2026 Tax Cliff on Horizon
Why create tax rules which expire so soon after they are made? The answers are as frustrating as the uncertainty the sunsets create.
Why create tax rules which expire so soon after they are made? The answers are as frustrating as the uncertainty the sunsets create.
I have adopted this card as the primary one in my wallet for groceries and gas.
On Tuesday, December 13, 2022, David John Marotta appeared on Radio 1070 WINA’s Schilling Show with Rob Schilling to talk about the causes of inflation.
A savings waterfall is a tool to help investors prioritize savings goals and allocate funds appropriately.
With life insurance salesmen, life insurance often becomes the hammer and any client concern a nail.
Some investable assets in the name of the child can currently keep $2,300 of unearned income from the tax rate of the parents.
Both are U.S. debt obligations which are adjusted by the Consumer Price Index, but they do so very differently.
Home bias is the tendency of investors to invest a majority of their assets in companies domiciled in their home country.
Juggling domestic responsibilities is a second shift adults are burdened with. I find this analogy helps me to set my expectations and focus more properly.
Inflation is like the rain. You must prepare in advance in order to stay dry.
This year, we decided to analyze the predictive power of these sub-scores on overall future investment returns.
At 4.0% inflation, cash will lose 82.88% of its value over 45 years. Such loss of value can ruin a retirement plan more so than any market returns. Your long term investments need to appreciate well over inflation. The best method to do that is to stay mostly invested in stocks.
Add this to the list of reasons to avoid long-term care insurance and strive to self-insure.
In this podcast, I discuss my recent article “Account Funding Priorities for 2022” and describe a savings waterfall for 2022. The idea is when new money flows your way, which one of these buckets is it going to land in?
These credit cards won’t change your life, and they shouldn’t, but they can get back a very small portion of the money you spend each month.
Which account you should fund depends on your circumstances. However, there are some general guidelines you can follow to make your decision.
Stopping to think through questions like these will likely help you make smarter decisions with your spending.
Social Security as it exists today is a failure either way you look at it.
We would suggest not listening to Dent’s commentary or investing in his fund.
Here are the most common elder scams and how to prevent them.
To help you get a good financial start as parents, here’s a financial checklist for new parents.
In the speech, she tells the story of how she taught second through sixth graders about democracy, economics, entrepreneurial endeavors, and personal financial planning.
David John Marotta was awarded the Featured Detective honor on a recent “Dear Holmes” case.
On Tuesday, April 13, 2021, David John Marotta appeared on Radio 1070 WINA’s Schilling Show with Rob Schilling to discuss corporate tax rates.
A short quote from this 2004 inspiration, “Time is so much more than money. If you have time, you can acquire more money. But money can’t buy you more time. Time is a great equalizer. You can’t go into time debt. Every day the rich and the poor alike are given twenty-four hours to spend.”
Even if the world was ending, I still want to have a mortgage.
Don’t delay getting your finances in order until you get your finances in order. Ask for help today and see what wisdom a financial advisor has to share.
On December 19, 2020, David John Marotta appeared on Radio 1070 WINA’s Real Estate Matters with host Michael Guthrie.
No limp arms. Keep your hands up. Budget for emergencies.
Which account you should fund depends on your circumstances. However, there are some general guidelines you can follow to make your decision.
The only correct answer to Debit or Credit is “Credit!”
Which account you should fund depends on your circumstances. However, there are some general guidelines you can follow to make your decision.
Instead of changing your investment strategy, you should focus on changing your spending habits and charitable giving to help further the social good you want in the world.
A new book by David John Marotta and Brendon Marotta makes you rethink what is happening in Charles Dickens’ A Christmas Carol.
We can gift our loved ones a powerful gift while maintaining a budget.
Wealth management is in your control and there are actions you can take regardless of who wins today.
Beneficiary designations directly to your heirs are a cleaner estate planning solution.
No matter how small your savings or when you start accumulating them, those small changes have large effects over time.
In short selling, a bankrupt stock is the best thing that can happen, but the worst thing that can happen is that the stock price will rise.
On Tuesday, February 11, 2020, David John Marotta appeared on Radio 1070 WINA’s Schilling Show to take a closer look at the calls for free college education in the socialist utopia.
If you save this target, your assets have a better chance of seeing you all the way to the end.
There are many possible futures which could produce any number of outcomes that would be normal market volatility.
We would suggest not listening to Dent’s commentary.
Sometimes, you don’t get a second chance to be brave.
What will happen to all the money I have saved for her college expenses now that she doesn’t need it?
This disappointment with good stock market returns explains their need to criticize stock buybacks.
The space of disagreement between tolerance and intolerance is often lost in the socialist perspective.
A gone-fishing portfolio is a portfolio of just a few stocks which should weather the ups and downs of the market fairly well while only rebalancing twice a year.
From such changes, the millionaire mindset is built and millions are gained.
Even if all four of these sentimental or pragmatic justifications are true, doing the wrong thing is still worse than doing nothing.