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Our Articles

Real Returns Favor Holding Stocks
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There are several important lessons to learn from this graph.

Skin in the Game of Health Care
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“Shouldn’t patients and their families have some skin in the game as a brake on the profligate spending of other people’s money for health care?”

Most Americans Want Financial Advice From Humans
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An article title caught my eye recently: “Survey: Most Americans want financial advice from humans.”

Cryptic Medical Bills And Health Insurance
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Next time you receive an unintelligible medical bill, remember how hard it is for your doctor to get paid.

Failed Experiment at the SEC
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Those who don’t understand or experience regulatory capture wrongly believe in a team of angels at these federal agencies tirelessly working for the common good.

Mailbag: What Cost Basis Method Do I Want For Vanguard Mutual Funds?
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In our example, your gain/loss could vary from -$1,000 to +$3,500 depending on the method used.

U.S. Health Care Costs versus Health Outcomes
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Asians in New Jersey have the best life expectancy of any racial or ethnic group.

Radio: Third Party Payer Systems
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David John Marotta was interviewed on radio 1070 WINA’s Schilling Show discussing the economics of third party payer systems.

Mailbag: What Is The One Fund I Should Invest In?
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Here’s how to earn a slow million.

How Do I Find An Estate Planning Attorney In My Area?
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What is a better starting place than advertisements and phone directories?

Why Are Insurance Companies Reluctant To Cover Preventive Care?
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Now there is absolutely no charge for a costly set of test and procedures on the all-you-can-spend preventive care buffet.

How To List A Charity As Your Beneficiary
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There is a tax benefit to leaving some assets to your favorite charity rather than leaving it to your heirs.

Mailbox: How Can I Leave My Estate To A Charity?
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Leaving a legacy can be a great benefit for the charity receiving the gift.

Do We Need Price Controls to Stop Exorbitant Hospital Fees?
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After the birth of my (David’s) first child, my wife and I noticed we were being billed for a very expensive bedpan and box of tissues that we had never used.

Third-Party-Payer Markets
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Anytime a third-party-payer system exists market forces will not hold down costs as much as they would otherwise.

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