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Is Federal Student Aid Among the Best or Worst Government Programs?
on July 18, 2012
with 3 Comments
The unintended consequences of good intentions can do more economic harm than all the mean-spirited greed within capitalism.
Squirrel Away Money While You Can
on July 16, 2012
with 2 Comments
Franco Modigliani won the Nobel Prize for a simple technique that squirrels know intuitively from birth. You have to squirrel away some nuts during times of plenty so you can survive during times of scarcity.
Radio: What Equality Should We Seek in Society?
on July 14, 2012
with No Comments
David John Marotta was interviewed on radio 1070 WINA’s Schilling Show discussing the idea of “equality” in society.
Why Do Women Earn Lower Incomes Than Men?
on July 13, 2012
with No Comments
Choosing to work less than 80 hours is not wrong, especially not when all you are going to get is that last 30%.
Hedge Funds Trail Vanguard Index Funds
on July 12, 2012
with No Comments
In another edition of “you can make the numbers say whatever you want” two financial industry studies are contradicting each other.
A Grown-Up Discussion on Income and Wealth Inequality in America
on July 11, 2012
with 7 Comments
Most work toward equality of results impoverishes everyone.
Technology Sector Doing the Best YTD, Energy the Worst
on July 10, 2012
with No Comments
Sector rotation would suggest that we are still at the beginning of a market recovery. This is probably the bottom of energy stocks.
What Equality Should We Seek in Society?
on July 9, 2012
with 11 Comments
Studies suggest that brains may be wired with either a utopian or a tragic view of the world, corresponding roughly to liberals and conservatives. We continue to talk past each other in political debates.
Even with Low Interest Rates You Should Have an Allocation to Bonds
on July 7, 2012
with No Comments
“Investors may hold fixed income securities to reduce portfolio volatility, generate income, maintain liquidity, pursue higher returns, or meet a future funding obligation.”
Protecting Your Parents: Keep the Sharks at Bay
on July 6, 2012
with No Comments
Make sure that Mom and Dad have a family member and a fiduciary advisor watching out for their finances.
$ ?s: Six AMT Reduction Strategies
on July 5, 2012
with No Comments
There are two opposing approaches to limit your AMT tax. The obvious strategy is to lower your income so you avoid this AMT bull’s-eye. The less obvious approach is to raise your income.
Risk – Return Decisions
on July 4, 2012
with No Comments
Portfolio construction begins with the most basic allocation between investments that offer a greater chance of appreciation (stocks) and those that provide portfolio stability (bonds). There is no such thing as a safe investment that pays market rates of return.
What Is Comprehensive Wealth Management?
on July 2, 2012
with 3 Comments
Advisors who offer comprehensive wealth management are like financial concierges. Their only goal is to meet your needs. If you ask for fresh strawberries, they try to find them for you.
Tax Planning: Choose the Appropriate Investment Vehicles
on June 30, 2012
with No Comments
Here are some additional tax planning resources regarding choosing the appropriate investment vehicles.
Tax Efficient Investing
on June 29, 2012
with No Comments
It can be useful to maintain a grid where all of the available asset classes are arranged in order, by tax efficiency and potential return based on time horizon, so clients can clearly see when and where tax-deferral can offer the greatest benefits.