Those planning to enroll in Medicare have lots of homework to do. In this article I cover the essential benefits of Medicare Advantage which is the private insurance option for Medicare recipients.
Read More...Insurance
Sometimes you just need insurance to cover yourself in the case of an emergency. Here are things to look for and things to avoid.
How much life insurance does a parent need? ($ ?s)
Some suggest using ten times your take home salary as a rough rule of thumb when determining life insurance. Like all such rules, this rough guide is found lacking in many situations.
Read More...$ ?s: Maintaining Health Insurance After Losing Your Job
Review your health insurance options after losing your job – COBRA and High Deductible Health Plans.
Read More...Obama Care is costing Americans $384 Billion more each year
The “Patient Protection and Affordable Care Act” (PPACA), is misleadingly named. It has neither protected patients nor made healthcare more affordable.
Read More...$ ?s: The Lowdown on HSAs
Q: It’s annual enrollment time, and my employer is now offering a health insurance plan with a $3,500 deductible and otherwise similar benefits as an alternative to our conventional HMO health plan. What do you recommend I do?
Read More...Video: The Dangers of Immediate Fixed Annuities
The returns offered by immediate fixed annuities aren’t as good as they sound. The sleight of hand in this case is the immediate loss of 100% of your principal. They are fixed for you to lose and the insurance company to win.
Read More...Umbrella Insurance Is Always the Right Answer
If you have a personal umbrella insurance policy, congratulations. If you don’t, you must not have a lot to lose. This important insurance can extend your liability coverage beyond your home and auto insurance by millions of dollars.
Read More...Video: Health Savings Accounts
Employers and employees alike are feeling the squeeze of swelling health care costs. According to the Kaiser Family Foundation, health insurance premiums have risen at an average rate of 12 percent per year since 2000. Unable to keep up with rising premiums, employers are forced to pass on costs to employees, to trim benefits, or worse yet, to dump the coverage all together.
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