New CFP Board Ethics Standards Suggest “Fee Based” Is Misleading
with No Comments

It will be a welcome change when the CFP Board can force CFP® mark holders to remove misleading content from their websites.

#TBT Is My House an Investment?
with No Comments

For most families, the largest purchase they make will be their house. This 2011 post reminds us that the house you and your family live in is not an investment, but real estate can be.

Q&A: Should Dividends Be Reinvested?
with No Comments

A question from our readers, “Should I choose to have dividends reinvested or should I receive them in cash and then reinvest them myself?”

The IRS Power To Revoke Passports Now In Effect
with No Comments

It is lazy of the IRS to put the burden of proving innocence on the taxpayer while punishing them as though they are guilty.

How to Comply With the SEC’s Strange New Custody Rule
with No Comments

Compliance is never simple. Thousands of hours have been spent because the SEC refused to clarify what they expect.

Is Portfolio Rebalancing Overrated?
with No Comments

An article in the Wall Street Journal questions the value of regular rebalancing, but regular rebalancing is a key component of modern portfolio theory.

Gone Fishing Portfolios: What Should I Invest In First?
with No Comments

Our primary gone-fishing portfolio includes investments which may have a trading fee in order to invest at the custodian. How much of an investment is worth paying a trading fee?

Radio: The Value of Ignoring Your Gone Fishing Portfolio
with No Comments

On February 13, 2018, David John Marotta appeared on Radio 1070 WINA’s Schilling Show to discuss recent market volatility, what you should do in response to the volatility, what Freedom Investing is, and what the Marotta’s Gone-Fishing Portfolios are.

Best Non-Correlated Asset Classes for the S&P 500
with No Comments

Even very volatile investments may, in moderate amounts, reduce a portfolio’s volatility if the investment is not correlated with the rest of the portfolio’s components.

Radio: Financial Decisions in 2018
with No Comments

Talking about the question “How should you manage your money in 2018?” this show covers a lot of ground over 23 minutes of conversation.

#TBT For Valentine’s Day, Work on a Budget Together
with No Comments

Financial planning can be romantic. As this 2011 article reminds us, “nothing is more romantic than planning how to realize your shared hopes and dreams for the future.”

The Markets Can’t Go Up Indefinitely, Can They?
with No Comments

Or do they go up indefinitely, albeit interrupted by some significant corrections?

A Guide to the Bear Markets
with No Comments

I have gradually been writing a series of articles on each Bear Market to show how quickly they correct and how high the subsequent Bull Market rises.

#TBT Donald Mortlock
with No Comments

If you ever wondered how the stock market works, this 2006 article is for you. It is both the personal story of David Marotta’s maternal grandfather, Donald Mortlock, and an explanation of how the market of the stock market is made.

Marotta’s 2018 Gone-Fishing Portfolios
with No Comments

This year, we have made three significant changes and are offering four different gone fishing portfolios based on which custodian hosts your accounts.

Marotta’s 2018 Gone-Fishing Portfolio Calculator
with No Comments

This gone fishing portfolio is our default portfolio which can be used at any custodian.

Marotta’s 2018 Vanguard Gone-Fishing Portfolio Calculator
with No Comments

We recommend this gone fishing portfolio for accounts hosted at Vanguard.

Marotta’s 2018 Updated TD Ameritrade Gone-Fishing Portfolio Calculator
with No Comments

We recommend this gone fishing portfolio for accounts hosted at TD Ameritrade.

Marotta’s 2018 Schwab Gone-Fishing Portfolio
with No Comments

We recommend this gone fishing portfolio for accounts hosted at Charles Schwab.

Marotta Retirement Plans Add Managed Unitized Trust Options
with No Comments

Being able to lower total fees while investing part of the portfolio in slightly higher cost country specific exchange traded funds and being able to use exchange traded funds with strategic factors and add a monthly dynamic tilt is a significant accomplishment.

Don’t Buy Bonds Out of Fear
with No Comments

There are reasons to have the stability of fixed income investments for a portion of your portfolio, but switching to bonds because you are afraid of stocks is not one of them.

#TBT Maintain Financial Balance When in Business
with No Comments

This 2004 post has ten timeless rules for small businesses to maintain their financial balance.

A Closer Look at the Past Performance Disclaimer
with No Comments

We have all seen mutual fund ads stating this Securities and Exchange Commission (SEC) disclaimer, “Past performance is no guarantee of future results.” Let’s take a closer look at it.

Radio: Understanding the Tax Cuts and Jobs Act
with No Comments

On December 12, 2017, David John Marotta appeared on Radio 1070 WINA’s Schilling Show to discuss the Tax Cuts and Jobs Act.

#TBT A Wealth of Satisfaction
with No Comments

This 2011 article reminds us that there will never be another you in the history of the universe. Sometimes that is just the reminder we need.

Investing Advice from Michael W. Sonnenfeldt for Entrepreneurs
with No Comments

The same grit that drives entrepreneurs to success can drive their investments to failure.

2007 In Review
with No Comments

See how much market return you lost to poor fund choices and how much you lost to high expense ratios.

Radio: Ten Attractive Investment Categories for 2018
with No Comments

On January 9, 2018, David John Marotta appeared on Radio 1070 WINA’s Schilling Show to discuss ten investment categories that look more attractive than the S&P 500 at the start of 2018.

Is a Home Storage Gold IRA Legal?
with No Comments

My understanding is that being the custodian of your own IRA assets is illegal. Also, we believe that investing your IRA in gold is not a good idea even if you have a third party custodian.

#TBT You’re Fired! Now Get to Work!
with No Comments

Back in 2004, we watched Donald Trump as a reality TV show star. This throwback article is an inspiring reminder that “You’re fired!” can be an opportunity to work for yourself.

How to Analyze an Individual Stock
with No Comments

Let’s use some of the publicly available information about HubSpot, Inc. (HUBS) to see what factors the stock shares.

#TBT Financial Help for the New Year
with No Comments

A 2007 article that stands the test of time. This is the year you should keep your financial resolutions. Getting help from an objective advisor can provide both a powerful catalyst for action and real peace of mind.

Spam Solicitation from Albemarle Insurance Agency
with No Comments

Albemarle Insurance Agency’s hiring solicitation shows the difference between insurance salesmen and fee-only fiduciary advisors.

#TBT How to Live on 24 Hours a Day
with No Comments

A short quote from this 2004 inspiration, “Time is so much more than money. If you have time, you can acquire more money. But money can’t buy you more time. Time is a great equalizer. You can’t go into time debt. Every day the rich and the poor alike are given twenty-four hours to spend.”

Marotta on A Christmas Carol
with No Comments

Charles Dickens’s A Christmas Carol is one of the best stories for talking about economics.

#TBT A Christmas Sermon
with No Comments

In this 2008 article, David Marotta gives you a taste of his religious tradition while encouraging us all to “look to integrate finances with your spiritual traditions to reflect the best of your values and live life holistically.” It is an uplifting, timeless sermon.

Your Portfolio May Be Missing Canada
with No Comments

Under weighting Canada could have the effect of diminishing your returns. If your fund under weights Canada, consider switching to a lower cost fund which properly represents it.

Radio: Charlottesville 2018 Health Insurance
with No Comments

“When Congress acts, whatever it is called it will do the exact opposite. So the Affordable Care Act will make plans not affordable.”

#TBT A Compromise to Achieve Universal Coverage
with No Comments

“Once the incision is made, there is no turning back. And without a clear understanding of economics, our experimental treatment may kill Uncle Sam.” It’s too bad Congress didn’t take this 2009 article’s advice yet.

Understanding H.R.1 Tax Cuts and Jobs Act
with No Comments

It looks like something from this proposal will become law. Right now, the bill is in committee where the differences are being resolved.

#TBT Three Reasons To Engage In Gift Giving
with No Comments

This 2015 article is one of my favorites. The holiday cliché is to complain about hyper-materialism, but according to anthropologists, gifts and gift giving help shape our identities.

Employers Who Offer A Retirement Plan Have A Fiduciary Responsibility
with No Comments

Every business owner or director of a non-profit should realize that if they don’t take their fiduciary responsibility seriously they are legally liable for their neglect and inaction.

#TBT SEC Requires New ADV Part 2 Disclosure Form
with No Comments

This 2011 post marks the birth of the SEC-required “plain English” descriptive brochure of disclosures. As David Marotta predicted, this new requirement was just another feel-good legislation aimed at making people feel safer without actually making them safer.

“Deductions are Expensive” and Other Mistakes in the News
with No Comments

I recently watched a video by VOX called, “How tax breaks help the rich.” In the video, they discuss wealth inequality and claim that one of the biggest drivers of inequality is the tax code.

#TBT Everyone needs some frivolous purchases
with No Comments

Everyone needs some fun in their life, and sometimes fun costs a little money. This 2004 article shares six guidelines for dealing with purchases that might be considered frivolous.

#TBT The Economics of a Thanksgiving Turkey
with No Comments

This 2014 article changed the way we enjoy our Thanksgiving turkeys. Turkeys have always been an interesting study for economics. Because of the consistency of their demand in America, the price of a Thanksgiving turkey can be used as an indicator of inflation. Because of federal subsidies, the diet of factory-farmed turkeys is very limited. This article should give you something fun to discuss this year.

Radio: Equifax Breach and Financial Peace
with No Comments

David John Marotta was interviewed on Radio 1070 WINA’s Schilling Show discussing the Equifax breach and Financial Peace University.

How To Double Your Money As Quickly As Possible
with No Comments

When the client asked my mother, “What is the quickest way to double my money?” she did not hesitate before she answered.

#TBT How to Double Your Retirement
with No Comments

Doubling your retirement is not a fast process. It is the slow and steady practices of daily financial diligence. This 2004 article remind us, “Every six years you delay saving and investing you cut in half the lifestyle you will have in retirement.”

Revisiting “10 Funds Without a Single Losing Year in a Decade”
with No Comments

In retrospect, Financial-Planning’s slide show was another bit of distraction from the real work of building brilliant portfolios for long term investing.

1 2 3 4 5 6 30

Subscribe to our newsletter!