October 1, 2014

Financially Savvy Kittens on Smart Shopping

This kitten delays major purchases.

Kittenomics #2

Major purchases like new furniture, electronics, vacation homes, and (let’s face it) some large children’s toys take a lot out of a budget. Though they may bring value to our lives, these purchases don’t bring value back to our bank account.

Getting in the habit of purchasing large items the same day you think you want them creates a dangerous habit that could easily lead to overspending.

In order to avoid overspending, this kitten delays major purchases. When a large purchase seems like a good idea, this kitten waits at least a week to see if he really wants it. This kitten asks himself:

Do I really need it? Could I live without it? Is there a cheaper substitute? Does it fit in the budget? Will I have to sacrifice purchasing something else?

If, after the week, he still thinks the purchase is wise, then he comes home with his new item. Now that’s smart shopping!

Way to go, kitten!


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Photo of this sand cat taken by Yinghai and used here under Flickr Creative Commons.

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About Megan Russell

Megan Russell+ is the Systems Analyst for Marotta Wealth Management. A Cognitive Science graduate from the University of Virginia, Megan loves neuroscience, formal logic, creative writing, kittens, and her childhood. Her favorite blog series: Wealth Inequality in America.

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