the midst of this turmoil, especially after this past summer’s sharp drop, many investors wonder if they should put all of their investments into something safe and avoid the markets altogether.

To solve the deficit reduction riddle, Obama reportedly is embracing an idea that purports to raise tax revenue without a tax hike and claims to cut Social Security outlays without cutting benefits. Better check your wallet.

Understanding how Cost-of-Living Adjustment (COLA) works uncovers some of the complex cause and effect between Social Security adjustments and the real cost of living with higher gasoline prices.

David Marotta discusses how to shield your personal assets from the corrosive influence of government policies.

You can hedge your assets against underreported inflation and protect your retirement goals.

Inflation at this rate causes serious harm to our nation’s economy and its citizens.

Officially, inflation today is calculated about 4%. Unofficially, it is over 7%.

One of the asset classes that we use to build diversified portfolios consists of hard asset stocks.