Investment Philosophy

The Value Matters in Stock Investing
with No Comments

“Think of a stock as a machine that generates cash every few months.” Smaller companies that you have never heard of usually have a better return than the better known larger companies.

Radio: Financial Decisions in 2018
with No Comments

Talking about the question “How should you manage your money in 2018?” this show covers a lot of ground over 23 minutes of conversation.

Asset Location Can Significantly Boost After-Tax Returns
with No Comments

Exact asset location depends on the percentage of a portfolio held in each of the three types of accounts as well as the percentage of the portfolio which is to be allocated to each selected sector. But the boost in after-tax returns is well worth the effort.

Common Endowment Mistakes
with No Comments

Prudent investment practice is as much about knowing what not to do as it is about knowing what to do.

Read More

 

Retirement Planning

How to Get Started with Retirement Planning
with No Comments

Most of the assets you use to fund your retirement will come from compounded growth.

How to Set Retirement Goals
with No Comments

A fee-only financial advisor can provide the decades of support and encouragement to make financial planning, effective life planning.

How to Protect Your Retirement
with No Comments

For many investors, a fee-only advisor pays for themselves in reduced expenses alone.

How to Adjust Risk Appropriately for Retirement
with No Comments

Risk is about understanding your own greed, fear and pride.

 

Read More

Tax Planning

 

The Complete Guide to Timing Your RMD
with No Comments

You can take the RMD out as early as January 1st or as late as December 31st, but when should you?

Where is Your Priority: Tax Preparation or Tax Planning?
with No Comments

At our firm, tax planning is our priority. We hope to maximize after-tax net worth over your lifetime, even if it is at the expense of this one year.

Long-Term Effects of AGI-Lowering Strategies
with No Comments

However, in 2018, the heatlh insurance rates are extraordinarily high, especially in Charlottesville. Taking one year off from your valuable tax planning strategies to get free or low-cost health insurance might be worth it.

How to Lower Your AGI and Why You’d Want To
with No Comments

Here are 8 reasons you’d want to lower your AGI and 8 methods to lower your AGI.

Read More

Budgeting

There Are No Deals “Too Good To Pass Up”
with No Comments

There is no such thing as saving money buying something. You can go broke “saving money” this way.

The Complete Guide to DIY Household Cleaners
with No Comments

I began my DIY journey learning about science, so it feels best to start you there as well.

Marital Harmony with a Few “His” and “Her” Budgets
with No Comments

Each spouse has different spending habits and values different things in life. This can easily lead to bitterness, or at the least, long discussions when the budget is reconciled.

Beware the Two-Pocket Theory of Money
with No Comments

If you budget well according to your values, a one-pocket theory of money enriches your life, prioritizing your financial dreams above your impulses.

Read More

Various Topics

A Guide to the Bear Markets
with No Comments

I have gradually been writing a series of articles on each Bear Market to show how quickly they correct and how high the subsequent Bull Market rises.

Marotta on A Christmas Carol
with No Comments

Charles Dickens’s A Christmas Carol is one of the best stories for talking about economics.

Five Things You Can Control: The Series
with No Comments

Don Phillips suggests that the best advisors help their clients focus on what can be controlled and not fret about the rest.

The Complete Guide to Creating an Investment Plan
with No Comments

This is a summary of the six steps required to create a well-crafted investment plan.

A Complete Guide To Donor Advised Funds
with No Comments

A donor advised fund makes the process of charitable giving simple and easy.

Steps for Getting Out of Debt
with No Comments

I have outlined some steps to help you figure out how to pay down your debt and get back on track.

Our 10 Most Popular Posts So Far
with No Comments

We have 1,292 posts on Marotta on Money, but here are the 10 most visited posts on our blog.

The Markets Are Inherently Volatile
with No Comments

Most investors don’t understand what that means.

Read More

Subscribe to our newsletter!