July 29, 2014

Video: Virginia’s Neighborhood Assistance Program Tax Credits

Early Bird Gets the Worm

This video discusses Neighborhood Assistance Programs, and how donating to a local charity can both help people in your area and help you with your Virginia tax bill.

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Video: What’s So Great About Economic Freedom?

Video: Economic Freedom

Is economic freedom related to other kinds of freedoms? Does economic freedom affect personal choice?

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Video: Even the Beatles were against highly progressive taxes!

Taxman

Let me tell you how it will be: There’s one for you, nineteen for me. Should five per cent appear too small, Be thankful I don’t take it all.

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Video: How to Check Up On Your Charity

Marotta Youtube

Maybe it is time you checked up on your favorite charities before making your next gift.

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Deck the Halls with Macro Follies

Deck The Halls With Macro Follies

Will millions of middle income consumers spending $2,200 each have a greater stimulus than thousands of small business entrepreneurs saving and investing $100,000 each in new ventures? You decide after watching this holiday video from EconStories.

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Last Chance for a Roth Conversion during 2012

Last Chance for a Roth Conversion 2012

While Roth conversions will be advantageous for some next year, they are advantageous for nearly everyone in 2012.

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Video: From Poverty to Prosperity: A Pursuit of Personal Achievement

Poverty to Prosperity

Though imperfect at best, the record of immigrants striving to reach our shores proves that are forefather’s defense of free enterprise created a fertile soil for human flourishing.

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Sesamenomics: Bert and Ernie weigh in on politics

Bert and Ernie

A light hearted look at Bert and Ernie’s politics.

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Video: An Appeal for Free Enterprise

Video: An Appeal for Free Enterprise

Since the time of Adam Smith, free enterprise has always needed defenders. Though imperfect at best, the record of immigrants striving to reach America’s shores proves that our forefathers’ defense of free enterprise created fertile soil for human flourishing.

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Video: “Don’t Eat Your Dog: The Surprising Moral Case for Free Enterprise”

Surprising Moral Case for Free Enterprise

I am always amazed at the power of a good story. A good story teller will always have more influence than encyclopedia of powerful data points. Politicians understand this concept better than most, which is why they spend time talking about people.

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Video: How to Find a Financial Advisor by SmartMoney.com

How to Find a Financial Advisor by SmartMoney.com

Experts Explain: Finding a Financial Advisor. How to find the right person to help manage your money.

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Video: The Benefits of Having a Financial Advisor

David Marotta Video Green Background

If you want to get in shape and need push in the right direction, you hire a personal trainer. If you want advice and a push in the right direction to be in good financial shape, hire a financial advisor.

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Video: Marotta on Money

David Marotta Video Green Background

Marotta On Money is a weekly financial column and daily financial blog about the comprehensive wealth management small changes that have a large effect over time.

Subscribe to receive more Marotta more often.

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Video: Comprehensive Wealth Management

David John Marotta

Comprehensive wealth management is based on the idea that small changes in our finances can have large effects over long periods of time. These changes can make the difference in achieving our life goals.

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Video: Where Do You Invest? Learn All Six Asset Classes

David Marotta Video Green Background

Most investors invest in only one and a half of the six asset classes. Learn where to invest in all six and how to tilt in each to over-emphasize appropriate categories.

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Video: Even Investment Losses Can Save You Money

Marotta Youtube

In the process of building wealth, saving a penny on your taxes is just as important as earning a penny in the markets.

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Video: Gifting Appreciated Securities Can Save You Money

Marotta Youtube

Americans are a generous people, and the end of the year is the time of year when most people do their charitable giving.

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Video: The Dangers of Immediate Fixed Annuities

Danger of Immediate Fixed Annuities

The returns offered by immediate fixed annuities aren’t as good as they sound. The sleight of hand in this case is the immediate loss of 100% of your principal. They are fixed for you to lose and the insurance company to win.

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Video: Google Search Fun

googlesearch_t

A humorous Google search for Charlottesville financial planning.

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Video: Comprehensive Wealth Management: Life Planning, Part 1

David Marotta speaking

Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.

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Video: How to Get Out of Debt, Part 2

Marotta Youtube

Everyone knows a family with financial debt. Stop the bleeding.

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Video: How Your Children Can Win the Stock Market Game

Marotta Youtube

Good things do come from France. Frenchman Antoine Deneriaz captured Olympic gold in the men’s downhill skiing event beating out favorites Austria’s Michael Walchhofer and America’s Bode Miller. His win meant flying madly off jumps and being determined to finish first or break every bone in his body. Your investments shouldn’t be like that.

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Video: Personal Debt – The Borrower Becomes The Lender’s Slave

Marotta Youtube

They say that as long as Americans keep spending, the economy will be strong and unemployment will remain low. “Spend now and pay later” is poor personal policy.

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Video: The Four Deadly Sins of Investing

Marotta Youtube

In both good times and bad times, investing is really about managing your emotions. If you want to be an investor, you have to grow to understand not only the relationship between risk and return, but also your own reaction to it.

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Video: The Dangers of Immediate Fixed Annuities

Marotta Youtube

The returns offered by immediate fixed annuities aren’t as good as they sound. The slight of hand in this case is the immediate loss of 100% of your principal. They are fixed for you to lose and the insurance company to win.

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Video: University Students and Credit Cards

Marotta Youtube

Every University student knows they should have a credit card. You have to have a second form of ID on many financial transactions. You have to have one to establish good credit. And, the more you use them, the more you will accrue bonus points toward cash, mileage credits and various “free gifts”. P.T. Barnum said, “There’s a sucker born every minute.” But it doesn’t have to be you.

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Video: How to Get Out of Debt, Part 1

Marotta Youtube

Everyone knows a family with financial debt. Stop the bleeding. Apply emergency medicine.

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Video: Family Budgeting

Marotta Youtube

Every year problems of debt and overspending frustrate millions of families. The problem has little to do with income, a lot to do with spending. Spending less than you earn is the essential foundation that creates the capital for investing and wealth building.

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Video: Comprehensive Wealth Management: Life Planning, Part 8

David Marotta speaking

Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.

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Video: Comprehensive Wealth Management: Life Planning, Part 3

David Marotta speaking

Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.

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Video: Comprehensive Wealth Management: Life Planning, Part 9

David Marotta speaking

Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.

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Video: Comprehensive Wealth Management: Life Planning, Part 4

David Marotta speaking

Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.

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Video: Comprehensive Wealth Management: Life Planning, Part 6

David Marotta speaking

Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.

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Video: Comprehensive Wealth Management: Life Planning, Part 2

David Marotta speaking

Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.

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Video: Comprehensive Wealth Management: Life Planning, Part 5

David Marotta speaking

Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.

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Video: Comprehensive Wealth Management: Life Planning, Part 10

David Marotta speaking

Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.

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Video: Comprehensive Wealth Management: Life Planning, Part 7

David Marotta speaking

Life Planning is an important part of the wealth management process. It’s not enough to have money; you need to know what the money is for.

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Video: Health Savings Accounts

Marotta Youtube

Employers and employees alike are feeling the squeeze of swelling health care costs. According to the Kaiser Family Foundation, health insurance premiums have risen at an average rate of 12 percent per year since 2000. Unable to keep up with rising premiums, employers are forced to pass on costs to employees, to trim benefits, or worse yet, to dump the coverage all together.

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Video: A Roth Conversion Makes Cents

Marotta Youtube

There are years and situations when a Roth conversion is not appropriate, but they are often surrounded by years when it should be considered.

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Video: Squirrel Away Money While You Can

Marotta Youtube

In 1985, an MIT professor won the Nobel Prize for a simple technique that squirrels have known intuitively from birth — you have to “squirrel” away some nuts during times of plenty so you can survive during times of scarcity.

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Video: Small Business Owners Benefit Most from Tax Planning

Marotta Youtube

Small business owners enjoy more flexibility when it comes to tax maneuvering. That’s why tax planning is especially important for small businesses. Whether your business employs one employee or one hundred employees, last-minute tax moves can save you money, if you act before the end of the year.

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Video: Year-End Tax Planning Could Significantly Save You Money

Marotta Youtube

Even if you didn’t make a penny more next year, how can you have more dollars for next year’s holiday
season? Reduce your taxes. Between now and the end of the year there are several last-minute tax moves that may save you significant amounts of money. After January 1st, there’s little to do but pay-up.

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Video: College Planning is Worth a Million Bucks

Marotta Youtube

Four-years of college currently cost $60,000 at a public university. In eighteen years, it may cost more than $145,000. To stay ahead of rising tuition costs, you should plan ahead and save early. Tax-favored 529 accounts can help you provide an excellent college education for your children and grandchildren.

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Video: Be Smart When You Roll Over Your 401(k)

Marotta Youtube

There are few better investment returns than an employer’s matching contribution made to your 401(k). But after you retire or leave that company’s employment, you should almost always roll your 401(k) into an IRA for better investment choices. Being smart by rolling over your 401(k) can pay dividends for decades.

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Video: Timing the Market Isn’t All Fun and Games

Marotta Youtube

Market timing is the attempt to switch a significant portion of your assets between different types of investments in an effort to maximize profits. If this is your investment strategy, good luck, because you’ll need it.

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Video: The 5 Most Important Documents to Have

Marotta Youtube

Communicating honestly about your finances with your family and putting your estate in order passes on a legacy of foresight and financial wisdom that will help generations to come.

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Video: How to Avoid Higher Cost Mutual Funds

Marotta Youtube

Investing in some mutual funds is like buying a $3 candy bar and paying $5 shipping and handling. All mutual funds are not created equal, and you can boost your returns by doing a little homework before writing a check.

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Video: Managing Cash is Key to Meeting Goals

Marotta Youtube

Managing your family’s cash is key to meeting your financial goals.

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Video: Roth Segregation Part 1: IRA Tax Law

Marotta Youtube

A complex technique called “Roth segregation accounts” could earn your investments an extra 30% over the next two years.

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Video: Roth Segregations

IRA Video

A complex technique called “Roth segregation accounts” could earn your investments an extra 30% over the next two years.

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