April 24, 2014

What Happened to the Gold Standard?

Biting Money

The U.S. dollar was first regulated by the Coinage Act of 1792 and prescribed as 371.25 grains of pure silver. The eagle, worth $10, was 247.5 grains of gold. One cent, worth a hundredth of a dollar, was 24 grains of copper. The value of the metal contained in the currency kept prices relatively constant [...]

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What Exactly Is Quantitative Easing?

Piggy Bank

Quantitative easing is a sneaky way to make everyone dealing in U.S. dollars pay off the U.S. debt.

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The Government Effectively Pardoned 77.3% Of The 2013 Debt Increase

Crumpled Dollar

Paid for by using your former purchasing power.

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Quantitative Easing And The Federal Reserve’s Balance Sheet

Inflation

Government officials argue that consistent deficits are good for the economy, if we were only willing to go high enough.

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Should a Business Buy Its Own Building?

New Office

We finally found a great building and decided to purchase it!

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Advisors Must Stop Client Self-Destruction

Koala Bear

Sometimes the best advice is when a competent advisor tells you that you are wrong.

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Obama’s myRA Plan Violates Multiple ERISA Laws

Go to jail

Willful violations of ERISA legislation carry criminal penalties of up to a year in prison for the plan sponsor and a fine of up to $100,000 for the corporation.

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End-Of-The-World Money Moves

End of the World

How do you prepare for the end of the world?

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David John Marotta Mentioned on Sean Hannity’s Show

Sean Hannity 2014-01-22

Sean Hannity’s radio show covered Marotta and Russell’s “Should We Wallow in the Rising Stock Market?” Thanks to sensational headlines and selected quotes, the message of the article is changed with each re-telling.

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Sensational Headlines Capture Nation’s Attention

Fox News 2013-12-26

In addition to learning how a viral story can get many of the facts wrong, another more important lesson can be learned from this experience.

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Media Storm Surrounding Marotta Advice

RUN FOR THE HILLS! Top financial adviser sees imminent collapse of U.S. civilization

Recently we had one of our blogs posts go viral and capture the attention of the national news.

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Chronicles of Aria Prime, Episode One by AJ Reissig

AJ Reissig

The adventure begins as a tale of interstellar travel, but quickly morphs into a space opera and post-apocalyptic survival story.

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How To Prepare For The “Coming Financial Apocalypse”

The Disaster Diaries by Sam Sheridan

You should be just as prepared for the possibility that the world as we know it is not ending.

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Five Things More Important Than Politics

Five important things

This holiday season, remember to cherish the important values of life.

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If It’s TEOTWAWKI, Should I Have Paid Off My Mortgage?

It's the end of the world as we know it.

Why would you want to use valuable dollars today when you can use cheaper dollars over the next three decades?

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Is It The End Of The Line For Stock Investments?

End of the line

If you are 50 years or younger will you see any of your retirement money?

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Should I Get Out Of Debt Before Civilization Collapses?

Lion vs. Zebra

This is much better advice if civilization is continuing than if it is collapsing.

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Is A Financial Apocalypse Coming?

The Disaster Diaries by Sam Sheridan

Should you buy as much gold as you can get your hands on?

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Wealth Inequality in America, Part 3

Offical SNAP promotional photo from the Department of Agriculture

Even the negative or inconsequential effects of welfare often fail to convinced some people that a new system of assistance is necessary.

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Who Gets Your Stuff When You Die Without a Will?

Who Gets Your Stuff When You Die Without a Will?

It can be tricky to figure out who your “next of kin” is, so here’s a handy flowchart to help you figure out who gets everything you leave behind if you don’t have a will.

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Countries with Economic Freedom – July, August, & September 2013 Returns

Countries with Economic Freedom - July 2013 Returns

We recommend investing in countries which are high in economic freedom and low in debt and deficit.

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Wealth Inequality in America, Part 2

Bill Gates

Blaming the 85% with 100% of the wealth for the poverty of the remaining 15% is unreasonable. The two are unrelated.

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Republican Genius: Budgeting One Item At A Time

John Boehner

The partisan deadlock offers us a novel opportunity to reach consensus.

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Radio: Is a Government Shutdown Better Than No Government Restraint?

Marotta on the Radio

Why is the business of government seen as passing spending bills? Why isn’t the job of our representatives to work toward government restraint?

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Hitting The Debt Ceiling Is Still Not The End Of The World

End of the World

Spending, Debt and Deficit as a percentage of GDP continue to grow unchecked. What political process will ever stop them from bankrupting our country?

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Ban On Domestic Propaganda Overturned

Obama Propaganda

Let’s spend $1.25 *billion* to enlist acceptance of Obamacare by young people.

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Most Popular Posts

Retirement | Investments | Taxes | Budgeting | Security Estate Planning | Life Planning | Fiduciary | Free Markets   Retirement Return to Top   Roth IRA Conversion 2012: Are You a Good Candidate? February 20, 2012 by David John Marotta “You may be a good candidate for a Roth conversion in 2012 if you [...]

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The Beginning of the End for Skyrocketing College Costs?

college bound

With this announcement, we are finally starting to see online education cause disruptions that can slow soaring college costs.

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Get Out Of Debt

Slack Palm

Getting out of debt is the first step to building real wealth.

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Do We Have a Right to Health Care?

Magic Pills

The Affordable Care Act encourages everyone to get health care insurance by punishing those who don’t. Proponents of Obamacare justify this saying that health care is a human right. But is it?

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July 2013 Asset Class Returns

Asset Class Perf - 2013-07

Here is how representative ETFs from each of the six asset classes did in July 2013.

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Detroit’s Bankruptcy Doesn’t “Just Happen”

Detroit Zoo Tiger Sleeping

Corporations go bankrupt for a wide variety of reasons, but there’s only one reason for municipalities.

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Foreign Bonds Drop As Dollar Strengthens And Interest Rates Rise

Asset Class: Foreign Bonds

Just because the dollar strengthens for a quarter does not mean you should abandon this strategy.

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Countries With Economic Freedom Monthly Returns Index

Free Countries

Here are some of the monthly returns for countries high in economic freedom.

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Budget? What Budget?

Bucket in Trees

Even if you just have an idea of where your money is going, you should still have a very good idea.

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Jefferson Davis Posthumously Responds to Our Readers’ Reactions

Jefferson Davis

We were surprised by some of the reactions to our recent article on protective tariffs as one of the primary causes of the Civil War.

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The Worst Advice Given to Me

Worst Advice

Milestones in life encourage advice. In 2012, I graduated, got married, and started a job and then this year, I bought a house. I received a lot of great advice, but here is some of the worse advice I was given.

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The Powerful Roth IRA

Roth IRA gymnast

Tax-free saving for retirement is only one of the many talents offered by Mr. Roth. If you have yet to become fully acquainted, consider this your formal introduction and start getting to know Mr. Roth today.

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Millionaires’ Biggest Financial Regret

Mansion

In a survey of millionaires’ top money regrets, the one that overwhelmingly prevails should not surprised us.

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What Our Founding Fathers Got Wrong

James Madison

It’s hard to believe they would both protest a tariff-created monopoly at the Boston Tea Party and then create one at the first congress.

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Inflation

The Fading Dollar

Inflation is one of the most important factors in nearly every aspect of financial planning and wealth management.

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Protecting Your Identity: Credit Reports and Credit Freezes

American Credit Card

Even if you think you have good credit, periodically check the facts on your credit report anyway. Your credit report will outline your full credit history. And it can help you verify you have not been the victim of identity theft.

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Bucket List: A Bucket for the Unknown

Metal Buckets

I opened my freezer and found, to my horror, my ice cream had turned to mush. Why? My refrigerator and freezer were broken. The expense for a new refrigerator was around $700. How could I have seen that expense coming?

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Helping New Graduates Get a Financial Life

College Graduates

Matthew Illian says young adults should read one personal finance book a year to expand their financial literacy. See what books we would recommend.

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Preparing to Retire – Wealth Management Carnival #12

Carnival - Retirement2

Today’s carnival is all about retirement: saving for it, where to open accounts, how much to withdraw once you do retire, and more. Read on for more details!

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Essential Financial Advice for College Graduates

Graduation Advice

As the wife of a 2013 college graduate and a 2012 college graduate myself, I can boldly say this was the most helpful advice given to me.

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Better to Bank with Cyprus Than the United States?

Cyprus

Without any authorizing legislation, the U.S. government has quietly taken more value than Cyprus tried and failed to confiscate.

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More Than 25% of Americans Are Making a Financial Mistake

A Waste of Money

If you look beyond the short term, making this move is pretty clearly worse than using a high-interest credit card to pay your bills.

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Welfare Prevention Is Financial Planning

AskForHelp_t

This kitten is willing to ask for help. Be more like this kitten.

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ETF Trading: It’s ‘No Way to Invest’ Says Bogle

John Bogle talks about ETFs

If Bogle is against ETFs, why does Vanguard run so many of them?

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