Is it a crash or just a correction? On average, the drop from peak to trough takes 85 days and the markets have recovered after another 107 days.
For those who do not want to be investors, a fast-track repayment may be best. But for those willing to save and invest, there is a better option.
Is there something I need to do today or tomorrow?
The majority of advisors make the mistake of having significant or moderate use of actively managed funds.
Careful tax planning can avoid much of the capital gains tax.
Most investors don’t understand what that means.
After automating your entire investment plan, you can save and invest without even having to watch.
If you are using Vanguard, we have created a gone fishing portfolio using only low-cost Vanguard mutual funds to help save money on transaction costs.
A high turnover rate is not something you want in a stock fund.
What should you do before a market correction? What about after? The answer is the same.
Your investment strategy is critically important but the implementation requires wise fund selection.
David Marotta was interviewed on the radio discussing how to figure out know when to realize capital gains and how much to realize when you do.
Should we have a “Free Countries Asset Class” or a “Foreign Stock Asset Class?”
There is no such thing as “over diversification.”
As with many financial decisions, our gut feelings deceive us on this matter.
Good financial planners can be worth their weight in gold in helping clients build a tax-efficient portfolio.
The process of defining your sectors is an attempt to identify the quintessential features of your strategy and formalize your selection criteria.
The greater the number of holdings the lower the turnover rate with one surprising exception.
Resource stocks represent one of the most interesting collections of diverse indexes as they do not always move in sync with one another.
Beware the turnover rate. It’s much wiser to invest in funds managed by people you trust.
Stocks less frequently traded have better returns.
The higher the correlation the greater the justification to put them in the same asset class.
It is good to take the two categories which are most similar and use them as underlying sector divisions within the same larger asset class.
Should they be over weighted in your portfolio?
The value of not running out of money when making withdrawals cannot be measured.
David John Marotta and Megan Russell were interviewed on the radio discussing ways recent graduates can make themselves more attractive to employers in today’s tough job market.
Correlations over the past year have been very low, while correlations over the past 10 years have been higher.
Portfolio design and rebalancing is both a science and an art. Knowing that rebalancing boosts returns is useless unless you as the investor follow through.
The correlation between two investment is used in portfolio construction and rebalancing.
Rebalancing can both boost returns and lower volatility, but most investors do not understanding how.
David John Marotta was recently interviewed on radio 1070 WINA’s Schilling Show discussing success, and how to structure your life for greater chances of success.
Branding is so much more important than advertising.
The cost of commission-based advisors are so hidden that you may be paying more than you realize.
Every nonprofit needs to keep an up-to-date list of the types of assets that they will accept as donations.
Each quarter brings a different set of returns for each asset class and subcategory.
We are not normally fans of credit card offerings, but this one might be worth using as your primary card.
Ten principles of safeguarding your money applied to the latest investment scandal.
Here’s how a good advisor should respond when you call about losses in your account.
“Lawsuit lenders do not advertise prices; they advertise convenience.”
A computer algorithm cannot help you with these things.
See our review of the two pros and nine cons of how Schwab monitors and rebalances portfolios.
It is better to do tax planning all throughout the year, but here are 12 things to do (or plan to do in the coming year) before April 15.
It is a great marketing campaign, and the service is a wonderful idea, but the asset allocations of SIPs aren’t actually that intelligent.
“What do you think of the idea of Socially Responsible Investing (SRI) implemented simply by investing in something like the Domini Social Equity Fund (DSEFX)?”
You cannot help a company by buying its stock.
“Advisers need to sell their value as keeping their clients from doing the wrong thing at the wrong time.”
From the blind eye of the law, this seems like a violation of SEC regulation.
We expect the Garrett Planning Network to quickly take down these SEC violations from their website in response.
It isn’t too late to print a retraction.
The principles of a fiduciary cannot be condensed into a set of rules.