Video: Gifting Appreciated Securities Can Save You Money
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Americans are a generous people, and the end of the year is the time of year when most people do their charitable giving.

The Religious Roots of My Libertarian Leaning
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My original attraction to libertarian ideals started in political theory and theology rather than in politics. This is not surprising because I did both part of my undergraduate work and three years of my postgraduate work in philosophy and biblical studies.

You Can’t Regulate Crooks
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Unnecessary regulation annoys the good guys, and doesn’t stop the bad guys.

Mailbag: My Home is 32 Times What I Paid for It. Isn’t that an Investment?
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Although the house does not pay me any money on an ongoing basis, I think it will represent a very good return on my money invested should I decide to sell.

Seven Reasons Why I Lean Libertarian
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Our daily articles this month at MarottaOnMoney.com are focusing on the ideas of libertarian politics. Last week I listed the first three reasons why I lean libertarian. Here are four more reasons I lean libertarian.

Radio: Why I Lean Libertarian
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David John Marotta was featured on radio 1070 WINA’s Rob Schilling show on November 8, 2011. The topic was why David leans libertarian, an appropriate topic for Election Day 2011.

David John Marotta Receives Write-In Votes in Local Elections
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I was flattered to learn that I received several write in votes from among those dissatisfied with the choices presented on the ballot.

Ratio Of Takers To Givers Reaches A Tipping Point
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This is what makes the stock market in some countries better than others. Make sure that you understand freedom investing for your portfolio.

Why I Lean Libertarian, Part 1
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My youthful utopian idealism gave way slowly to my present midlife perspective. My life’s philosophical and experiential odyssey overturned many of my presuppositions. I learned over time that many of society’s assumptions are provably false. But it took courage to integrate this radical reevaluation of life.

Grover Cleveland, The Last Libertarian President
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“If free-market advocates could resurrect a U.S. president to deal with today’s problems, many would choose Grover Cleveland.”

Libertarian Month
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November 2011 is Libertarian politics month. Libertarians are as diverse as the Democrat or Republican Party.

Is My House an Investment?
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Just because something costs a lot doesn’t mean it is an investment. An investment is something that pays you money.

Building A Rich Defense
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Multifamily offices and private banks see an increasing need for self-defense programs that help protect their wealthy clients.

Mailbag: Which is Better, Vanguard Mutual Funds or ETFs?
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There are four minor advantages to using exchange traded funds instead of mutual funds.

Full-Nest Syndrome
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“With more adult children relying on their parents amid the economic uncertainty – or moving back home – well-laid financial plans could get trampled.”

Price Controls Are Never Good Economics
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Starting October 1, price controls were set by law on debit card swipe fees. Such populist well-intentioned legislation reduces economic freedom and slows economic growth.

The Disaster of Closed-End Mutual Fund IPOs
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Investors in this year’s fund IPOs should be protesting. Investors who got suckered by brokers have been massacred by fees and poor performance. Their total losses — hard to believe — total about $1 billion.

Mailbag: Is There a Certain Roth You Recommend?
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I’m in my 20s and I’m just getting started in the working world. I’m also looking at a Roth IRA. Is there a certain Roth you recommend?

Mailbag: Which of These 401(k) Investment Choices Do You Recommend?
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I’m in my 20s and I’m just getting started in the working world. Which of the attached 401(k) investment choices do you recommend?

Mailbag: Which Investments Should I Fund First?
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I’m in my 20s and I’m just getting started in the working world. I would love to start funding my Roth and 401(k), but I have no idea where to begin!

Third Quarter 2011 in Review
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A collection of articles from and about third quarter 2011.

Economic Lessons from “Settlers of Catan”
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What makes Catan particularly interesting is that just producing the most resources is not sufficient to win the game. Knowing what mix of resources you need to meet your objectives is critical.

Radio: Giving Your Children a “Rich” Mindset
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David Marotta and Megan Marotta were featured on October 11, 2011 on radio 1070 WINA’s Schilling Show discussing the importance of teaching your children about money and giving them a “rich” mindset.

What Happened To the Dollar This Summer (2011)?
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Currency movements changed direction this summer and the dollar strengthened for a season.

Stock Funds Shed $29.29 Billion
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Investors pulled $83.31 billion out of stock funds during the summer months. Stocks drop when there are more sellers than buyers. And when there are outflows like this stocks drop precipitously.

What Happened This Summer (2011)?
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This summer many things that should do better over a long-term investment strategy did not. This situation is not unusual for one quarter’s worth of time. Such a result only makes reversion to the mean much more likely in the coming quarters.

Wealthy Kids In Trouble
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Children of the rich and famous are not immune to the temptations and foolish behavior that sometimes plague the rest of this generation’s youth.

Financial Planning For Kids With Special Needs
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Parents with disabled children must have an estate plan to provide without disqualifying them from receiving public assistance.

Roth Regrets? Still Time to Change
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David John Marotta was featured in a Wall Street Journal article about the upcoming Roth recharacterization deadline.

Economic Lessons Learned from Chess
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I love strategy games. Many people dismiss games as a waste of time. But at their best they teach principles of cause and effect that we can use as paradigms for real life.

Chess: David John Marotta vs. Edward Teller (1977) – Game 2
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Played at the age of 16 at a social gathering with theoretical physicist Edward Teller on 1977-07-09.

Chess: Edward Teller v. David John Marotta (1977) – Game 1
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Played at the age of 16 at a social gathering with theoretical physicist Edward Teller on 1977-07-09.

Family Affair
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Father George Marotta and son David John Marotta were featured in an article in Financial Planning magazine.

Stop Telling Yourself These Three Financial Lies
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Most of us rationalize why we can’t get our finances together right now. Many Americans prolong these excuses during their entire working careers. Here are three lies you must stop telling yourself in order to build a solid financial foundation.

Rich Dad, Rich Daughter
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“Small changes over a long period of time make all the difference.” Learn how to teach financial wisdom to your children with Megan Marotta’s series, “Rich Dad, Rich Daughter.”

Eugene Robinson’s Idea of “Fair Share”
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Robinson’s entire arguement seems to be focused on the idea that the current max capital gains tax rate is 15% but the income tax is progressive and passes 15% at middle class incomes.

Advisers’ Two Toughest Words: ‘Save More’
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“Even the wealthy aren’t setting aside enough, but changing behavior is a struggle.”

Radio: How to Win the CNBC Million-Dollar Portfolio Challenge
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David John Marotta was featured on radio 1070 WINA’s Rob Schilling show on September 13, 2011. The topic was the CNBC million-dollar portfolio challenge, and how it does not emulate a good real-life investing strategy.

How to Win the CNBC Million-Dollar Portfolio Challenge
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CNBC’s million-dollar portfolio challenge begins next week. Participants can trade a fictional account of stocks and currency. Prizes are given over each of the 10 weeks, and then a grand prize winner is awarded a million.

Subscribe to Fee-Only Fiduciary Wealth Management Advice Today!
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Subscribe today and receive access to view Where in the World Should You Invest? video free!

Subscribe and receive the free video: “Boosting Returns through Static and Dynamic Asset Allocation”
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Think of static asset allocation as where to set your sails and dynamic asset allocation as a way to keep your balance as your boat glides and sometimes bounces through the waves.

Subscribe to Marotta On Money Today!
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Subscribe today and receive access to view Where in the World Should You Invest? video free!

The Hedging Game
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“Structured products’ risk-reward ratio is worse than you think.”

Market Skid May Prompt Roth IRA ‘Do-Overs’
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Marotta’s Roth segregation technique of conversion and recharacterization was featured in InvestmentNews magazine.

Libertarians Should Invest More Down Under
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Libertarians and economists both recognize that countries with more economic freedom experience higher gross domestic product (GDP) growth. That growth translates into higher stock returns for investors savvy enough to look for governmental fiscal restraint rather than government stimulus.

Mailbag: Should I Buy Puts If I’m Worried About the Market?
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Won’t this hedge the markets and protect me in case the markets go down?

Mailbag: What Should I Do About a Class Action Lawsuit Against One of My Mutual Funds?
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Is it worth it to file all the paperwork just to collect a few buck?

An Appetizing Investment
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High Net Worth individuals are often solicited to provide funds for a private venture such as opening a new restaurant business. Think thrice before considering investing.

Means-Test and Privatize Social Security
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If you look at Social Security as a system of taxation and redistribution, it takes from a single minority male worker and gives to married white women who never contributed. And if you look at Social Security as a forced retirement savings program, it produces such a terrible return we might as well invest in gold. Neither perspective is worth continuing. Social Security as we know it needs to be abolished.

Fee-Only Financial Planners Help You in Three Ways
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Working with a fee-only planner can help you make better financial decisions and balance current needs with future goals. The result can be financial peace of mind.

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