Should I Cut Back My Hours to Get an Obamacare Subsidy?
with No Comments

It’s hard to know… but I bet I’m not the only one looking at my compensation differently.

Should I switch to a Health Care Sharing Ministry?
with No Comments

Some think the alternative to the traditional insurance providers is the health care sharing ministries, but they aren’t insurance.

When Partial-Year HSA Contribution Limits Don’t Apply
with No Comments

Under the “last-month rule,” you can contribute the full amount even after a partial year assuming you meet the “testing period.”

Qualified HSA Funding Distribution
with No Comments

There is an obscure tax rule that allows a one-time Traditional IRA-to-HSA conversion called a Qualified HSA Funding Distribution (QHFD).

Nine Unfortunate Facts of Health Savings Accounts
with No Comments

An HSA is one of many accounts used in comprehensive wealth management for tax optimization and planning.

How Much Umbrella Insurance Do I Need?
with No Comments

Umbrella insurance covers you for liability that goes above and beyond your auto and homeowners insurance.

Do New Healthcare Plans Cost More?
with No Comments

Last year plans were being cancelled. This year, citizens are receiving notifications of rate hikes in the double digits. Is this really happening?

Cryptic Medical Bills And Health Insurance
with No Comments

Next time you receive an unintelligible medical bill, remember how hard it is for your doctor to get paid.

How To Bilk Obamacare
with No Comments

Learn how a family of four can qualify for a full subsidy with an income of $140,000 a year.

Does Buy Term and Invest the Difference Still Work?
with No Comments

Imagine these two strategies competing in a track race. It’s as if one runner were told to wait until the other finished her first lap before beginning.

How much life insurance does a parent need? ($ ?s)
with 5 Comments

Some suggest using ten times your take home salary as a rough rule of thumb when determining life insurance. Like all such rules, this rough guide is found lacking in many situations.

$ ?s: Maintaining Health Insurance After Losing Your Job
with 2 Comments

Review your health insurance options after losing your job – COBRA and High Deductible Health Plans.

Obama Care is costing Americans $384 Billion more each year
with 1 Comment

The “Patient Protection and Affordable Care Act” (PPACA), is misleadingly named. It has neither protected patients nor made healthcare more affordable.

Video: The Dangers of Immediate Fixed Annuities
with No Comments

The returns offered by immediate fixed annuities aren’t as good as they sound. The sleight of hand in this case is the immediate loss of 100% of your principal. They are fixed for you to lose and the insurance company to win.

Umbrella Insurance Could Be the Right Answer
with No Comments

If you have a personal umbrella insurance policy, congratulations. If you don’t, you must not have a lot to lose. This important insurance can extend your liability coverage beyond your home and auto insurance by millions of dollars.

ObamaCare Is the Worst Legislation in 75 Years
with No Comments

Everyone in our risk pool will order filet mignon. First the costs will skyrocket. And then the meat will be rotten.

A Compromise to Achieve Universal Coverage
with No Comments

We need a safety net, not a hammock.

Subscribe to our newsletter!