Money Questions: Insights on I Bonds
with No Comments

Q: I am receiving some extra cash as a result of maturing CDs. I want to make a safe investment that is protected against future inflation. We do not need this money, and so I am interested to know what you think of purchasing I bonds for our grandchildren. I have heard they can be tax free if used for college.

Radio: How to Win the CNBC Million-Dollar Portfolio Challenge
with 3 Comments

David John Marotta was featured on radio 1070 WINA’s Rob Schilling show on September 13, 2011. The topic was the CNBC million-dollar portfolio challenge, and how it does not emulate a good real-life investing strategy.

How to Win the CNBC Million-Dollar Portfolio Challenge
with No Comments

CNBC’s million-dollar portfolio challenge begins next week. Participants can trade a fictional account of stocks and currency. Prizes are given over each of the 10 weeks, and then a grand prize winner is awarded a million.

The Hedging Game
with No Comments

“Structured products’ risk-reward ratio is worse than you think.”

Market skid may prompt Roth IRA ‘do-overs’
with No Comments

Marotta’s Roth segregation technique of conversion and recharacterization was featured in InvestmentNews magazine.

Libertarians Should Invest More Down Under
with 1 Comment

Libertarians and economists both recognize that countries with more economic freedom experience higher gross domestic product (GDP) growth. That growth translates into higher stock returns for investors savvy enough to look for governmental fiscal restraint rather than government stimulus.

Mailbag: Should I buy puts if I’m worried about the market?
with No Comments

Won’t this hedge the markets and protect me in case the markets go down?

Mailbag: What should I do about a class action lawsuit against one of my mutual funds?
with No Comments

Is it worth it to file all the paperwork just to collect a few buck?

An Appetizing Investment
with No Comments

High Net Worth individuals are often solicited to provide funds for a private venture such as opening a new restaurant business. Think thrice before considering investing.

Mailbag: How can there be more sellers than buyers?
with No Comments

How can there be more sellers than buyers? Who are those “extra” sellers selling to?

The Rebalancing Premium
with No Comments

When choosing between two bond funds with similar returns to team with a stock fund, choose the bond fund with lower correlation with the stock fund you’re selecting

Can financial advisers be trusted?
with No Comments

Not every investment consultant has your interests as the top priority, or even the necessary credentials. Here’s how to find the right type of adviser.

How to Maximize Long-Term Returns
with No Comments

I recently read two articles that provided insight on how investors should respond to a market downturn.

The Power Of Passive Investing
with No Comments

A study by Morningstar cited in the Journal of Indexes shows that investors under-perform the very funds they are invested in by 1.5%. Learn how that is possible and avoid that mistake.

David John Marotta interviewed on CBS-19 after market drop
with No Comments

“One of the jobs of a financial adviser is to keep people from doing things that feel like the emotionally right thing to do but statistically are the wrong thing to do.”

Warren Buffett is Buying
with 1 Comment

On the same day that the S&P 500 plunged 6.7% in reaction to the Standard & Poor’s downgrade of US sovereign debt, Bloomberg is reporting on two different headlines stating that Warren Buffet’s company, Berkshire Hathaway, is on a buying spree.

Don’t panic, the markets are inherently volatile
with 1 Comment

On volatile days like yesterday, I always recommend looking at longer term movements.

The Wealth Blueprint for Financial Success
with No Comments

I was asked to speak at the Leadership Development Center at the University of Virginia’s EAN Annual Conference on Thursday, August 4th 2001. I’ve collected links to all the resources I mentioned in that talk here in one place.

Despite gloomy news, some trends back economic improvement
with No Comments

In a recent Vanguard commentary entitled, “Despite gloomy news, some trends back economic improvement”, Mr. Aliaga-Diaz writes that there are many factors pointing to a long term economic recovery.

Some $100 billion locked up in ‘sliver’ of hedge funds
with No Comments

Despite assurances to the contrary, a segment of hedge funds still has up to $100 billion locked up and won’t allow redemptions.

Global Fixed Income (International Bonds): Hedged or Unhedged?
with No Comments

International bonds now make up more than 35% of the world’s investable assets, and yet many domestic investors have little or no exposure to these securities.

Revisiting the Advice to Buy Real Estate
with No Comments

In 2010 I published a column entitled “Now’s Still the Time to Buy a House.” Investing is like chess in slow motion. It is important to review your moves to see how they turned out. Sometimes they don’t turn out well. Our prediction about real estate, however, was brilliant.

2010 Non-U.S. Stock Lessons Learned
with No Comments

All developed countries are not equally attractive places to invest. The United States has entered the ring of fire and expected to underperform in future years as a result.

2010 U.S. Stock and Bond Lessons Learned
with No Comments

One method to divide the U.S. stock market is by sector of the economy. Overemphasize those sectors left free to innovate and compete on the global market.

Second Quarter of 2010 in Review
with No Comments

For the first time in the Heritage Foundation’s Index of Economic Freedom, the United States was moved from the list of “free” countries to the second tier of “mostly free” countries.

Stop-Loss Orders Can Lose Money Quickly
with No Comments

Thousands of investment advisors recommended stop loss orders to their clients. Now it looks like this advice may have been the cause of the May 6, 2010 market plummet.

Appreciating Assets Part 2: Other Investments
with No Comments

Your investments should be working for you, appreciating more than inflation to become an engine of growth that pays you money and provides some measure of financial freedom.

Video: How Your Children Can Win the Stock Market Game
with No Comments

Good things do come from France. Frenchman Antoine Deneriaz captured Olympic gold in the men’s downhill skiing event beating out favorites Austria’s Michael Walchhofer and America’s Bode Miller. His win meant flying madly off jumps and being determined to finish first or break every bone in his body. Your investments shouldn’t be like that.

Video: The Four Deadly Sins of Investing
with No Comments

In both good times and bad times, investing is really about managing your emotions. If you want to be an investor, you have to grow to understand not only the relationship between risk and return, but also your own reaction to it.

Reflecting on 2009 Returns Provides Lessons Going Forward
with No Comments

Those who moved their investments to the supposed safety of Treasury bond investments were deeply disappointed.

Radio: 2010 Investment Review
with No Comments

David Marotta discusses 2010 in review and the outlook for 2011.

The Whip Cracks Both Ways
with No Comments

Volatility, therefore, is a matter of perspective. Like the crack of a whip.

Video: How to Avoid Higher Cost Mutual Funds
with No Comments

Investing in some mutual funds is like buying a $3 candy bar and paying $5 shipping and handling. All mutual funds are not created equal, and you can boost your returns by doing a little homework before writing a check.

Safeguard #6: Recognize And Avoid Financial Hooks
with No Comments

To safeguard your money, you must be able to extricate yourself from any bad investment quickly. Of course, the companies that sell mistakes don’t want you to be able to do that, so they use financial hooks to hold your money captive.

When Will The Markets Stop Dropping?
with No Comments

There is always a day of reckoning when people use debt to leverage their investments.

First Quarter Review 2008
with No Comments

Systemic problems in your portfolio will continue even after the markets rebound.

Ignore Daily Financial Noise
with No Comments

Investors are fickle. Investing should not be. When your investments go down, even slightly, you may be tempted to make poor choices.

Cash Has Been the Riskiest Investment
with No Comments

If you think hiding money under your mattress is a risk-free way of building wealth, think again.

With Great Characters Come Great Stock Returns
with No Comments

Marvel only gets 31% of its revenue from publishing comic books.

Evan Almighty: Financing a Block Buster
with No Comments

Those actually seeing the movie in a theater provide only 14% of a film’s revenue.

Breaking Spaghetti: A Seven-Year Financial History
with No Comments

Stress released in one area results in delayed releases in other parts of the economy.

Outlook May 2006
with No Comments

Rebalancing means selling what has done well and buying what has done poorly, not visa versa.

Donald Mortlock – Making a Free Market
with No Comments

My grandfather Donald Mortlock worked on Wall Street during and after the 1929 crash. The firm he worked for was a “market maker,” a company which helped to literally “make a market” in several stocks.

How Your Children Can Win the Stock Market Game
with No Comments

To meet your goals you don’t need to beat the investment returns of everyone else. Instead, you want a decent return in order to retire comfortably and to ensure a cash flow which will support your standard of living.

2005 In Review
with No Comments

2005 was a year which showed the weakness of limiting your asset allocation to US stocks and US bonds.

Using S&P 500 Index Funds Contains Hidden Risks
with No Comments

If the S&P were a financial advisor it would say, “Let’s buy mostly large cap growth stocks in the industry that did well last year with a high price per earnings ratio.”

Atkins Investing Part 2: Low-Carb Investing Has Resulted in Healthy Profits
with No Comments

Diversify your business and your investments. That way fads and trends won’t determine your financial success.

Atkins Investing Part 1: Low-Carb Trend Has Caused Some Companies to Lose Weight
with No Comments

Adapting and reacting to trends is important in investing and crucial in small business.

The Use of Covered Call Options
with No Comments

It is usually better to be a seller of options than a buyer of options.

The History of Mutual Funds
with No Comments

Today, we have 8,269 mutual funds. About one-third of all common stocks are held in mutual funds.

1 4 5 6 7 8

Subscribe to our newsletter!