Why Do Physicians Permit, If Not Encourage, Futile Medical Care?
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We can only afford to allow others the freedom to strive against death when we are not trying collectively to subsidize it.

Radio: More on the Economics of Healthcare
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Individuals should be free to weight the healthcare costs and benefits, risks and savings, and make the decision that best fits their circumstances.

Mailbag: Screenings Useful in Cancer Fight
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Again, we were asking if such screening saved insurance companies money, and the answer is, “No.”

Skin in the Game of Health Care
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“Shouldn’t patients and their families have some skin in the game as a brake on the profligate spending of other people’s money for health care?”

Cryptic Medical Bills And Health Insurance
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Next time you receive an unintelligible medical bill, remember how hard it is for your doctor to get paid.

Failed Experiment at the SEC
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Those who don’t understand or experience regulatory capture wrongly believe in a team of angels at these federal agencies tirelessly working for the common good.

U.S. Health Care Costs versus Health Outcomes
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Asians in New Jersey have the best life expectancy of any racial or ethnic group.

Radio: Third Party Payer Systems
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David John Marotta was interviewed on radio 1070 WINA’s Schilling Show discussing the economics of third party payer systems.

Why Are Insurance Companies Reluctant To Cover Preventive Care?
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Now there is absolutely no charge for a costly set of test and procedures on the all-you-can-spend preventive care buffet.

Do We Need Price Controls to Stop Exorbitant Hospital Fees?
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After the birth of my (David’s) first child, my wife and I noticed we were being billed for a very expensive bedpan and box of tissues that we had never used.

Third-Party-Payer Markets
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Anytime a third-party-payer system exists market forces will not hold down costs as much as they would otherwise.

Radio: The Potential for Government Thought Control
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How much do the political parties agree that the government should be nudging people in as many ways as possible? What is the social cost of such nudging? Does it do more harm than good?

Why Are Canadian Drugs Cheaper?
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Why shouldn’t we just institute price controls in America?

Misleading Statistics About Pharmaceutical Companies
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It is difficult to reason with people who lie and mislead in their statistics because they believe that they have the moral high ground.

Radio: Beware of Government Regulation Intended to Quell Competition
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Listen to David Marotta discuss the dangers of government regulation, especially when invited by an industry to suppress competition in the name of “safety.”

Chipotle’s Wisdom
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These quotes are provocative for what they say about us as Americans.

The Wealth Of Nations Is Their Freedom
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“When institutions protect the liberty of individuals, greater prosperity results for all.” – Adam Smith

Are We Lab Rats?
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If you are not paying for the product, you are the product.

Facebook’s And Your Negative Feelings
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In truth, the best way to mollify negative feelings might be to give up your Facebook account entirely.

Our Government Versus The People
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Government has never been known for customer service. But today it is known primarily for being against the very people it is supposed to serve.

The Economics Of Healthcare
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Michael Kirsch, a practicing physician and newspaper columnist, laments that there are questions he can never answer satisfactorily for his patients. His questions are central to the public policy debate increasingly being decided by voters and politicians rather than physicians and economists.

FINRA Supports Regulation to Quell Competition
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Beware of government regulation, especially when a portion of the industry thinks it’ll be good for business.

Fight the NSA with Your Choice of Search Engine and Browser
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We are all embarrassingly honest with search engines.

The Politics of Social Security
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Even half of what they collect in Social Security could provide a better private benefit.

Capability Is Tyranny
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Those who stand by and do nothing are complicit in aiding the loss of freedoms for others.

Seven Quotes to Summarize U.S. Surveillance
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“We don’t have concentration camps and political dissidents and large numbers being hauled into prison because we don’t need that because we have effectively put prisons inside people’s minds.”

Advisers Worry About Potential Costs Of Third-Party Exams
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“Estimates range from $5,000 to $20,000; sharp opposition to Finra getting involved.”

Investment Advisors vs. Brokers
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Low risk firms should be visited less frequently by the SEC.

How To Bilk Obamacare
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Learn how a family of four can qualify for a full subsidy with an income of $140,000 a year.

Obamacare, the UN-Affordable Care Act
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ObamaCare Is the Worst Legislation in 75 Years.

The Purpose Of The Federal Reserve
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Unlike the markets, members of the Fed are able to make decisions that are in exactly the wrong direction if they don’t limit themselves with a rules-based system.

New Stock Owners Emerge Since End of Second World War
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The majority of stocks are no longer held directly and shareholders are not legal owners but are called beneficial owners. We explore what these changes mean for the average investor.

Government Requires 146 Minutes Of Service Each Day
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Without taxes, you could leave your job every day at 2:34 p.m

What Happened to the Gold Standard?
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The U.S. dollar was first regulated by the Coinage Act of 1792 and prescribed as 371.25 grains of pure silver. The eagle, worth $10, was 247.5 grains of gold. One cent, worth a hundredth of a dollar, was 24 grains … Read More

Inflation Is 3% For First 120 Years; 2,380% For The Last 100 Years
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Of all the investing risks we face, inflation is the risk most commonly overlooked and most certainly experienced.

Why Is The Federal Reserve In Your Wallet?
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Members of the Federal Reserve openly admit it is not a federal agency.

What Exactly Is Quantitative Easing?
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Quantitative easing is a sneaky way to make everyone dealing in U.S. dollars pay off the U.S. debt.

The Government Effectively Pardoned 77.3% Of The 2013 Debt Increase
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Paid for by using your former purchasing power.

What Do You Mean I Owe An Extra $100,000 In Taxes?
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Ah, the joys of being a small business owner in 2013.

How Does The Fed Control Interest Rates In A Free Market?
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Even as recently as 2007, banks were paying 4% interest. Now you have to go to the hundredth decimal before you find your interest rate.

As Recently As 2007, Banks Were Paying 4% Interest
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In retirement planning, these are the deep risks we are concerned about.

Tax By Inflation
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In its simplest form, the government prints money and uses the newly printed currency to fund government spending.

Quantitative Easing And The Federal Reserve’s Balance Sheet
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Government officials argue that consistent deficits are good for the economy, if we were only willing to go high enough.

Five Unbelievable Financial Advisor Regulations
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To comply, most firms must archive and report massive amounts of information. Here are five of the more interesting regulations.

Radio: David John Marotta Interviewed Discussing the Three GOP Factions
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David John Marotta was recently interviewed discussing the ideas in the article “Republicans: Defining the 3 Factions”.

Republicans: Defining the Three Factions
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Which part of the conservative party appeals best to you: promoting the welfare of big business, legislating morality or advocating personal freedom and responsibility?

Is the Federal Reserve Really Tapering?
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The conflicting information of the Federal Reserve report has to do with the so-called tapering of asset purchases.

Is Social Security Stealing Your Chance Of Being A Millionaire?
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Social Security withdrawals have enslaved workers to depend on government largess when they could have been independently wealthy.

David Marotta Interviewed Discussing MyRA Plans
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David Marotta was recently featured on radio 1070 WINA’s Schilling Show discussing the new MyRA plans, inflation, and saving for retirement in general.

Liberals Characterized Privatizing Social Security As A Risky Venture
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Even the Social Security withdrawals of average workers would produce millionaires if they were allowed to be saved and invested in private accounts.

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