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Our Grandparents Would Say ‘Duh!’
on July 25, 2012
with No Comments
“In this [new investment reality] environment, near-term inflation is not likely to be much of a concern. The challenge will be to adapt to possible lower total portfolio returns. “
Fund a Teenager’s Million-Dollar Retirement
on July 23, 2012
with 10 Comments
We teach teenagers a lot more about sexuality than we do about money. This can confuse them about what they should be learning. Give this article to a teenager and encourage him or her to start a Roth IRA.
When is Enough Regulation Enough for Regulators?
on July 21, 2012
with 4 Comments
Apparently, Never. The Dodd-Frank bill can be likened to giving the government unlimited powers and asking them to eliminate evil.
Freedom Investing Worth 4.3% Over the Last Twelve Months
on July 20, 2012
with 2 Comments
Countries are constantly in flux, and with all the noise of the markets, it is easy for the noise drown out the signal.
Four Reasons Convertible Bonds Are Flawed
on July 19, 2012
with No Comments
Generally speaking, financial complexity is a curtain behind which the finance industry can extract its fee. When the curtain is pulled back, convertible bonds fail to add value for four specific reasons.
Is Federal Student Aid Among the Best or Worst Government Programs?
on July 18, 2012
with 3 Comments
The unintended consequences of good intentions can do more economic harm than all the mean-spirited greed within capitalism.
Squirrel Away Money While You Can
on July 16, 2012
with 2 Comments
Franco Modigliani won the Nobel Prize for a simple technique that squirrels know intuitively from birth. You have to squirrel away some nuts during times of plenty so you can survive during times of scarcity.
Radio: What Equality Should We Seek in Society?
on July 14, 2012
with No Comments
David John Marotta was interviewed on radio 1070 WINA’s Schilling Show discussing the idea of “equality” in society.
Why Do Women Earn Lower Incomes Than Men?
on July 13, 2012
with No Comments
Choosing to work less than 80 hours is not wrong, especially not when all you are going to get is that last 30%.
Hedge Funds Trail Vanguard Index Funds
on July 12, 2012
with No Comments
In another edition of “you can make the numbers say whatever you want” two financial industry studies are contradicting each other.
A Grown-Up Discussion on Income and Wealth Inequality in America
on July 11, 2012
with 7 Comments
Most work toward equality of results impoverishes everyone.
Technology Sector Doing the Best YTD, Energy the Worst
on July 10, 2012
with No Comments
Sector rotation would suggest that we are still at the beginning of a market recovery. This is probably the bottom of energy stocks.
What Equality Should We Seek in Society?
on July 9, 2012
with 11 Comments
Studies suggest that brains may be wired with either a utopian or a tragic view of the world, corresponding roughly to liberals and conservatives. We continue to talk past each other in political debates.
Even with Low Interest Rates You Should Have an Allocation to Bonds
on July 7, 2012
with No Comments
“Investors may hold fixed income securities to reduce portfolio volatility, generate income, maintain liquidity, pursue higher returns, or meet a future funding obligation.”
Protecting Your Parents: Keep the Sharks at Bay
on July 6, 2012
with No Comments
Make sure that Mom and Dad have a family member and a fiduciary advisor watching out for their finances.