Most People Take Social Security At The Worst Possible Age
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While taking Social Security at age 70 is not optimal for everyone, age 62 is optimal for almost no one.

What Counts as Wages for the Social Security Earnings Test?
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Contrary to the normal way of things, this time what Uncle Sam gives with the IRS, he takes away with the SSA.

Social Security Loopholes Scheduled to Sunset
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The Bipartisan Budget Act of 2015 ends two very profitable Social Security optimization techniques that allowed some savvy beneficiaries to take up to $50,000.00 in additional lifetime income.

How to Factor Social Security into Your Safe Withdrawal Rate
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Carefully computing and adding your Social Security early retirement safe withdrawal rate can safely boost your early retirement standard of living without jeopardizing your future finances.

Advisors Save Clients From Costly Mistakes By Social Security Workers
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Those costly mistakes are a fifth of a million dollars in most cases.

Social Security for 70’s Child
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“I’m 58 and I’ve been married and divorced twice. …I realize this is complicated, but you gotta love the 70’s!”

The Politics of Social Security
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Even half of what they collect in Social Security could provide a better private benefit.

Matthew Illian’s Social Security Article on MSN Money
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If you’re getting divorced or remarried, “for better or for worse” and “for richer or for poorer” can have real meaning for Social Security benefits. Most retirees are uninformed about how Social Security benefits are calculated, and often overlook how their change in marital status affects this critical retirement asset.

Social Security to Resume Some Paper Statements
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Beginning in September 2014, SSA will resume mailing paper statements to workers every five years.

Important Social Security Info for Widows and Widowers
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Most survivors are uninformed about how Social Security benefits are calculated and often overlook a careful analysis of this critical retirement asset.

Is Social Security Stealing Your Chance Of Being A Millionaire?
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Social Security withdrawals have enslaved workers to depend on government largess when they could have been independently wealthy.

Social Security
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Social Security benefits can represent a big stack of cash. A typical monthly benefit of $2,200 has a present value well over $500,000. Consider all your Social Security options carefully to avoid making a costly mistake.

Liberals Characterized Privatizing Social Security As A Risky Venture
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Even the Social Security withdrawals of average workers would produce millionaires if they were allowed to be saved and invested in private accounts.

Social Security Optimization: Case Study
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Social Security Case Study: The names have been made up, but the problems are real.

Why Can’t Our Social Security System Be More Chilean?
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Both economists and reasonable citizens understand that reforming our Social Security system is inevitable.

Social Security Earnings Penalty?
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A good deal of misinformation is published about a so-called Social Security earnings penalty. Many are led to believe that if they earn money while collecting Social Security, they’ll lose some of this benefit forever.

Three Reasons Husbands Should Delay Taking Social Security Until Age 69 or 70
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Most married men claim Social Security at age 62 or 63, which leaves their future income well shy of what research indicates is optimal. Gentlemen, it’s time to wise up.

15 Tax Moves For Right Now. Really?
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Do any of these ideas suggest any incentive for the highly productive to continue producing?

Social Security goes fully paperless
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You should claim your own Social Security account online and give it a secure password before someone else does.

$ ?s: Can Social Security Checks Be Mailed To Foreign Soil?
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It is estimated that as many as 40,000 American citizens reside in Costa Rica, and many are retirees who are stretching the purchasing power of their Social Security paychecks.

Radio: Social Security
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David John Marotta and Matthew Illian were interviewed on radio 1070 WINA’s Schilling Show discussing Social Security and how to get the most from filing at the right time.

Social Security Time Machine Opens Door for Retroactive Benefits
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There are several options to claim retroactive Social Security benefits. Some retirees will find it beneficial to turn back the clock in order to receive large one-time checks when they first file.

Social Security Planning from the 2012 January / February issue of Planning Perspectives
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“Deciding when to take Social Security benefits is critically important to maximizing long-term benefits. Benefits may be claimed as early as age 62, or as late as 70.”

Gain $152,000 by Smart Filing for Social Security
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Social Security benefits can represent a big stack of cash. A typical monthly benefit of $2,200 has a present value well over $500,000. Consider all your Social Security options carefully to avoid making a costly mistake.

Tax Planning from the 2012 January / February issue of Planning Perspectives
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“How can you respond if these new taxes are enacted? One option is to do a Roth conversion so that you can pay taxes now for those retirement funds.”

$ ?s: Divorced Spouse Social Security Benefits
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Q: My husband and I divorced several years ago, and I am about to turn 62 in December. Since my ex-husband (he’s a year older) and I parted ways, we don’t talk. Can you please explain the Social Security benefits due to a divorced spouse?

Debt Talks Target Cost Of Living – Social Security falls further behind.
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To solve the deficit reduction riddle, Obama reportedly is embracing an idea that purports to raise tax revenue without a tax hike and claims to cut Social Security outlays without cutting benefits. Better check your wallet.

Social Security 6: The 70-66 Strategy
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Future earnings and the potential for Roth IRA conversions should be part of your plan.

Social Security 5: File and Suspend for Soon-to-Be Widowed Homemakers
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Healthy spouses with little earnings should encourage their partners to delay filing.

Social Security 4: File, Repay and Refile to Get an Interest-Free Loan
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Filing early and then repaying is the least dangerous for those who are single or for a husband and wife whose benefits are roughly equal.

Social Security 3: Delay Filing for Younger Wives and Homemakers
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Dying young never jeopardizes a retirement plan financially.

Social Security 1: Planning Is Crucial
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Your filing option choices may be worth $250,000 of income or more.

Part 2: Privatization Could Fix Social Security
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Privatization eliminates benefits for those who can do better with 5% of their payroll taxes than the government does with the entire 12.4%.

Part 1: Social Security Is Still Broken
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All this toil to maintain an average benefit of about $12,000 a year!

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