April 23, 2014

Gift Tender Offers To Charity To Avoid Capital Gains Tax

Gift with Yellow Bow

This technique can avoid paying any tax, a savings worth up to 36.1%.

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Where Are You in the Financial Lifecycle?

financial lifecycle

This may be considered a get rich slowly article but it has more to do with learning to manage your resources and emotions around money.

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Make sure clients road-test retirement

Retirement Cake

“Ascertain whether they’re ready for changes in lifestyle and finances for the next stage of their lives”

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Advisors Must Stop Client Self-Destruction

Koala Bear

Sometimes the best advice is when a competent advisor tells you that you are wrong.

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Develop A Network Of Friends In Retirement

Old Friends

Having community is important for a successful retirement. Men may find it requires more work to achieve.

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Lifetime Exclusion From Gift Or Estate Taxes

Colorful Gift Wrapping

When you die, your assets and belongings–called your “estate”–are subject to taxation, but the there is an amount under which the executor of your estate will not have to pay taxes.

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The Importance Of The Investment Policy Statement

Scarecrow overboard

Adherence to the fiduciary standard is all about process.

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Active Management Has An 82% Failure Rate

Active management failure

Managing investment assets requires managing investor expectations.

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Sensational Headlines Capture Nation’s Attention

Fox News 2013-12-26

In addition to learning how a viral story can get many of the facts wrong, another more important lesson can be learned from this experience.

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How To Prepare For The “Coming Financial Apocalypse”

The Disaster Diaries by Sam Sheridan

You should be just as prepared for the possibility that the world as we know it is not ending.

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Is It Really Time To Get Out Of The City?

Burning cars

Should I fear panicked looting and riots when the food distribution fails?

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Five Things More Important Than Politics

Five important things

This holiday season, remember to cherish the important values of life.

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Radio: Holiday Travel and the TSA

Marotta on the Radio

What you should know about the TSA during holiday travel.

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Should I Be Storing Food, Water and Firearms?

Bullet Kit

Preparing for TEOTWAWKI is helpful for lesser emergencies.

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Marotta Family Recipes Published

Momma Jean’s Kitchen: Featuring Marotta Family Recipes

A celebration of both the joy of family and the comfort of Italian cuisine.

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Is A Financial Apocalypse Coming?

The Disaster Diaries by Sam Sheridan

Should you buy as much gold as you can get your hands on?

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How to Calculate An Advisor’s Value: Liability-Relative Optimizing

Chess White Queen

Planning on future cash needs allows you to use specific accounts for tax planning purposes.

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The Blank Slate by Stephen Pinker

The Blank Slate by Stephen Pinker

Although it would be wonderful if we lived in a world that lived up to the ideals of the Utopian Vision, we believe along with Stephen Pinker that reality supports the Tragic Vision.

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Money Management Lessons From a Relay Race

winning team

Money meditations from the finish line.

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Why People Like Tony Stark But Hate Real-Life CEOs

Iron Man and Tony Stark

Obnoxious, playboy Tony Stark, more commonly known as Iron Man, is admired by his fictional and real fans alike. Why not real life CEOs?

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The Driver of Future Behavior

Brain Scan

Investments consistently outperform investors.

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Safety Second

Whitewater Rafting on the American River

Fun first. Freedom first. Innovation first. Financial goals first. But not safety. No one says, “That looks safe; I wonder if it is fun.”

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Beneficiary Designations: Per Capita or Per Stirpes?

beneficiaries

Before a grandmother passes away, both her sons predecease her. Left with only her daughter and grandchildren, depending on her titling one of three things may happen.

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Links Exist Between Your Generosity and Your Friends

Bert and Ernie

The study also found that when wealthy people are heavily clustered in a neighborhood, their generosity drops.

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The Only Right Answer To “Debit or Credit?”

Debit or Credit?

“Debit or Credit?” is a trick question. There is only one right answer and it’s not the one that benefits the store whose asking.

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Thou Shalt Not Covet Thy Neighbor’s Tesla

tesla_t

Since it is inevitable that each group of friends will represent a spectrum of financial capacity, healthy relationships require that all be prepared to manage these pressures.

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How Do I Open an Investment Account? -Things You Can Do Tomorrow

NYC skyscrapers

Sometimes what stops someone from following advice is just not knowing where to begin or how easy it is. Many personal financial advisors have minimums, so where do you start if you only have a small amount of money to invest?

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7 Things to Keep in Your Wallet & 6 Things to Leave at Home

Black Wallet

What should you keep in your wallet? And what precautions should you take in case it gets lost or stolen?

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The Optimist’s Antidote

RIP best ideas

Behavioral psychology research suggests that you should send your best ideas to the grave.

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Improve Your Financial Decisions (Book Review)

lazy brain_t

Behavioral psychology is uncovering many common mental lapses and offers new ideas for improving decision making in light of these heuristics.

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Financial Bucket List

Bucket in Sand

Some people have bucket lists with things like “Travel to Paris,” and “go skydiving,” but I have a bucket list of financial things to do.

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The Worst Advice Given to Me

Worst Advice

Milestones in life encourage advice. In 2012, I graduated, got married, and started a job and then this year, I bought a house. I received a lot of great advice, but here is some of the worse advice I was given.

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Millionaires’ Biggest Financial Regret

Mansion

In a survey of millionaires’ top money regrets, the one that overwhelmingly prevails should not surprised us.

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Five Things Advisors Should Tell Clients About Retirement, But Often Don’t

5-things-advisors-should-tell-clients-about-retirement_t

“Retirement today is a lot like an iceberg, where 90 percent of what’s really taking place is below the surface.”

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The 24/7 Financial News Media Machine

Financial Noise

“Here are a few of the things we’re worried about – and the ways in which our firm is preparing for them.”

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Brain Trust: 100 Ivy League Business & Entrepreneurship Courses You Can Take for Free

BSchool.com

Web-based MBA programs have become increasingly popular among working professionals, who are balancing work, school and other life obligations.

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Recent Market Advances Fail to Overcome Mental Accounting

satisfactionsanp500_t

The S&P 500 has nearly doubled in the last four years. Yet many investors are left feeling more disillusioned with their investments than ever before. Some of this discontent can be combated by understanding the psychological effects of market volatility.

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Life Planning Edition – Wealth Management Carnival #13

Carnival -Life Planning

Today’s Carnival covers a wide range of topics such as planning for your finances before college, what to do financially after college, how to think like the wealthy, and how to think about finances when one spouse doesn’t head to the office every day.

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Making Peace with your Money Past

money peace

Money plays such a personal role in our lives that most people learn early on to keep their financial affairs a secret. These shadows promote many different varieties of financial pathologies and distress.

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Radio: Is Federal Student Aid Working?

Marotta Smiling On Radio

Most people do not trace the effect of the unintended consequences of government programs. Even good things come with a price, and you always have to decide: is that price worth paying?

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One Successful Way To Find Happiness

MarriedWell_t

Some struggles are inevitable, but others are decided by who you marry. This kitten married well.

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The Smart Money Philosophy of Doug Lennick

Roulette Wheel

Follow a philosophy so that there is always a smart place to get money

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Help Recent Graduates Find a Fulfilling Career

AreaOfGenius_t

This kitten knows his area of genius. Be more like this kitten.

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Bucket List: A Bucket for the Unknown

Metal Buckets

I opened my freezer and found, to my horror, my ice cream had turned to mush. Why? My refrigerator and freezer were broken. The expense for a new refrigerator was around $700. How could I have seen that expense coming?

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Financial Advice for Recent College Graduates

Graduation Caps

Financial advice for college graduates is easy. Graduates street smart enough to take the advice is rare.

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10 Best Places to Retire Abroad

Costa Rica

If you like stable governments, low crime rates, socializing, great food, wine, culture and the dependability of developed countries, this list is for you

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More Than 25% of Americans Are Making a Financial Mistake

A Waste of Money

If you look beyond the short term, making this move is pretty clearly worse than using a high-interest credit card to pay your bills.

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Welfare Prevention Is Financial Planning

AskForHelp_t

This kitten is willing to ask for help. Be more like this kitten.

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Life Planning – Wealth Management Carnival #9

Life Planning - Wealth Management Carnival 9

This edition of the Wealth Management Carnival deals with investments, how-to tips, advice for college students, and a checkup on 2013 New Year’s Resolutions.

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Financially Savvy Kittens on Retirement Planning

Financially Savvy Kittens on Retirement

This kitten knows how to retire. Be more like this kitten.

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