September 21, 2017

Gold’s Role In A Portfolio

Gold's Role In A Portfolio

Gold advocates will often go to great lengths to tout the advantages of owning gold.

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Investing Mistake: Paying Too Much In Investment Vehicle Fees

Investing Mistake: Paying Too Much In Investment Vehicle Fees

Even small extra fees could mean working an entire year longer!

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How to Lower Your AGI and Why You’d Want To

How to Lower Your AGI and Why You'd Want To

Here are 8 reasons you’d want to lower your AGI and 8 methods to lower your AGI.

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Not All Financial Advising Firms Rebalance Client Portfolios

Not All Financial Advising Firms Rebalance Client Portfolios

You would think that rebalancing a client’s portfolio would be standard in the industry. Unfortunately, it is not.

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What is the 5-Year Roth Rule?

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You can’t touch the earnings on your contributions until you’ve had an account open for 5 years and you’re either over age 59 ½ or you meet special exceptions.

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Radio: What’s the Difference Between Obstruction and Resistance?

protest

David John Marotta was interviewed on the radio 1070′s Schilling Show discussing the difference between obstruction and resistance.

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Radio: The Politics of Kindness

Radio: The Politics of Kindness

David John Marotta was interviewed recently on the Schilling Show discussing the politics of kindness and the difference between intentions and outcomes.

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2016 In Review

2016 In Review

2016 was a good year for stocks in general with a number of noteworthy details. Resource stocks performed the best despite being the worst-performing asset class in 2015.

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2017 Tax Tables

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If you’re doing some tax planning this year, here is a quick guide to the brackets.

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Benjamin Graham on Individual Stock Analysis

Benjamin Graham on Individual Stock Analysis

“I am no longer an advocate of elaborate techniques of security analysis in order to find superior value opportunities.”

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Q&A: What’s My Roth Conversion Limit?

Q&A: What’s My Roth Conversion Limit?

The legal answer to this question is: there is no limit. The practical answer is: it depends on a number of things.

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One Example Of What Is Wrong With Commission Based Investment Advice

Wolf in Snow

There is a large difference between the motives and incentives of the sales person and those of the service person.

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Radio: Why Corporate Tax Rates Should Be Lowered

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David John Marotta was interviewed on radio 1070 WINA’s Schilling Show discussing corporate tax rates, and why they should be lowered.

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Investing Mistake: Confusing A Promising Company With A Good Investment

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A good narrative describes what happened in the past. And even though past earnings may have something to do with current share prices, they don’t have anything to do with future share prices.

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Retirement Plan and Health Savings Plan Limits for 2017

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Every year the IRS releases new limits for how much you can contribute to Individual Retirement accounts and Health Savings accounts for the tax year.

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David John Marotta Interviewed by SuperMoney

David John Marotta Interviewed by SuperMoney

David John Marotta was recently interviewed by SuperMoney as part of their Expert Interview Series.

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2017 Estate and Gift Tax Limits

ScottishEstate

Neither party has to pay taxes on gifts up to this gifting limit, and the limit remains unchanged from 2016.

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Radio: Why is the Media Liberal?

US Flag

Listen to a discussion on why journalists are usually liberal-leaning and what that means for reporting the news in America.

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How To Whitelist An Entire Domain In Gmail

floor cleaner

Since not receiving an important email can be even more dangerous as receiving too much spam, here is how to whitelist an email or an entire domain in Gmail.

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Healthcare Stocks And Asking “Relative To What?”

kiddoctor_t

Why do our portfolios systematically overweight healthcare stocks?

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2017 Employer-Sponsored Retirement Plan Limits

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Here are the limits for how much you and your employer can contribute to retirement accounts on your behalf.

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How The Markets Moved After A Trump Victory

bluegreenfractal

Beware of reading too much into three days of market movements.

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Mailbag: Which Investment Fund Should I Purchase To Minimize Fees?

stethoscope

On the surface it seems like option 3 (VHT) is the best deal. Is there anything I am missing?

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The Minimalist Budget

zen stones

If you want to be really minimalist about your budgeting, here’s what we suggest: the 65-25-10 rule.

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The Finance of Crowdfunding

crowd

There are three types of crowdfunding each defined by what people receive in exchange for the money they pay: Reward-based, Donation-based, and Equity-based.

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Interview of Dr. Randall Bell, Author of “Rich Habits, Rich Life”

rich habits rich life

Dr. Randall Bell develops strategies to overcome problems and maximize peak performance.

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How Can I Give Away Money from My IRA?

pile o' gifts

What if you do not need all the money from your RMD and you are also charitably inclined?

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The Case for Investing in Energy Companies

oilrig

Energy’s low correlation with nearly every other major asset class means even very conservative investors should consider over-weighting Energy stocks.

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How Much Can I Give Away to Charity This Year?

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If you give away more than 50% of this year’s income, you cannot deduct it this year, but you can carry it forward for up to 5 years.

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The Narrative Fallacy

reading upside down

No one would click on the headline, “Stocks went up today and we have no clue why.”

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How Does Compliance Differ Between Smaller Firms and Large Brokers?

tiger glare

It is relatively easy for an adviser who has a 400 lawyer compliance department to sit through some compliance continuing education and yet never understand what attitudes and behaviors need to be changed.

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Radio: Should the Government Use Force to Make College Education Free?

graduation caps

David John Marotta was interviewed on radio’s Schilling Show discussing the relationship between the government and college education.

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Three Strategies to Avoid Private Mortgage Insurance

trooper biking

Avoiding PMI, if possible, is better for your long term finances. Here are three strategies to avoid PMI.

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Are You Paying for Your Fund’s Advertising?

sparrow feeding

If you own some mutual funds, chances are you are paying a hefty marketing price.

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Why the Ending Value on your Performance Report Differs from your Statement

DogTeam

Here’s what you need to know to understand why the numbers may not match.

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Don’t Forget to Rebalance All Your Assets

stacked rocks

It can be easy to forget about your company’s 401(k) because you aren’t depositing the money yourself, your pre-tax contributions are deducted from your paycheck and are electronically deposited by your employer.

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What is Private Mortgage Insurance?

storm trooper race

PMI does not provide you, the borrower, any protection.

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How to Monitor Your Financial Advisor

trapeze jump

When seeking a financial advisor, you should find out if they are willing to sign a fiduciary oath putting your interests above those of their employer.

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What’s the Difference Between Time Weighted Return and Internal Rate of Return?

Abacus

There are 2 main types of returns you want to see on your performance report. What’s the difference?

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Economic Indicators: Gross Domestic Product (GDP)

basket of food

Under one theory, changes in GDP or the rate of GDP growth precede and could cause stock markets to react and move in response. This is usually not the case.

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How Much Can I Contribute to My Retirement Accounts?

potted flowers

With many types of retirement accounts available, it can be difficult to keep track of how much you can put away where, especially if you are eligible to contribute to multiple accounts.

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What NOT to Compare on Performance Reports

Odd Couple Dogs

By definition and design, different types of reports produce different numbers.

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Beware of Dire Market Crash Predictions

questioning chick

I receive dire predictions with such frequency that were I to act on even a fraction of them I would never be invested in the markets.

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Common Endowment Mistakes

Common Endowment Mistakes

Prudent investment practice is as much about knowing what not to do as it is about knowing what to do.

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Explain My Performance Report

TinkerbellShrug

Here’s a brief explanation of the basic terms you might find on your performance report.

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Where Should I Invest Money Which I Will Need in a Year or Two?

house money

Return comes with an element of risk. There is no safe investment which also pays a good rate of return.

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Why Would You Intentionally Realize Capital Gains?

handful of cherries

When you sell an investment that has appreciated, the IRS looks at your tax rate and taxes the gains accordingly.

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Selecting an Endowment’s Asset Allocation

Selecting an Endowment's Asset Allocation

Two rules of endowment investing: 1) Keep an equity bias and 2) diversify.

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How to Set Endowment Spending Rates

How to Set Endowment Spending Rates

Endowment spending rates can prove a catalyst for fulfilling or killing the life of the organization itself.

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Wealth Management Is In Your Control

latte

Many feel helpless to direct their own success, but nothing could be further from the truth.

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