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Our Articles

Relax with a “Gone-Fishing” Portfolio
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Summer is almost here. It’s time to go fishing or take a trip or do wherever else you enjoy while on vacation. Unless your interests lie in investment management or you have a trusted fiduciary watching over your investments, consider having a portfolio designed to allow you more time to relax.

Cost of Living is Beginning to Rise
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Understanding how Cost-of-Living Adjustment (COLA) works uncovers some of the complex cause and effect between Social Security adjustments and the real cost of living with higher gasoline prices.

An Obamanomics Lesson For Everyone
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If the American family hopes to emerge from this debt crisis, the American people must recover the productive zeal that fueled our country’s growth in the past.

Government Regulations Don’t Make You Safer
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The United States has three sectors of the economy suffering under regulatory red tape: financial services, energy and now health care. I’m certain the financial services regulations have caused more harm than good.

Radio: Aligning Money And Values
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Save your money for what you are truly passionate about.

Revisiting the Advice to Buy Real Estate
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In 2010 I published a column entitled “Now’s Still the Time to Buy a House.” Investing is like chess in slow motion. It is important to review your moves to see how they turned out. Sometimes they don’t turn out well. Our prediction about real estate, however, was brilliant.

Aligning Your Money and Your Values
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The old saying is true: Money can’t buy happiness. Families earning $25,000 a year overspend trying to keep up with those making $50,000, who in turn attempt to live like those making $100,000. For many families the lure of consumerism wins out over qualities like foresight and patience that saving requires.

Ten Questions to Ask a Financial Advisor
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Someone asked me what disclosures I would require for financial advisors. I’ve written these principles in a yes-or-no format and reworded the questions. “Yes” is the best answer and “no” means you should seek more information or not consider that advisor at all. Although answering affirmatively to all 10 questions would be my first screen in selecting a financial advisor, it still does not guarantee the person has the competence necessary to offer comprehensive wealth management.

Time To Rebalance In May And Call It A Day
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Setting a target asset allocation is the most critical part of investment management.

Understanding Your IRS Form 1040
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Many people believe a dollar saved on their taxes is not worth the same as a dollar of their salary or a dollar of gain in the stock market. They are correct. A dollar saved on your taxes is actually worth more.

Radio: Raising Money-Savvy Children
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David Marotta discusses the importance of teaching your children how to handle money, reasons parents sometimes find it difficult to talk about money, and why it is important to start your children’s financial education early.

SEC Requires New ADV Part 2 Disclosure Form
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Unfortunately, our society tends to pass feel-good legislation aimed at making people feel safer without actually making them safer.

Minimum Wage Hurts Starter Jobs
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Some first-time workers are not worth minimum wage. But without being hired, they can’t learn job-related skills.

Video: Google Search Fun
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A humorous Google search for Charlottesville financial planning.

Where in the World Should You Invest?
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Finding countries where you can plant your investments in fertile soil may be one of the most important asset allocation decisions you make for the next several years.

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