Martha Schilling: Money can work for you

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Martha Schilling

What is one of your favorite things that you’ve been able to do with your money?

My most favorite thing I’ve been able to do with money is that I learned early on that you can get your money to work for you if you have a plan and execute it. Realizing that compounding was an awesome concept, I began investing every month putting initially small amounts to work. Today those initially piddling amounts have grown to provide an enviable cash flow that allows me to live well and give to worthy causes.

Martha Schilling, AAMS®, CRPC®, ETSC®, is the principal at SchillingGroupAdvisors LLC located in Dresher, Pa., a fee-only planning firm that assists individuals to “make a plan, work a plan!” at

December, 2011 features several money mavens answering this question.

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One Response

  1. George Marotta

    My first investment in stocks was in 1957 after i read a book that advised “buy term insurance and invest the difference” (between the cost of whole and term insurance). That was the best advice I had ever received in my life. Shortly after that I purchased two mutual funds that I invested on a dollar cost averaging basis over a ten year period. Even though I paid a huge commission initially on that plan, that was another best investment idea because it allowed me to put a little bit in over a long period — and the “compounding” over the years grew my little nest egg into a huge amount. Now my huge retirement fund has provided more than enough for me so that I could help finance ten grandchildren’s college education. Advice: start as early as you can and let compounding work for you so you won’t have to work in your older years.