A Roth conversion is the process of moving assets from your traditional IRA into a Roth IRA. Roth conversions can avoid Required Minimum Distributions (RMDs), enhance the value of your estate, and smooth your tax burden across several years.
Who would have thought that someone earning $400,000 might want to purposefully push their taxable income up to $1.2M this year in order to pay $280,000 more in taxes at these lower 2012 tax rates?
Who would have thought that someone earning $75,000 might want to purposefully push their taxable income up to $275,000 this year in order to pay as much as possible at these lower 2012 tax rates!
Nearly everyone is an excellent candidate for executing a Roth conversion this year. But it is helpful to have a target amount in mind before you begin.
You may be a good candidate for a Roth conversion in 2012 if you can answer “yes” to any of these statements.
A tax tsunami is coming at the end of this year. This will be your last opportunity to safeguard your assets in a lifeboat and avoid getting swamped with taxes.
There are three IRA tax requirements and saving techniques which collided recently for a client. I found a solution.
David John Marotta was featured in a Wall Street Journal article about the upcoming Roth recharacterization deadline.
Marotta’s Roth segregation technique of conversion and recharacterization was featured in InvestmentNews magazine.
If you failed to convert anything last year, you missed an opportunity. If you converted much more than you probably wanted to, now you have to decide how much to keep.
David Marotta discusses converting your traditional IRA balance to Roth IRAs this year before tax rates go back up.
It is time to drive a Brink’s truck through the legal loophole of Roth conversions this year.
You are a good candidate for a Roth conversion in 2010 if you expect your tax bill to be higher in the future.
There are years and situations when a Roth conversion is not appropriate, but they are often surrounded by years when it should be considered.
A complex technique called “Roth segregation accounts” could earn your investments an extra 30% over the next two years.
A complex technique called “Roth segregation accounts” could earn your investments an extra 30% over the next two years.
A complex technique called “Roth segregation accounts” could earn your investments an extra 30% over the next two years.
A complex technique called “Roth segregation accounts” could earn your investments an extra 30% over the next two years.
Some 401(k) plan’s generous matching contributions are completely eroded by the plan’s excessive expenses.
You can either pay now or pay more later.