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Our Articles

Obama Expands the Permanently Unemployed
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The economics of the job market are complicated, and an executive order can’t grant America a higher wage.

Which is Better: Bad Market Timing or Not Investing?
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Trying to wait until market conditions are perfect likely means you will miss a good investing opportunity.

Advisors Must Stop Client Self-Destruction
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Sometimes the best advice is when a competent advisor tells you that you are wrong.

How Much Should I Save for College?
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I’ve learned to develop a thick skin when sharing ideas with the masses but if these commenters represent some general barometer of financial sanity, we appear to be losing the battle.

Develop A Network Of Friends In Retirement
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Having community is important for a successful retirement. Men may find it requires more work to achieve.

Obama’s myRA Plan Violates Multiple ERISA Laws
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Willful violations of ERISA legislation carry criminal penalties of up to a year in prison for the plan sponsor and a fine of up to $100,000 for the corporation.

End-Of-The-World Money Moves
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How do you prepare for the end of the world?

Opening A Brokerage Account
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Opening an account is the first step in getting started in investing.

Does Buy Term and Invest the Difference Still Work?
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Imagine these two strategies competing in a track race. It’s as if one runner were told to wait until the other finished her first lap before beginning.

2014 IRA & Roth Contribution Limits
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Plan to max out your retirement contributions for 2014 — your future self will thank you.

2014 Employer-Sponsored Retirement Plans
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It’s important to know the limits so you don’t over-contribute and incur tax penalties, but contribute just the right amount (based on your income) for your future standard of living.

2014 Tax Facts
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The numbers are in: here is a quick chart of tax info for the 2014 tax year.

Can You Fact-Check Without Reading the Article?
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Both authors claimed there were errors in our article all the while agreeing with our assessment of the unemployment numbers.

We Were Wrong: Jobless Available Workers As High As 41.4%
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We actually underreported the portion of jobless Americans. It did not include the people who are represented in the unemployment rate.

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